Current accounts

Gold Account

saib 3.0

Min. opening deposit EGP 3,000

Yearly fee EGP 0

Cheque book

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Updated Wednesday 28 October 2026 - 04:42 PM

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Our take 3.0

3.0 Banky rating

Pros

The account has no monthly maintenance fees or minimum-balance shortfall charges and provides access to branch and ATM transactions, checkbooks, and online banking.

Cons

savings and incurs a one-time opening fee of EGP 100, along with a quarterly account statement fee of EGP 60.

Our take

SAIB's Gold Account offers Egyptian individuals aged over 21 a banking option with cash deposits and withdrawals through branches and ATMs, checkbook issuance, and online banking services. The minimum opening balance is EGP 3,000, with a one-time opening fee of EGP 100 and no monthly maintenance or minimum-balance shortfall fees. However, the account does not earn interest and carries a statement fee of EGP 60 every three months.

An Egyptian-pound account for Egyptian individuals aged over 21, requiring a minimum opening balance of EGP 3,000, with no interest and a range of banking services.

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Waffar Micro Account (Financial Inclusion)

bdc 3.0

Min. opening deposit EGP 0

Yearly fee EGP 480

Cheque book

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Updated Tuesday 27 October 2026 - 12:05 AM

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Our take 3.0

3.0 Banky rating

Pros

Provides practical tools for managing a micro-enterprise, including loan repayments, bill payments, transfers, electronic collections, and access to InstaPay.

Cons

The account is limited to Egyptian customers with microfinance loans. It also carries an opening fee of EGP 120, deducted from the loan, while some services are subject to the bank’s tariff.

Our take

Banque du Caire’s Waffar Micro Account is designed to support micro-enterprise owners who are customers of the bank’s microfinance loan program. The EGP current account helps them manage business transactions, repay loan installments and bills, and make transfers. It offers 24/7 cash withdrawals and deposits through the bank’s ATMs, electronic collections through Cairo Cash for merchants and POS services, access to InstaPay, and the option to issue a checkbook. However, the account is restricted to a specific customer segment, and the EGP 120 opening fee is deducted from the loan. Fees also apply to certain services in accordance with the bank’s tariff.

A current account for microfinance loan customers, offering business transaction management and electronic collection services.

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current account

abk 2.0

Min. opening deposit EGP 5,000

Yearly fee EGP 1,200

Cheque book Overdraft

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Updated Friday 23 October 2026 - 12:44 PM

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Our take 2.0

2.0 Banky rating

Pros

Cash deposits and withdrawals at any time through any of our branches, with no fees, charges, or commissions.
Fast domestic and international cash transfers.

Cons

Account with No Interest on Balance

Our take

The current account offered by ABK-Egypt provides flexible banking solutions for individuals and business owners, allowing customers to manage their daily financial needs in Egyptian pounds or major foreign currencies. The account is non-interest-bearing and offers the flexibility to choose monthly or quarterly account statements, with cash deposits and withdrawals available at branches without fees or commissions. Customers can also benefit from overdraft facilities, safe deposit boxes, bank transfers, cheque book issuance and cheque cashing services, in addition to a debit card that enables cash withdrawals, ATM transactions, purchases at millions of merchants worldwide, online shopping, exclusive discounts and offers, and convenient management of daily withdrawal limits through branches or online banking services.

ABK-Egypt’s current account offers flexible banking solutions for individuals and business owners, with convenient daily banking, cash deposits and withdrawals, cheque services, transfers, and debit card benefits

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Islamic

Islamic Current Account

egbank 2.0 Islamic

Min. opening deposit EGP 5,000

Yearly fee EGP 1,200

Cheque book

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Our take 2.0

2.0 Banky rating

Pros

A cheque book can be issued.
The account complies with Islamic Sharia principles.

Cons

The account is non-interest-bearing.

