AlexBank Gold Mastercard Credit Card — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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AlexBank Gold Mastercard Credit Card

AlexBank Gold Mastercard Credit Card

Mastercard
Alex Bank · Credit cards · Egyptian Pound · 4.3 · Friday 03 July 2026 - 01:18 AM
Annual fee
EGP 350
Rewards
75% cashback
Effective APR
32.92%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average
  • I want the most cashback
    • Offers cashback

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • Annual fee EGP 350 Above the median of 23 Gold cards (EGP 300)
  • Effective APR 32.92% Below the median of 22 Gold cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 350 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 10,000 – EGP 29,999
Purchase limit abroad (POS)
EGP 100,000
Monthly intl. online limit (from Egypt)
EGP 50,000

Interest & fees

Effective annual rate (APR)
32.92% (2.4% /mo)
Nominal APR
28.8%
Grace period
55 days
Annual fee
EGP 350
Fee waivable
No
Issuance fee
EGP 350
Supplementary card fee/yr
EGP 350
Foreign txn fee
4%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Cashback rate
75%
Detailed benefits
Cash 1
  • سحب نقدي سحب نقدي حتى ٧٥% من إجمالي الحد الائتماني للبطاقة
Shopping 1
  • خدمة ال 3D Secure مع خدمة ال 3D Secure، استمتع بمعاملات شرائية أكثر اماناً عبر الإنترنت عند استخدام بطاقتك من خلال ارسال رقم سري متغير على رقم المحمول المسجل لدي البنك

Eligibility

Approved employer
No

Do the maths

AlexBank Gold Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.3

4.3 Banky rating

Pros

  • Easy and convenient terms for issuance and repayment for everyday purchases, with installment options and a grace period of up to 56 days.

Cons

  • It records the highest monthly interest rate on the list (2.4%) and doesn’t offer airport lounge access.

Our take

The gold credit card offers a balanced mix of flexibility and security, with a decent credit limit and a good grace period, making it a practical choice for everyday spending. It's strong in the basics and suits a wide range of customers, but it has fewer perks compared to the higher-tier cards.

Compare

Alternatives at a glance
AlexBank Gold Mastercard Credit Card AlexBank Gold Mastercard Credit Card Alex Bank This oneCIB Gold Mastercard Credit Card CIB Gold Mastercard Credit Card CIB Egypt Visa Gold Credit Card Visa Gold Credit Card BANQUE MISR AAIB Gold Cashback Visa Credit Card AAIB Gold Cashback Visa Credit Card Arab African International Bank
Annual fee
EGP 350 EGP 300 EGP 250 EGP 300
Rewards
75% cashback Rewards points Rewards points Rewards points
Effective APR
32.92% 59.92% 60.1% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 28 October 2026 - 11:05 PM