E-wallets | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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All products

E-wallets

Send, pay and withdraw from your phone. Compare before you choose.

Offers from 16 banks in one place

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16 products

Issuance fee Free
Max balance EGP 60K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 04:20 PM
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Our take 3.5
3.5 Banky rating

Pros

  • Free to join: No fees
  • Both customers and non-customers can sign up for the wallet.

Cons

  • The usage limits for this wallet are low compared to other wallets.

Our take

ADCB Egypt’s Waqty e-wallet provides a flexible way to manage everyday financial transactions. It enables instant transfers to other e-wallets, bill and donation payments, tuition payments, vehicle license renewal, and online shopping. It also supports QR code payments and allows users to create a favorites list for faster recurring transfers and bill payments. The wallet is free to subscribe to and is available to both bank customers and non-customers, broadening access to its services. However, the available information does not specify transfer and withdrawal limits or any potential fees for certain transactions, making it difficult to assess its suitability for different user needs.

A free e-wallet offering instant transfers, bill payments, and online shopping for both customers and non-customers.

User ratings

Islamic
Issuance fee Free
Max balance EGP 60K
Daily limit EGP 60K
Details
Updated Monday 02 November 2026 - 08:34 AM
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Our take 4.5
4.5 Banky rating

Pros

  • You can create a “Favorites List” for your favorite billers/friends.
  • You can conveniently deposit and withdraw cash through ATMs and service provider outlets that support the electronic wallet.

Cons

  • The daily limit of EGP 60,000 may not be sufficient to meet your daily transfer needs, especially when making multiple transactions or transferring larger amounts.

Our take

The KFH Egypt E-Wallet is a convenient and secure digital payment solution that enables customers to manage their everyday financial needs through their mobile phones. The wallet offers a wide range of services, including wallet top-ups, bill inquiries and payments, money transfers, managing favorite beneficiaries, cash-in and cash-out through ATMs and service provider outlets, as well as QR code payments, providing customers with a seamless, flexible, and convenient digital banking experience.

An e-wallet from KFH Egypt, with a daily limit of EGP 60,000 and a monthly limit of EGP 200,000.

User ratings

Issuance fee Free
Max balance EGP 200K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 09:56 AM
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Our take 4.5
4.5 Banky rating

Pros

  • Wide range of services and ease of use
  • Enhanced transfer security and control

Cons

  • Some services depend on the availability of service providers and supported ATMs.

Our take

QNB E-Wallet is a strong digital wallet option, offering a wide range of everyday services combined with useful security features such as beneficiary-name verification and sender identification. Its Arabic and English support and broad functionality also make it suitable for frequent daily use.

QNB E-Wallet offers a comprehensive range of payment, transfer, and cash withdrawal services, with added features for convenience and transfer security, while supporting both Arabic and English.

User ratings

Issuance fee Free
Max balance EGP 200K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 10:05 AM
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Our take 4.0
4.0 Banky rating

Pros

  • Available to both customers and non-customers
  • Wide range of payment and transfer services

Cons

  • Registration requirements may limit flexibility
  • Some features are limited to United Bank customers Although the wallet is available to non-customers, certain top-up options, such as bank-account funding and credit-card top-ups, are available only to United Bank customers.

Our take

UB Wallet is a solid option for users looking for a convenient way to manage daily payments and money transfers through their mobile phones. Its wide range of services and availability to both customers and non-customers are key strengths, although registration requirements and the limitation of some top-up methods to United Bank customers may reduce flexibility for certain users.

UB Wallet offers a comprehensive range of payment, transfer, and cash withdrawal services, with the added advantage of being available to both United Bank customers and non-customers.

User ratings

Issuance fee Free
Max balance EGP 100K
Daily limit EGP 60K
Details
Updated Wednesday 09 September 2026 - 03:21 AM
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Our take 4.2
4.2 Banky rating

Pros

  • No fees for transfers, whether within the same wallet or to other wallets.

Cons

  • Link the wallet to just one bank card, which limits direct top-up options through more than one card

Our take

The Alexandria Bank e-wallet offers a flexible user experience with free transfers and daily and monthly transaction limits that suit the everyday needs of different groups.

User ratings

Issuance fee Free
Max balance EGP 60K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 04:52 PM
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Our take 4.0
4.0 Banky rating

Pros

  • No bank account or credit card is required to use the wallet.

Cons

  • Users must visit a bank branch to complete registration and wallet activation.

Our take

GiBBE Wallet from the Export Development Bank of Egypt is a convenient digital payment solution for users who do not have a bank account or credit card. The wallet offers a wide range of services, including money transfers, bill payments, donations, merchant payments, cash deposits and withdrawals, while also allowing users to save frequent transactions for a smoother experience.

A digital wallet that enables daily payments and transfers without requiring a bank account or credit card.

User ratings

Issuance fee Free
Max balance EGP 200K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 04:41 PM
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Our take 4.5
4.5 Banky rating

Pros

  • A wide range of services combined with a high wallet balance limit of EGP 200,000.

Cons

  • The daily transaction limit of EGP 60,000 may be restrictive for users with high-value daily transactions.

Our take

Flousi Phone Wallet from Housing & Development Bank is a practical digital wallet for everyday financial transactions. It offers a wide range of services, including money transfers, bill payments, mobile top-ups, and QR code purchases, while its high transaction limits provide users with greater flexibility and convenience in managing their finances.