Our take

The EGBANK Islamic Current Account is a Sharia-compliant banking account that allows customers to deposit and withdraw funds through bank branches and ATMs. A cheque book can be issued in accordance with banking regulations. The account is non-interest-bearing, with a minimum opening balance of EGP 5,000, USD 200, or the equivalent in other foreign currencies.

A Sharia-compliant, non-interest-bearing Islamic current account offering deposits, withdrawals, and cheque book issuance, with a minimum opening balance of EGP 5,000 or its equivalent in foreign currencies.

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current account

egbank 2.0

Min. opening deposit EGP 5,000

Yearly fee EGP 1,200

Cheque book

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Updated Tuesday 20 October 2026 - 04:36 PM

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Our take 2.0

2.0 Banky rating

Pros

24/7 access to your accounts through EGBANK ATMs or any 123-network ATM locally and internationally.
Availability of checkbook issuance

Cons

No interest is earned on the account balance.

Our take

The EGP Non-Interest-Bearing Current Account is a suitable option for individuals and businesses seeking to manage their daily financial transactions easily and flexibly. It features a low minimum opening balance, 24/7 access to funds through ATMs locally and internationally, checkbook issuance, and account opening eligibility starting from the age of 15

The EGP Non-Interest-Bearing Current Account is suitable for individuals and businesses seeking convenient daily transactions liquidity and checkbook issuance.

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Islamic

Current Account

kfh egypt 4.5 Islamic

Min. opening deposit EGP 5,000

Yearly fee EGP 700

Cheque book

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Updated Monday 19 October 2026 - 04:11 PM

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Our take 4.5

4.5 Banky rating

Pros

Money transfers
Manage your banking transactions online from the comfort of your home or office

Cons

The account is subject to fees if the balance falls below the minimum required balance.

Our take

The current account from Kuwait Finance House – Egypt is a suitable option for individuals and businesses, offering essential banking services such as deposits, withdrawals, money transfers, and online banking. It is also Sharia-compliant. However, the minimum opening balance is relatively high, and the account does not provide any return on the balance

The current account from Kuwait Finance House – Egypt is suitable for daily transactions and is Sharia-compliant, but it does not provide any return on the balance

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current Account

MISR 4.5

Min. opening deposit EGP 2,500

Yearly fee EGP 300

Cheque book

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Updated Monday 12 October 2026 - 02:27 PM

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Our take 4.5

4.5 Banky rating

Pros

The option to open a joint account in the names of more than one person.
Option to pay insurance premiums by debiting your account.

Cons

The minimum amount required to open the account is relatively high.

Our take

Banque Misr’s current account offers a comprehensive range of services for everyday banking needs, with the flexibility to open accounts in local or foreign currencies at relatively accessible minimum amounts. Its integration with digital banking, debit cards, cheque books, savings certificates, and insurance installment payments provides customers with a convenient way to manage their transactions and financial commitments through one account.

A comprehensive current account combining everyday banking, digital services, and convenient management of savings and financial commitments.

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Islamic

Current Account

adib Islamic

Min. opening deposit EGP 5,000

Yearly fee EGP 600

Cheque book

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Updated Sunday 13 September 2026 - 01:03 PM

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Our take

User ratings

NBK Egypt Current Account

nbk 3.0

Min. opening deposit EGP 10K

Yearly fee EGP 720

Cheque book

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Updated Wednesday 28 October 2026 - 09:23 PM

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Our take 3.0

3.0 Banky rating

Pros

Flexible daily banking: Allows customers to deposit and withdraw funds according to their daily needs
Digital banking services: Customers can access online banking and phone banking services
Free ATM card: Customers receive a free MasterCard ATM card.

Cons

No interest: The current account does not pay interest on the account balance.
Overdraft subject to approval: Access to the overdraft facility is not automatic and requires bank approval.

