Deposits | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
All products

Deposits

Got a sum to lock away? See what it brings back.

Offers from 31 banks in one place

Try
How much do you want to save?
for
paid
Enter how much you want to save to see your earnings on every product — the full list shows until you do
236 matching deposits from 28 banks
I'm looking for
I want a deposit of type
deposit
and it should have:

236 products

Prepaid deposits in Egyptian pounds

HDB
Total yield · Upfront 12% Over 3 yrs · avg. 4% a year As the bank announces it: 4% a year paid upfront (12% over 3 years)
Term 3 yrs
Min. deposit EGP 5,000
Payout Upfront
Details
Updated Wednesday 28 October 2026 - 02:55 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take

Pros

  • Customers receive interest upfront, can check the expected return in advance.
  • choose a term that suits their financial needs
  • access financing secured against the deposit

Cons

  • The return is low compared to other alternatives.

Our take

Housing and Development Bank's Upfront Interest Deposits allow customers to receive their returns immediately upon opening the deposit and check the expected return beforehand. Terms range from one month to three years, with rates of up to 4% and a minimum deposit of EGP 5,000. Customers can also obtain loans or credit cards secured against the deposit. While the flexible terms and upfront interest payment offer convenience, the maximum return of 4% may limit the product's appeal to savers seeking higher yields.

Fixed-term deposits offering upfront interest of up to 4%, terms starting from one month, and a minimum deposit of EGP 5,000.

User ratings

Annual deposit with monthly return

bdc 4.0
Annual yield 15.5%
Term 1 yr
Min. deposit EGP 500K
Payout Monthly
Details
Updated Monday 26 October 2026 - 11:57 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • Provides monthly interest income at 15.5%, while allowing customers to use the deposit as collateral for a credit card or other credit facilities.

Cons

  • The minimum deposit is EGP 500,000, making it less suitable for customers with smaller savings.

Our take

Banque du Caire’s one-year deposit with monthly interest is a savings option for customers seeking regular income, offering an interest rate of 15.5%. Customers can choose to transfer the interest or principal to a current or savings account. The deposit can be renewed at the customer’s request, issued jointly or in the names of minors, and used as collateral for credit cards or credit facilities. However, it requires a minimum deposit of EGP 500,000, and issuance and redemption are handled through the bank’s branches.

A one-year deposit offering 15.5% interest paid monthly, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.

User ratings

Semi-annual deposit with monthly interest/returns

bdc 4.0
Annual yield 16%
Term 6 mo
Min. deposit EGP 500K
Payout Monthly
Details
Updated Monday 26 October 2026 - 11:54 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • Combines monthly interest income at 16% with the option to use the deposit as collateral for a credit card or other credit facilities.

Cons

  • The deposit requires a relatively high minimum investment of EGP 500,000, making it less accessible to customers with limited savings.

Our take

Banque du Caire’s six-month deposit with monthly interest is a savings option for customers seeking regular income, offering an interest rate of 16%. Customers can choose to credit the interest or principal to a current or savings account. The deposit can be renewed at the customer’s request, issued jointly or in the names of minors, and used as collateral for credit cards or credit facilities. However, it requires a minimum deposit of EGP 500,000, and issuance and redemption are handled through the bank’s branches.

A six-month deposit offering 16% interest paid monthly, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.

User ratings

Quarterly deposit with monthly returns

bdc 4.0
Annual yield 15.5%
Term 3 mo
Min. deposit EGP 500K
Payout Monthly
Details
Updated Monday 26 October 2026 - 11:48 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • Provides monthly interest income 15.5%.
  • allows customers to use the deposit as collateral for a credit card or other credit facilities

Cons

  • The minimum deposit is EGP 500,000, making it less suitable for customers with smaller savings.

Our take

Banque du Caire’s monthly deposit offers savers a regular income stream, with an interest rate of 15.5%. Customers can choose to credit the interest or principal to a current or savings account. The deposit also offers renewal flexibility, can be issued jointly or in the names of minors, and can serve as collateral for credit cards and credit facilities. However, it requires a relatively high minimum deposit of EGP 500,000, and issuance and redemption are handled through the bank’s branches.

A monthly deposit offering 15.5% interest, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.

