Semi-annual deposit with monthly interest/returns
A six-month deposit offering 16% interest paid monthly, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.
- Annual yield
- 16%
- Term
- 6 mo
- Min. deposit
- EGP 500K
- Payout
- Monthly
Banky Analysis
Suits you if
- I need monthly income
- Pays out more frequently
- Grow my savings the most
- Yield higher than average for this term
- I want a predictable return
- Fixed, unchanging return
- Keep my money reachable
- I may need to break early
What's good
- Shorter lock-in
Not known yet
1 more detail we don't have yet
All of this is measured against products of up to 6 months in EGP only
Last checked Monday 02 November 2026 - 04:01 PM
Returns
- Rate type
- Fixed
- Payout
- Compounded monthly
- Yield by payout
- Monthly
Amount & term
- Deposit type
- Time Deposit
- Term
- 6 mo
- Min deposit
- EGP 500,000
- Negotiable
- No
Withdrawal & renewal
- Early withdrawal
- Yes
- Auto-renew
- Yes
- Renewal rate type
- Prevailing
- Usable as collateral
- Yes
- Available online
- No
- Branch visit required
- Yes
Do the maths
Our take
Pros
- Combines monthly interest income at 16% with the option to use the deposit as collateral for a credit card or other credit facilities.
Cons
- The deposit requires a relatively high minimum investment of EGP 500,000, making it less accessible to customers with limited savings.
Our take
Banque du Caire’s six-month deposit with monthly interest is a savings option for customers seeking regular income, offering an interest rate of 16%. Customers can choose to credit the interest or principal to a current or savings account. The deposit can be renewed at the customer’s request, issued jointly or in the names of minors, and used as collateral for credit cards or credit facilities. However, it requires a minimum deposit of EGP 500,000, and issuance and redemption are handled through the bank’s branches.
A six-month deposit offering 16% interest paid monthly, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.
Compare
| Semi-annual deposit with monthly interest/returns banque du caire This one | Annual deposit CIB Egypt | Semi-annual deposit banque du caire | Ahlan Monthly Deposit saib bank |
|---|---|---|---|
| Annual yield | |||
| 16% | 16% – 17% | 15.5% | 14.5% |
| Term | |||
| 6 mo | 1 yr | 6 mo | 1 mo |
| Min. deposit | |||
| EGP 500K | EGP 5,000 | EGP 10K | EGP 1.5M |
| Payout | |||
| Monthly | Monthly | Monthly | At maturity |
Added Monday 26 October 2026 - 11:52 PM Updated Monday 26 October 2026 - 11:54 PM