Credit cards | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Editor's choice Best for: THE BEST Active offer 0% installments
Annual fee EGP 4,000
Rewards Rewards points
Effective APR 55.55%
Details
Updated Sunday 01 November 2026 - 04:05 PM
3 live offers on this card Zero Interest Installment 3
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Access to more than 1,300 airport lounges worldwide, along with extensive travel, concierge, insurance, and protection benefits.

Cons

  • The card delivers its full value mainly to frequent travelers and high spenders, so average users may not fully benefit from all its premium features.

Our take

The Visa Infinite Credit Card from Suez Canal Bank is one of the strongest premium credit cards for high-spending customers and frequent travelers, offering a comprehensive range of rewards, airport lounge access, concierge services, travel privileges, insurance benefits, and flexible installment plans of up to 60 months.

A premium travel-focused credit card offering luxury benefits, exclusive global privileges, strong rewards, and comprehensive protection services.

User ratings

Islamic
Annual fee EGP 350
Rewards None
Effective APR 42.58%
Apple Pay
Details
Updated Saturday 31 October 2026 - 02:19 PM
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Our take

User ratings

Islamic
Annual fee EGP 250
Rewards None
Effective APR 42.58%
Apple Pay
Details
Updated Saturday 31 October 2026 - 02:07 PM
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Our take

User ratings

Annual fee EGP 400
Rewards None
Effective APR 34.33%
Details
Updated Wednesday 28 October 2026 - 01:05 PM
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Our take 3.5
3.5 Banky rating

Pros

  • Airport lounge access: Provides complimentary access to airport lounges via the "Mastercard Travel Pass" app, up to a maximum of 8 visits per year.
  • Exclusive offers (Priceless Arabia): Provides a unique selection of offers and experiences spanning dining, shopping, entertainment, sports, travel, and hotels.

Cons

  • Spending requirements for airport lounges: To access airport lounges, a minimum transaction value—starting from 1 USD—is required for point-of-sale or e-commerce purchases to unlock new lounge visits (with the first visit provided as a complimentary courtesy).
  • Relatively shorter grace period: The grace period is 45 days, which is shorter compared to some other cards that offer a grace period of up to 57 days.

Our take

The card offers a balanced range of travel and shopping benefits through the "Priceless Arabia" program, along with a grace period of up to 45 days; however, the terms and conditions for accessing airport lounges may require careful attention from the cardholder.

User ratings

Annual fee EGP 1,000
Rewards 5% cashback
Effective APR 34.33%
Details
Updated Wednesday 28 October 2026 - 12:38 PM
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Our take 3.5
3.5 Banky rating

Pros

  • Exclusive benefits for football fans: Featuring the official LaLiga logo, these offerings reflect the status of a true fan with perks specifically tailored to the sport.
  • Airport Lounge Access: Provides up to 6 visits per year to airport lounges via the "Visa Airport Companion" app, subject to a minimum international spend equivalent to $5 within the preceding 90 days.

Cons

  • Airport Lounge Access: Provides up to 6 visits per year to airport lounges via the "Visa Airport Companion" app, subject to a minimum international spend equivalent to $5 within the preceding 90 days.
  • Financing costs and interest: The interest rate for installment purchases is approximately 2.49%—a rate that can become high if payment is not made within the grace period or if there is a delay in payment.

Our take

The Arab Bank LaLiga Platinum Credit Card is an excellent choice for football fans, combining exclusive financial and sports-related benefits. Below is a brief assessment, including its pros and cons based on the attached images: Fees are determined by the bank’s policy for Platinum-tier cards; however, the card offers installment plans with interest rates starting from 2.49%, along with an interest-free grace period of up to 57 days, provided that the full balance is paid.

User ratings

Annual fee EGP 150
Rewards None
Details
Updated Wednesday 28 October 2026 - 01:15 PM
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Our take 3.3
3.3 Banky rating

Pros

  • Instant card issuance at branches for a low fee, with no credit limit and the option to fund the card immediately from the customer’s account.

Cons

  • There is a maximum balance limit of EGP 400,000 allowed on the card; any amount exceeding this limit is automatically transferred to the account.

Our take

The Arab Bank online shopping card is a flexible and secure tool for conducting digital transactions; it is issued without a credit limit and can be instantly funded from the customer’s account, making it well-suited to the needs of online shoppers.

User ratings

Annual fee EGP 750
Rewards 5% cashback
Effective APR 101.22%
Apple Pay
Details
Updated Wednesday 28 October 2026 - 11:03 AM
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Our take

Pros

  • The card offers 5% cashback on local purchases in Egyptian pounds with no minimum spending requirement.
  • grace period of up to 57 days on purchases

Cons

  • The card issuance fees are relatively high.

Our take

ADCB Egypt's Masri Cashback Visa Credit Card offers 5% cashback on local purchases in Egyptian pounds, alongside discounts at selected merchants and an interest-free grace period of up to 57 days on purchases, subject to the card's terms. It can provide added value for customers who use their card for everyday spending. However, cashback exclusions apply, and the maximum cashback is tied to the card's credit limit, making it important to review the detailed terms before use.

A credit card offering 5% cashback on local purchases, exclusive discounts, and a grace period of up to 57 days.

User ratings

Annual fee EGP 5,000
Rewards None
Effective APR 34.33%
Details
Updated Wednesday 28 October 2026 - 01:13 PM
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Our take 3.0
3.0 Banky rating

Pros

  • 0% commission on cash withdrawals or currency exchanges made abroad for specific currencies (such as USD, EUR, GBP, etc.), helping you save on travel costs.

Cons

  • Interest rates apply to purchases and cash withdrawals (starting from 2.49%) if the full balance due is not paid by the specified due date.

