Masri Visa Cashback Credit Card
A credit card offering 5% cashback on local purchases, exclusive discounts, and a grace period of up to 57 days.
- Annual fee
- EGP 750
- Rewards
- 5% cashback
- Effective APR
- 101.22%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
- I want the most cashback
- Offers cashback
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- Annual fee EGP 750 Above the median of 36 Classic cards (EGP 250)
- Effective APR 101.22% Above the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 750 a year — no interest.
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 5,000 – EGP 50,000
- Purchase limit abroad (POS)
- EGP 30,000
- Cash withdrawal limit abroad
- EGP 3,000
- Monthly intl. online limit (from Egypt)
- EGP 9,000
Interest & fees
- Effective annual rate (APR)
- 101.22% (6% /mo)
- Nominal APR
- 72%
- Grace period
- 57 days
- Annual fee
- EGP 750
- Fee waivable
- No
- Issuance fee
- EGP 750
- Supplementary card fee/yr
- EGP 200
- Foreign txn fee
- 5%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 101.22% (6% /mo)
- Cash advance APR (nominal)
- 72%
Rewards & benefits
- Cashback rate
- 5%
- التمتع بـ خاصية الدفع اللاتلامسية معاملات آمنة باستخدام تقنية الدفع اللاتلامسية، لتجربة دفع سريعة وآمنة.
- التمتع بـ كاش باك 5% شهرياً كاش باك 5% شهرياً بالجنيه المصري على جميع المشتريات المحلية بدون حد أدنى للاستخدام و بحد أقصى 5% من الحد الائتماني للبطاقة مع كل عملية شراء محلية مع بعض الاستثناءات
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
| Min supplementary age | 15 |
Do the maths
Our take
Pros
- The card offers 5% cashback on local purchases in Egyptian pounds with no minimum spending requirement.
- grace period of up to 57 days on purchases
Cons
- The card issuance fees are relatively high.
Our take
ADCB Egypt's Masri Cashback Visa Credit Card offers 5% cashback on local purchases in Egyptian pounds, alongside discounts at selected merchants and an interest-free grace period of up to 57 days on purchases, subject to the card's terms. It can provide added value for customers who use their card for everyday spending. However, cashback exclusions apply, and the maximum cashback is tied to the card's credit limit, making it important to review the detailed terms before use.
A credit card offering 5% cashback on local purchases, exclusive discounts, and a grace period of up to 57 days.
Compare
| Masri Visa Cashback Credit Card Abu Dhabi Commercial Bank – Egypt This one | Classic credit card Emirates NBD |  FAB Classic Mastercard Credit Card FABMISR | QNB Classic Visa Credit Card QNB EGYPT |
|---|---|---|---|
| Annual fee | |||
| EGP 750 | EGP 300 | EGP 250 | EGP 3,000 |
| Rewards | |||
| 5% cashback | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 101.22% | 79.38% | 67.46% | 66.69% |
Added Wednesday 28 October 2026 - 10:54 AM Updated Wednesday 28 October 2026 - 11:03 AM