Credit cards | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Credit cards

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Editor's choice Best for: THE BEST Active offer 0% installments
Annual fee EGP 4,000
Rewards Rewards points
Effective APR 55.55%
Details
Updated Sunday 01 November 2026 - 04:05 PM
3 live offers on this card Zero Interest Installment 3
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Access to more than 1,300 airport lounges worldwide, along with extensive travel, concierge, insurance, and protection benefits.

Cons

  • The card delivers its full value mainly to frequent travelers and high spenders, so average users may not fully benefit from all its premium features.

Our take

The Visa Infinite Credit Card from Suez Canal Bank is one of the strongest premium credit cards for high-spending customers and frequent travelers, offering a comprehensive range of rewards, airport lounge access, concierge services, travel privileges, insurance benefits, and flexible installment plans of up to 60 months.

A premium travel-focused credit card offering luxury benefits, exclusive global privileges, strong rewards, and comprehensive protection services.

User ratings

Annual fee EGP 350
Rewards 75% cashback
Effective APR 32.92%
Apple Pay
Details
Updated Wednesday 28 October 2026 - 11:05 PM
Banky Analysis

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Our take 4.3
4.3 Banky rating

Pros

  • Easy and convenient terms for issuance and repayment for everyday purchases, with installment options and a grace period of up to 56 days.

Cons

  • It records the highest monthly interest rate on the list (2.4%) and doesn’t offer airport lounge access.

Our take

The gold credit card offers a balanced mix of flexibility and security, with a decent credit limit and a good grace period, making it a practical choice for everyday spending. It's strong in the basics and suits a wide range of customers, but it has fewer perks compared to the higher-tier cards.

User ratings

0% installments
Annual fee EGP 1,500
Rewards 10% cashback
Effective APR 60.1%
Apple Pay
Details
Updated Monday 26 October 2026 - 07:13 PM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • Exceptionally high international and domestic usage limits: The card offers you the highest spending limits for purchasing luxury goods or booking flights and hotels, without worrying about exceeding the limit.
  • Complimentary Airport Lounge Access: The card grants you unlimited complimentary access to numerous VIP lounges at airports worldwide.
  • Highest reward point accumulation rate: The card awards you more points for every pound spent domestically or internationally.
  • Visa Concierge Service: Round-the-clock local and international support for booking restaurants, flights, and events, or assisting with travel arrangements.
  • Comprehensive and complimentary travel insurance: Excellent coverage against travel accidents, trip cancellations or delays, and lost luggage when purchasing tickets using the card.
  • "Credit Shield" insurance program: Covers double the outstanding balance (up to a maximum of EGP 500,000).
  • Flexible repayment: The minimum monthly payment is highly flexible, starting at just 5% of the outstanding balance.

Cons

  • High annual fees: The card charges high annual issuance and renewal fees compared to Gold or Platinum cards.
  • A 5% FX markup applies to purchases or withdrawals made abroad in currencies other than the Egyptian Pound.

Our take

The Visa Signature card is a premium financial product designed for frequent travelers and high-volume international shoppers who desire airport and hotel luxuries, as well as travel protection benefits. However, if you do not travel often or have average spending habits, the high annual fees and strict eligibility criteria might make a lower-tier card—such as the Platinum card—a more practical choice for you. The Arab African International Bank’s Visa Signature credit card is classified as a premium card; it is specifically designed for high-net-worth clients seeking the highest possible credit limits and superior competitive features for both domestic and international travel and shopping.

The Visa Signature card is a premium financial tool for frequent travelers and high-spending international shoppers who wish to enjoy airport and hotel luxuries, as well as travel protection.

User ratings

Active offer
Annual fee EGP 600
Rewards 25% cashback
Effective APR 69.59%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
17 live offers on this card Discount 9 · Zero Interest Installment 8

Nearest end first · 6 of 17

Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • Up to 25% cashback on talabat.
  • Free delivery benefits.
  • Attractive welcome rewards.