Our take

The NBK Egypt Current Account is primarily designed for customers who need convenient day-to-day banking rather than a return on their savings. It provides flexibility for deposits and withdrawals, along with a free ATM card and extensive international ATM access. Additional services such as online banking, phone banking, cheque books, and overdraft facilities add further functionality for customers with frequent banking needs. However, the account does not pay interest on balances, while certain features, including cheque books and overdrafts, are subject to the bank’s approval. Overall, the account is best suited to customers who need an account for everyday transactions and liquidity management rather than earning a return on their deposited funds.

The NBK Egypt Current Account is primarily designed for customers who need convenient day-to-day banking rather than a return on their savings. It provides flexibility for deposits and withdrawals, along with a free ATM card and extensive international ATM access. Additional services such as online banking, phone banking, cheque books, and overdraft facilities add further functionality for customers with frequent banking needs. However, the account does not pay interest on balances, while certai

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Islamic

Non-Profit Current Account

al Baraka 2.0 Islamic

Min. opening deposit EGP 2,000

Yearly fee EGP 480

Cheque book

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Updated Monday 19 October 2026 - 09:37 PM

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Our take 2.0

2.0 Banky rating

Pros

Issuance of a debit card.
Quarterly account statements.
Possibility of issuing a cheque book.

Cons

The account does not earn any returns on the balance.

Our take

The Non-Profit Current Account offered by Al Baraka Bank is a suitable banking solution for individuals and companies seeking flexibility and convenience in managing their funds. The account offers several benefits, including the issuance of a debit card for cash withdrawals and purchases, quarterly account statements to monitor financial transactions, and the possibility of issuing a cheque book, subject to the bank’s terms and conditions. Customers can also access and manage their accounts through the Internet Banking service, making banking transactions easier and more convenient. Overall, this account is a practical option for customers who need a flexible and secure way to manage their daily financial transactions without earning interest or returns on their account balance.

Al Baraka Bank’s current account offers convenient banking services for individuals and companies without returns.

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Islamic

Faisal Bab Rezk Current Account

faisalbank 1.5 Islamic

Min. opening deposit EGP 0

Yearly fee EGP 200

Cheque book

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Updated Friday 23 October 2026 - 05:53 PM

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Our take 1.5

1.5 Banky rating

Pros

No minimum balance is required to open an account.
The customer is exempt from account opening fees.

Cons

The account does not earn interest.

Our take

The “Bab Rizq Individuals” account is designed to meet the banking needs of customers who do not have formal income documentation, such as housewives, unemployed individuals, craftsmen, and skilled workers. The account can be opened in Egyptian pounds or selected foreign currencies, with no minimum opening balance and no account opening fees. Customers also benefit from a range of free banking services, including a waiver of the issuance fee for the Meeza Bab Rizq card for the first time, internet banking subscription fees, and Faisal Cash mobile wallet fees. In addition, the account allows customers to obtain various types of savings certificates and conduct financial transactions within the specified daily and monthly limits, providing flexibility in managing their financial needs.

The Bab Rizq Individuals account offers flexible banking services with no minimum opening balance or account opening fees, along with several free banking services and access to savings certificates.

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Islamic

Faisal Islamic Current Account

faisalbank 1.5 Islamic

Min. opening deposit EGP 1,000

Yearly fee EGP 200

Cheque book

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Updated Friday 23 October 2026 - 06:03 PM

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Our take 1.5

1.5 Banky rating

Pros

Collection of checks and bills of exchange on behalf of account holders.
Flexibility to deposit and withdraw funds using checks.

Cons

A current account that does not earn interest.

Our take

The current account, available in Egyptian pounds and foreign currencies, offers customers convenient management of their financial transactions with a minimum opening balance of EGP 1,000 or its equivalent in foreign currencies. Account holders can deposit and withdraw funds using cheques, collect cheques and bills of exchange issued inside or outside Egypt, and arrange periodic payments and bill settlements on their behalf according to their instructions. The account is a non-interest-bearing current account.

A current account available in Egyptian pounds and foreign currencies, with a minimum opening balance of EGP 1,000 or its equivalent, offering cheque deposits and withdrawals, cheque and bill collection, and periodic payment services, with no interest earned.