User ratings

The One-Year Variable-Rate Deposit

SCBank 3.0
Annual yield 11.88% As the bank announces it: 11.88% a year
Term 1 yr
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Saturday 31 October 2026 - 03:17 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return, pegged to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest rates compared to other alternatives

Our take

The One-Year Variable-Rate Deposit offered by Suez Canal Bank provides a return of up to 15.38%, with a minimum deposit of EGP 1,000, making it a suitable option for customers looking to invest their Egyptian pound savings for one year. It also offers flexibility in directing returns at maturity to a current or savings account or reinvesting them in the deposit. Additionally, customers may qualify for secured financing, overdrafts, or credit cards of up to 90% of the deposit value, subject to the bank’s terms and conditions. However, as the return is linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, it may fluctuate throughout the deposit term, making it less suitable for customers seeking a fixed and predictable return.

A one-year deposit offering a variable return of up to 15.38%, with a minimum deposit of EGP 1,000 and access to credit facilities secured by the deposit.

User ratings

The Nine-Month Variable-Rate Deposit

SCBank 3.0
Annual yield 11.38% As the bank announces it: 11.38% a year
Term 9 mo
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Saturday 31 October 2026 - 03:17 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return, pegged to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest rates compared to other alternatives

Our take

The Nine-Month Variable-Rate Deposit offered by Suez Canal Bank provides a return of up to 14.88%, with a minimum deposit of EGP 1,000, making it a suitable option for customers looking to invest their Egyptian pound savings over the medium term. It also offers flexibility in directing returns at maturity to a current or savings account or reinvesting them in the deposit. Additionally, customers may qualify for secured financing, overdrafts, or credit cards of up to 90% of the deposit value, subject to the bank’s terms and conditions. However, as the return is linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, it is variable and not guaranteed to remain constant, which may make it less attractive to customers seeking a fixed and predictable return.

A nine-month deposit offering a variable return of up to 14.88%, with a minimum deposit of EGP 1,000 and access to credit facilities secured by the deposit.

User ratings

The Six-Month Variable-Rate Deposit

SCBank 3.0
Annual yield 11.38%
Term 6 mo
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Wednesday 21 October 2026 - 11:01 PM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return, pegged to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest rates compared to other alternatives

Our take

The Six-Month Variable-Rate Deposit offered by Suez Canal Bank provides a return of up to 14.88%, with a minimum deposit of EGP 1,000, making it a suitable option for customers looking to invest their Egyptian pound savings over a six-month period. It also offers flexibility in directing returns at maturity to a current or savings account or reinvesting them in the deposit. Additionally, customers may qualify for secured financing, overdrafts, or credit cards of up to 90% of the deposit value, subject to the bank’s terms and conditions. However, as the return is linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, it is variable and not guaranteed to remain constant, which may make it less attractive to customers seeking a fixed and predictable return.

A six-month deposit offering a variable return of up to 14.88%, with a minimum deposit of EGP 1,000 and access to credit facilities secured by the deposit.

User ratings

Quarterly-tenor deposit with a variable return

SCBank 3.0
Annual yield 13.88% As the bank announces it: 13.88% a year
Term 3 mo
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Tuesday 27 October 2026 - 12:36 AM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return linked to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest rates compared to other alternatives

Our take

تتميز الوديعة الربع سنوية ذات العائد المتغير من بنك قناة السويس بعائد يصل إلى 13.88%، مع حد أدنى للإيداع يبدأ من 1000 جنيه، ما يجعلها خيارًا مناسبًا للعملاء الراغبين في استثمار مدخراتهم بالجنيه المصري لمدة ثلاثة أشهر. كما تتيح مرونة في توجيه العائد عند الاستحقاق إلى الحساب الجاري أو حساب التوفير أو إعادة استثماره في الوديعة، فضلًا عن إمكانية الحصول على تمويلات مضمونة أو سحب على المكشوف أو بطاقات ائتمان تصل إلى 90% من قيمة الوديعة، وفقًا لشروط البنك. ومع ذلك، فإن ارتباط العائد بسعر إيداع البنك المركزي المصري بعد خصم الاحتياطي يجعله متغيرًا وغير مضمون الثبات، ما قد لا يناسب العملاء الذين يفضلون عائدًا ثابتًا يمكن توقعه مسبقًا.

A three-month deposit offering a variable return of up to 13.88%, with a minimum deposit of EGP 1,000 and access to credit facilities secured by the deposit.