Cons

  • Only 40-day grace period.
  • Benefits mainly tied to talabat.

Our take

The CIB talabat Credit Card is designed for loyal talabat users, offering generous cashback, free delivery, and exclusive in-app discounts.

The CIB talabat Credit Card is designed for loyal talabat users

User ratings

Annual fee EGP 250
Rewards 10% cashback
Effective APR 30.6%
Apple Pay
Details
Updated Saturday 31 October 2026 - 01:35 AM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • It allows free access to several airport VIP lounges and exclusive perks for Liverpool Club with a moderate debit interest rate (2.25%).

Cons

  • The maximum cash withdrawal is set at only 75% of the total credit limit, and the points earning rate is lower than the World category.

Our take

The Titanium card offers a good mix of flexibility and security with a decent credit limit, a good grace period, and withdrawal and installment benefits suitable for everyday use. It's a practical and balanced card, though it has fewer exclusive perks compared to the Platinum one.

User ratings

Annual fee EGP 400
Rewards 10% cashback
Effective APR 30.6%
Apple Pay
Details
Updated Wednesday 28 October 2026 - 10:56 PM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • It offers cash withdrawals of up to 100% of the credit limit, insurance coverage and full protection on purchases, plus earning 3 points for every pound.

Cons

  • It requires a high credit limit (starting from 100,000 pounds), which makes the eligibility conditions harder for some people.

Our take

The Alexandria Bank platinum card offers a strong mix of flexibility and perks, with a high credit limit and a decent grace period, plus points, shopping, and travel benefits that make it a good choice for the middle and upper class. It's a solid, all-around card, though its cost might be higher compared to some alternatives.

User ratings

0% installments
Annual fee EGP 8,000
Rewards 50% cashback
Effective APR 60.1%
Apple Pay
Details
Updated Saturday 31 October 2026 - 12:03 AM
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Unlimited access to over 1,000 airport lounges worldwide via the Visa Airport Companion app.

Cons

  • Relatively high issuance costs

Our take

Banque Misr's Visa Infinite Credit Card is one of the bank's most premium credit card offerings, featuring an exceptionally wide credit limit range of up to EGP 3 million. The card is well-suited for affluent customers and high spenders seeking maximum financial flexibility. Its strengths include convenient card management through BM Online, installment plans of up to 36 months for purchases and cash withdrawals, and interest-free installment offers with participating merchants for up to 60 months. The card also supports contactless payments and international usage, making it an attractive option for frequent travelers and premium banking customers. However, the 4% monthly interest rate makes responsible repayment essential to avoid substantial financing costs.

A premium credit card with exceptional credit limits and strong flexibility, ideal for affluent customers who can manage repayments efficiently.**

User ratings

Annual fee EGP 300
Rewards 10% cashback
Effective APR 69.59%
Details
Updated Monday 26 October 2026 - 12:52 AM
Banky Analysis

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Our take 2.0
2.0 Banky rating

Pros

  • Receive a welcome bonus equal to 10% of the issued card’s credit limit when the customer uses the full credit limit within the first three months from the card issuance date.
  • Free SMS alert service.

Cons

  • The interest rate is relatively high at 4.50%.

Our take

The Gold Cashback Card offers a range of benefits, including cashback on fuel, supermarket purchases, and telecom company websites, as well as a welcome bonus, discounts at restaurants and luxury venues, and free SMS alerts. It is suitable for customers looking to earn cashback on everyday spending, subject to the applicable cashback limits and card terms and conditions.

The Gold Cashback Card offers cashback on fuel, supermarkets, and telecom websites, a welcome bonus, dining and luxury discounts, and free SMS alerts.