A comprehensive digital wallet offering daily payments and transfers with transaction limits of up to EGP 200,000.

User ratings

Issuance fee Free
Max balance EGP 50K
Daily limit EGP 30K
Details
Updated Sunday 06 September 2026 - 04:32 AM
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Our take

User ratings

Issuance fee Free
Max balance EGP 200K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 04:23 PM
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Our take 4.7
4.7 Banky rating

Pros

  • The ability to recharge smart electricity cards directly through a smartphone using NFC technology.

Cons

  • The EGP 200,000 wallet balance and monthly transaction limits may not be sufficient for high-volume users.

Our take

BM Wallet is one of the leading digital wallets in Egypt, offering a wide range of services including money transfers, bill payments, QR-code purchases, and cash deposits and withdrawals through an extensive ATM and Fawry network. Its NFC-based electricity card recharge feature adds extra convenience and makes it a strong digital payment solution for everyday use.

A comprehensive digital wallet from Banque Misr that combines transfers, payments, digital purchases, and NFC electricity card top-ups in one app.

User ratings

Issuance fee Free
Max balance EGP 200K
Daily limit EGP 60K
Details
Updated Sunday 06 September 2026 - 04:34 AM
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Our take 4.0
4.0 Banky rating

Pros

  • A mobile app that allows you to send and receive money easily and simply, without the need to open a bank account.
  • Easily and simply deposit and withdraw funds via the bank's branches located throughout the country, as well as through various ATMs that support the service.
  • Services for bill payments and donations, as well as various government services—such as paying traffic fines, renewing vehicle registrations, booking tickets, and paying school fees—along with many other services.
  • The QR code purchasing service, which is available at many stores.
  • The first transfer from one wallet to another is free if the amount is less than 2,000 EGP.
  • Issuance of a virtual internet card valid for 24 hours.
  • Link the Egyptian Agricultural Bank’s Meeza card to the wallet to enable direct top-ups from the card.
  • Government Service Payments: Enables payments for the Digital Egypt portal (Civil Status, Traffic, and Real Estate Registration and Notarization).

Cons

  • Requirement to visit a branch for activation: Initial registration requires visiting the nearest bank branch and signing a subscription form, unlike some mobile network operator wallets that allow for electronic activation.
  • Lack of support for express payment outlets: Services from outlets like "Fawry" are not directly available on the app, unlike competing wallets.

Our take

The Agri Wallet is a practical and effective choice, particularly for those who frequently use government services or wish to take advantage of the Agricultural Bank’s extensive network of branches across various governorates and regions. It serves as a recommended, safe, and reliable option for daily financial transactions and instant transfers; furthermore, the Agri Wallet from the Agricultural Bank of Egypt is an excellent choice for individuals seeking to conduct daily financial transactions with ease, without the need to open a traditional bank account.

The Agri Wallet from the Agricultural Bank of Egypt is an excellent choice for those wishing to conduct daily financial transactions with ease.

User ratings

Issuance fee Free
Max balance EGP 30K
Daily limit EGP 30K
Details
Updated Monday 02 November 2026 - 09:47 AM
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Our take 3.0
3.0 Banky rating

Pros

  • Cash deposits and withdrawals through any ATM that supports e-wallet services.
  • Top up the wallet using ABK-Egypt debit or credit cards, or through the bank’s branches.
  • Pay mobile phone and ADSL bills.
  • Pay water, electricity, and gas bills.
  • Pay subscriptions and transportation tickets.
  • Donate to charitable organizations.

Cons

  • To subscribe to the e-wallet service, you must visit a branch.

Our take

ABK-Egypt’s e-wallet enables customers to perform various financial transactions easily and securely using their mobile phones. The service offers wallet top-ups, cash deposits and withdrawals, instant money transfers between e-wallets in Egypt, bill and subscription payments, charitable donations, a secure one-time virtual internet card, and QR code payments. Customers can subscribe by visiting one of the bank’s branches and completing the registration process. The wallet has a daily transaction limit of EGP 30,000 and monthly deposit and withdrawal limits of EGP 50,000 each.

ABK-Egypt’s e-wallet provides a secure and convenient way to make payments, transfer money, and pay bills using a mobile phone

User ratings

Issuance fee Free
Max balance EGP 100K
Daily limit EGP 60K
Details
Updated Monday 26 October 2026 - 04:35 PM
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Our take 4.0
4.0 Banky rating

Pros

  • Available to both customers and non-customers, the wallet can be used free of charge, with no need for a bank account.
  • The ability to perform transfers, pay bills, make withdrawals and deposits, and provide donations via mobile phone.

Our take

Suez Canal Bank’s e-wallet provides a convenient way to manage everyday financial transactions using a mobile phone, without requiring a bank account. It is available free of charge to both bank customers and non-customers. The wallet supports transfers to wallets at other banks, bill and fine payments, shopping at stores, cash withdrawals and deposits through Fawry outlets and ATMs, QR code payments, and donations to more than 35 charitable organizations. Despite its range of services, relying on a mobile wallet may not suit customers who prefer traditional payment methods or require comprehensive banking services beyond the wallet’s functions.

A free e-wallet that requires no bank account and supports transfers, bill payments, shopping, deposits, and withdrawals.

User ratings