User ratings

Two-month deposit with a variable return

SCBank 3.0
Annual yield 13.38% As the bank announces it: 13.38% a year
Term 2 mo
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Tuesday 27 October 2026 - 12:35 AM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return linked to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest/yield compared to other alternatives

Our take

The Two-Month Variable-Rate Deposit offered by Suez Canal Bank provides a return of up to 13.38%, with a minimum deposit of EGP 1,000, making it a suitable option for customers looking to invest their Egyptian pound savings over the short term. It also offers flexibility in directing returns at maturity to a current or savings account or reinvesting them in the deposit. Additionally, customers may qualify for secured financing, overdrafts, or credit cards of up to 90% of the deposit value, subject to the bank’s terms and conditions. However, as the return is linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, it is variable and not guaranteed to remain constant, which may make it less attractive to customers seeking a fixed and predictable return.

A two-month deposit offering a variable return of up to 13.38%, with a minimum deposit of EGP 1,000 and access to credit facilities secured by the deposit.

User ratings

Monthly deposit with a variable return

SCBank 3.0
Annual yield 13.38% As the bank announces it: 13.38% a year
Term 1 mo
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Tuesday 27 October 2026 - 12:35 AM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return, linked to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest rates compared to other alternatives

Our take

The Monthly Variable-Rate Deposit offered by Suez Canal Bank provides customers with an opportunity to invest their Egyptian pound savings for one month, with a minimum deposit of EGP 1,000 and a return of up to 10.38%, payable at maturity. Customers can direct their returns to current or savings accounts or reinvest them in the deposit. The product also offers eligibility for secured financing, overdrafts, or credit cards of up to 90% of the deposit value, subject to the bank’s terms and conditions. However, since the return is linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, it is variable and not guaranteed to remain constant, which may make it less suitable for customers seeking a predictable, fixed return.

A one-month deposit offering a variable return of up to 10.38%, suitable for customers seeking short-term savings options with access to credit facilities secured by the deposit.

User ratings

Two-week deposit with a variable return

SCBank 3.0
Annual yield 10.88% As the bank announces it: 10.88% a year
Term 14 days
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Tuesday 27 October 2026 - 12:34 AM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Access to secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value
  • Variable return linked to the Central Bank of Egypt’s fluctuating deposit rate

Cons

  • Lower interest/yield compared to other alternatives

Our take

The Two-Week Variable-Rate Deposit offered by Suez Canal Bank stands out for its short tenor, giving customers greater flexibility in managing and investing their savings over a brief period. With a minimum deposit of EGP 1,000 and a return of up to 10.88%, paid at maturity, the deposit also allows customers to transfer their returns to current or savings accounts or reinvest them in the deposit. However, since the return is linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, it remains variable, which may make the product less attractive to customers who prefer a fixed and predictable return.

A two-week deposit offering a variable return of up to 10.88%, suitable for customers looking to invest their Egyptian pound savings over the short term.

User ratings

Weekly Deposit with Variable Return

SCBank 3.0
Annual yield 10.88% As the bank announces it: 10.88% a year
Term 7 days
Min. deposit EGP 1,000
Payout At maturity
Details
Updated Tuesday 27 October 2026 - 12:34 AM
Banky Analysis
Returns

Loading…

Amount & term

Loading…

Withdrawal & renewal

Loading…

Our take 3.0
3.0 Banky rating

Pros

  • Obtain secured financing, overdraft facilities, or credit cards for up to 90% of the deposit value.
  • Variable return, linked to the Central Bank of Egypt’s fluctuating deposit rate.

Cons

  • Lower interest rates compared to other alternatives

Our take

The Weekly Variable-Rate Deposit offered by Suez Canal Bank stands out for its short tenor, giving customers the flexibility to manage their savings and benefit from returns over a brief period, with a minimum deposit starting at just EGP 1,000. It offers a return of up to 10.88%, paid at maturity, and linked to the Central Bank of Egypt’s deposit rate after deducting the reserve requirement, making the return subject to changes in interest rates. However, this variable-rate structure makes future returns less predictable, while the payment of interest at maturity may not suit customers seeking a regular income stream.

A short-term deposit offering a variable return of up to 10.88%, suitable for customers seeking to invest their Egyptian pound savings for one week with a low minimum deposit.

User ratings