User ratings

Active offer 0% installments
Annual fee EGP 450
Rewards 7% cashback
Effective APR 67.46%
Details
Updated Tuesday 27 October 2026 - 11:33 AM
3 live offers on this card Zero Interest Installment 3
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Our take 3.5
3.5 Banky rating

Pros

  • FABMISR Rewards Program – Earn points and easily redeem them at a wide range of merchants.
  • Full waiver of issuance fees upon opening an "Al-Ula" account, along with discounts at healthcare centers, beauty salons, and fashion stores.
  • Complimentary airport lounge access via the Mastercard Travel Pass app, 7% cashback on Booking.com, plus a free Amazon Prime subscription for up to 6 months and a 50% discount on the monthly Shahid VIP package.
  • Financial flexibility and security: an interest-free grace period of up to 55 days on purchases, cash withdrawals of up to 100% of the credit limit (with a daily cap of EGP 30,000), the option to pay for transactions in installments over up to 60 months at competitive rates, and "Credit Shield" protection of up to EGP 1 million.

Cons

  • Limited-time offers: The 10x points benefit at beauty salons and Uber applies only to the first 3 months from the card activation date and is not permanent.

Our take

A smart card that is ideal for daily expenses and lifestyle spending, but not for significant financial reliance.

User ratings

Annual fee EGP 350
Rewards Cashback
Effective APR 64.78%
Details
Updated Saturday 24 October 2026 - 01:11 PM
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Our take 4.0
4.0 Banky rating

Pros

  • Global Acceptance at More Than 32 Million Merchants/Stores
  • Cash Withdrawals from More Than 1 Million ATMs Worldwide

Cons

  • Relatively high monthly interest rate of 4.25%.

Our take

The MIDBANK Gold Credit Card offers a comprehensive range of benefits for everyday use, with daily cash withdrawals of up to EGP 30,000, global acceptance at more than 32 million merchants and stores, and access to over one million ATMs worldwide. The card also provides secure online shopping, flexible installment and rewards programs, and convenient Contactless payments.

The MIDBANK Gold Credit Card offers flexible benefits for everyday use, with daily cash withdrawals of up to EGP 30,000, global acceptance, and rewards and installment programs.

User ratings

Annual fee EGP 600
Rewards 5% cashback
Effective APR 64.78%
Details
Updated Monday 26 October 2026 - 12:33 AM
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Our take 4.0
4.0 Banky rating

Pros

  • Up to 3 Supplementary Cards
  • Cash Withdrawals from More Than 1 Million ATMs Worldwide

Cons

  • Relatively high monthly interest rate of 4.25%.

Our take

The MIDBANK Platinum Credit Card combines everyday benefits with premium travel privileges, offering 5% cashback on local purchases and daily cash withdrawals of up to EGP 30,000, with local and international usage. Cardholders can also enjoy additional benefits including airport lounge access, dining and hotel offers, travel assistance services, and purchase protection coverage.

The MIDBANK Platinum Credit Card offers 5% cashback on local purchases, daily cash withdrawals of up to EGP 30,000, along with travel, dining, hotel, and purchase protection benefits.

User ratings

0% installments
Annual fee EGP 2,500
Rewards 5% cashback
Effective APR 60.1%
Apple Pay
Details
Updated Saturday 31 October 2026 - 12:03 AM
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • 12 complimentary visits to over 1,000 airport lounges worldwide via the Visa Airport Companion app.

Cons

  • Relatively high issuance costs

Our take

Banque Misr's Visa Signature Credit Card is a premium offering that combines a high credit limit with a comprehensive suite of travel and lifestyle benefits. Designed for medium-to-high spenders, the card provides complimentary airport lounge access, airport dining discounts, luxury hotel privileges, and travel insurance coverage for situations such as baggage loss, trip cancellation, and medical emergencies while traveling. It also offers installment plans of up to 36 months and interest-free installment options with participating merchants. Overall, the card is particularly attractive for frequent travelers and customers seeking premium lifestyle privileges, although the 4% monthly interest rate makes disciplined repayment important.

A premium travel-focused credit card offering strong lifestyle, airport, and insurance benefits, making it an excellent choice for frequent travelers and affluent customers.

User ratings