Debit cards | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
All products

Debit cards

Pay straight from your account — compare the perks before you choose.

Offers from 34 banks in one place

Try
Currency
Network
I want a
card
in tier
designed for
and it should have:

141 products

Annual fee EGP 100
Issuance fee —
Type Debit
International use
Details
Updated Saturday 31 October 2026 - 05:27 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take

User ratings

Annual fee EGP 100
Issuance fee —
Type Debit
International use
Details
Updated Saturday 31 October 2026 - 05:16 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take

User ratings

Annual fee EGP 100
Issuance fee —
Type Debit
International use
Details
Updated Saturday 31 October 2026 - 02:52 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take

User ratings

Annual fee EGP 300
Issuance fee EGP 300
Type Debit
International use
Details
Updated Tuesday 27 October 2026 - 10:58 AM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 3.5
3.5 Banky rating

Pros

  • Ability to make withdrawals and deposits via point-of-sale (POS) terminals at bank branches.
  • Using the card for online shopping with the OTP feature
  • 10% discount on car rental services with Visa.
  • Get a 35% discount when you register or create an account on AVIS.
  • Get a 7% discount when paying with Visa on Booking.com.
  • Cards are issued to customers from the age of 15.

Our take

The Visa Platinum debit card from the Agricultural Bank targets new customer segments—specifically those in the higher-tier category. The bank allows the card to be issued to individuals as young as 15, with a nominal fee and a validity period of up to five years. The card can also be linked to the InstaPay instant payment application and offers exclusive discounts of up to 35% on select purchases.

The Agricultural Bank’s Visa Platinum debit card targets new customer segments.

User ratings

Annual fee EGP 125
Issuance fee EGP 125
Type Debit
Digital wallet International use
Details
Updated Monday 26 October 2026 - 04:59 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • The card is designed under the "points and rewards" category, allowing you to accumulate points with every purchase and redeem them for benefits or shopping vouchers.
  • It features a high spending limit, suitable for both domestic and international use.
  • Equipped with contactless payment technology for fast and secure transactions, without the need to present the physical card at stores.
  • Avis car rental offers: discounts of up to 20% on base rates and 10% on retail rates, plus complimentary Avis Preferred Plus membership and additional services.
  • Visa Global Customer Assistance Services: general inquiries, immediate reporting and blocking of lost or stolen cards within 30 minutes, issuance of replacement cards, and emergency cash advances of up to 5,000 USD while traveling.

Cons

  • Since it is a debit card (and not a credit card), it draws funds directly from your bank account—whether a checking or savings account—and therefore does not offer a grace period for repayment.
  • When the card is used for international purchases or while traveling outside Egypt, currency conversion commissions and fees for international transactions—as per the standards applicable within the Egyptian banking sector—will apply.

Our take

The Visa Reward Debit Card from the Arab African International Bank (AAIB) is specifically designed for customers who wish to combine the flexibility of using their personal account—via a debit card linked directly to that account—with the benefits of loyalty programs, rewards, and additional services for shopping and travel. It is an excellent choice for customers who rely on their current bank accounts for daily transactions—such as online shopping, frequent travel, or in-store purchases—and who seek added value through point accumulation, rental offers, and global emergency and travel assistance, all without the commitments or interest charges associated with credit cards.

It is an excellent and fantastic option for customers who rely on their bank current accounts for daily transactions.

User ratings

Annual fee EGP 150
Issuance fee EGP 150
Type Debit
Digital wallet International use Cashback
Details
Updated Saturday 10 October 2026 - 07:00 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 3.5
3.5 Banky rating

Pros

  • Receive reward points equivalent to 200 EGP upon opening the account and activating the card.
  • Earn reward points equivalent to 500 EGP upon completing 5 purchase transactions using the card.
  • Exclusive discounts and perks: Access offers and discounts by downloading the Mastercard Priceless Specials app.
  • Enhanced security for online purchases: Supported by digital security features (3D Secure) and SMS alerts for withdrawals or purchases.

Cons

  • Limited outdoor use.
  • Like any debit card, this card does not offer credit or installment payment features; funds are deducted immediately from the balance of the linked account.
  • Additional fees may apply when withdrawing cash from ATMs belonging to other banks, whether inside or outside Egypt.

Our take

The PING card is an ideal choice for young people and customers seeking a smart daily savings or current account that offers instant welcome gifts and reward points. It is well-suited for everyday transactions, local shopping, and secure online purchases within Egypt; however, it is not the best option for those looking to pay for purchases in installments or for significant spending in foreign currencies (for which credit cards are preferable).

The PING card is the ideal choice for young people and customers seeking a smart daily savings or current account.

User ratings

Islamic
Annual fee EGP 25
Issuance fee EGP 25
Type Debit
International use
Details
Updated Monday 26 October 2026 - 04:12 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • Enjoy secure online shopping using the security code.
  • Accepted worldwide, both inside and outside Egypt, for all your purchases and cash withdrawals.

Cons

  • Issuance Fee: USD 25

Our take

The Al Baraka World USD Debit Card is a suitable option for customers who deal in US dollars and need convenient access to their USD account for everyday transactions inside and outside Egypt. The card offers worldwide acceptance, secure online shopping, unlimited complimentary airport lounge access, and a variety of travel, insurance, and discount benefits, providing a flexible and comprehensive banking experience.