Our take

The "Travel Mate" card is an excellent choice for travelers, as it eliminates foreign currency conversion fees for major foreign currencies and offers a flexible grace period of up to 57 days. However, the competitive interest rates start at specific levels that require strict adherence to repayment schedules to avoid additional charges.

User ratings

Annual fee EGP 8,000
Rewards Rewards points
Effective APR 79.38%
Apple Pay
Details
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Our take 5.0
5.0 Banky rating

Pros

  • A massive and exclusive credit limit ranging from 300,000 to 5,000,000 EGP to suit luxury spending requirements.
  • An exceptionally high reward accumulation rate via the Points Plus program yielding 4 points per EGP.
  • A generous interest-free grace period of up to 57 days along with 2 free supplementary cards.

Cons

  • Very high issuance and annual fees of 8,000 EGP each, reflecting its top-tier status.
  • High monthly purchase interest rate (4.99% monthly with an effective APR of 79.38%).
  • Strict eligibility criteria and high financial standards required due to its ultra-premium tier.

Our take

The World Elite Mastercard Credit Card is an ultra-premium credit card designed for high-net-worth individuals and VIP clients, offering an elite credit limit ranging from 300,000 to 5,000,000 EGP. It features an extended 57-day grace period, exceptional reward accumulation through the Points Plus program offering 4 points per EGP, and premium travel perks including 4 complimentary airport lounge visits alongside advanced digital, installment, and security features.

An elite World Elite credit card delivering ultimate prestige, massive credit limits, and premium rewards for VIP clients, though users must manage balances carefully to avoid substantial annual fees and high interest charges.

User ratings

Annual fee EGP 3,000
Rewards Rewards points
Effective APR 79.38%
Apple Pay
Details
Updated Tuesday 27 October 2026 - 04:20 AM
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Our take 5.0
5.0 Banky rating

Pros

  • A massive and exclusive credit limit ranging from 300,000 to 5,000,000 EGP to suit high-tier spending requirements.
  • A generous interest-free grace period of up to 57 days on purchases.
  • Access to the robust Points Plus rewards program offering 3 points per EGP alongside advanced contactless, installment, and security services.

Cons

  • High issuance and annual fees of 3,000 EGP each, reflecting its top-tier status.
  • High monthly purchase interest rate (4.99% monthly with an effective APR of 79.38%).
  • Strict eligibility criteria and high financial standards required for approval.

Our take

The World Mastercard Credit Card is an exclusive ultra-premium credit card tailored for VIP customers and high-net-worth individuals. It offers an elite credit limit ranging from 300,000 to 5,000,000 EGP, an extended 57-day interest-free grace period, a strong Points Plus rewards program yielding up to 3 points per EGP, and comprehensive digital, installment, and security features.

An elite world-tier credit card delivering massive credit limits and premium reward benefits for VIP clients, though users must manage balances carefully to avoid substantial annual fees and high interest charges.

User ratings

Annual fee EGP 3,000
Rewards 5% cashback
Effective APR 79.38%
Apple Pay
Details
Updated Tuesday 27 October 2026 - 03:42 AM
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Our take 5.0
5.0 Banky rating

Pros

  • An unmatched, uncapped 5% cashback rate (10 points per EGP 1) on all transactions within Talaat Moustafa Group destinations.
  • A massive and exclusive credit limit ranging from 300,000 to 5,000,000 EGP to suit ultra-high-net-worth spending needs.
  • An extended interest-free grace period of up to 57 days combined with premium rewards and comprehensive financial flexibility.

Cons

  • Very high issuance and annual fees of 3,000 EGP each, reflecting its top-tier world status.
  • High monthly purchase interest rate (4.99% monthly with an effective APR of 79.38%).

Our take

The TMG World Mastercard is the ultimate ultra-premium credit card tailored for VIP customers and Talaat Moustafa Group enthusiasts. It delivers an industry-leading, uncapped 5% cashback rate (equivalent to 10 points per EGP 1) on all group destination spending, backed by an exclusive credit limit ranging from 300,000 to 5,000,000 EGP, an extended 57-day grace period, and a luxurious suite of travel, lifestyle, and security perks.

An elite world-tier credit card offering unprecedented cashback rewards and massive credit limits for top-tier TMG clients, though it carries substantial annual fees and high interest rates upon delayed repayment.

User ratings

Annual fee EGP 300
Rewards Rewards points
Effective APR 65.73%
Details
Updated Monday 26 October 2026 - 02:43 PM
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Our take 4.0
4.0 Banky rating

Pros

  • Rewards Program and Welcome Points: The card awards one point per purchase transaction, plus 10,000 welcome points when activated and used for purchases within the first three months after issuance, helping customers benefit from their everyday spending.

Cons

  • Limited Credit Limit: The credit limit ranges from EGP 5,000 to EGP 9,999, which may be insufficient for customers who need to finance large purchases or cover substantial expenses.

Our take

Banque du Caire’s Mastercard Gold Credit Card offers a range of everyday spending benefits, including a credit limit of EGP 5,000 to EGP 9,999 and a grace period of up to 55 days on purchases when the full outstanding balance is repaid. Its rewards program grants one point per purchase transaction, alongside 10,000 welcome points for activating the card and making purchases within the first three months after issuance. The card also offers interest-free installments at participating merchants, other installment plans of up to 60 months with interest, and free life insurance covering the outstanding balance in the event of death up to age 65. However, its credit limit may remain relatively low for customers who need to finance high-value purchases.

A credit card with a limit of up to EGP 9,999, combining rewards points, a grace period of up to 55 days, and installment benefits.

User ratings