The Al Baraka World USD Debit Card provides convenient access to your USD account for transactions inside and outside Egypt, with benefits including secure shopping, travel, insurance, and airport lounge access

User ratings

Islamic
Annual fee EGP 750
Issuance fee Free issuance
Type Debit
International use
Details
Updated Monday 26 October 2026 - 04:06 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 3.8
3.8 Banky rating

Pros

  • Get the primary card with no issuance fee.
  • Enjoy secure online shopping using the security code.

Cons

  • The card is exclusively available to Tharaa customers.

Our take

The Al Baraka Mastercard World Debit Card, designed exclusively for Tharaa customers, offers a convenient banking experience with a wide range of travel and shopping benefits. The card provides unlimited complimentary airport lounge access, secure online shopping, and various discounts and offers on travel, accommodation, and car rentals, along with travel insurance benefits. It also provides greater flexibility for everyday spending through contactless payments and supplementary cards for family members.

The Al Baraka Mastercard World Debit Card offers Tharaa customers a variety of travel, shopping, and insurance benefits, including unlimited complimentary airport lounge access and secure online shopping

User ratings

Islamic
Annual fee EGP 150
Issuance fee EGP 150
Type Debit
International use
Details
Updated Monday 26 October 2026 - 04:02 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 2.5
2.5 Banky rating

Pros

  • Secure online shopping using 3D Secure.
  • Withdraw cash free of charge, 24 hours a day, 7 days a week, through Al Baraka Bank’s ATM network.

Cons

  • Cash withdrawals from ATMs operated by other banks are not free of charge.

Our take

The Al Baraka Mastercard Titanium Debit Card is a suitable option for everyday use, offering secure online shopping through 3D Secure, 24/7 cash withdrawals from Al Baraka Bank ATMs, and the option to issue supplementary cards for family members. The card combines convenience and security to meet customers’ daily banking needs.

The Al Baraka Mastercard Titanium Debit Card provides convenience and security for everyday use, with secure online shopping, 24/7 cash withdrawals, and the option to issue supplementary cards

User ratings

Islamic
Annual fee EGP 100
Issuance fee EGP 100
Type Debit
International use
Details
Updated Monday 26 October 2026 - 03:58 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 2.0
2.0 Banky rating

Pros

  • Use the card for shopping at any store and enjoy secure online shopping with 3D Secure.
  • Supplementary cards are available

Cons

  • Cash withdrawals from ATMs operated by other banks are not free of charge.

Our take

The Al Baraka Classic Debit Cards are a suitable option for everyday banking needs. They provide secure shopping at stores and online using 3D Secure, 24/7 cash withdrawals from Al Baraka Bank ATMs, and the option to issue supplementary cards. The card offers convenience and flexibility for daily banking transactions.

Al Baraka Classic Debit Cards provide convenience and flexibility for daily transactions, with secure shopping, 24/7 cash withdrawals, and the option to issue supplementary cards

User ratings

Islamic
Annual fee EGP 150
Issuance fee EGP 150
Type Debit
Digital wallet International use
Details
Updated Monday 28 September 2026 - 10:47 AM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • Secure Online Shopping: Protection for online purchases using the One-Time Password (OTP) system.
  • Contactless payment support: The contactless purchasing feature enables quick and secure daily transactions without the need to enter a PIN for every small transaction.
  • Customer Service and Accounts: Link the card to a current or savings account and easily manage it via the ADIB Phone service (19951), the mobile app, or online banking.

Cons

  • Domestic use only: Card purchases and cash withdrawals are limited to use within the Arab Republic of Egypt, in accordance with current terms.
  • Compared to other bank cards (such as the cashback card), this card does not offer direct cashback on purchases.
  • Fee-free withdrawals are limited to the bank's own ATMs, whereas transactions via other banks' ATMs are subject to applicable fees.

Our take

The ADIB-Egypt Visa Rewards Debit Card offers a practical solution for managing daily financial transactions with flexibility and security. It serves as an excellent primary debit card for everyday domestic use, money management, making purchases, and withdrawing cash from the bank’s ATMs without additional fees. However, if you are seeking direct financial returns on your purchases or require a card for use while traveling abroad, you might prefer to consider other options, such as cashback cards or covered credit cards.

The Visa Rewards debit card offers a practical option for managing daily financial transactions.

User ratings

Annual fee EGP 30
Issuance fee Free issuance
Type Prepaid
Details
Updated Thursday 22 October 2026 - 01:39 PM
Card & limits

Loading…

Fees

Loading…

Benefits & services

Loading…

Eligibility

Loading…

Our take 4.0
4.0 Banky rating

Pros

  • Free cash withdrawals from Bank of Cairo ATMs at any time, including weekends and public holidays.

Cons

  • The card is limited to domestic transactions within Egypt, making it less suitable for customers who need international payments.

Our take

Bank of Cairo's Meeza Payroll Card provides a convenient way to receive salaries and manage daily transactions without opening a bank account. Its key benefits include free cash withdrawals from Bank of Cairo ATMs, including weekends and public holidays, as well as online shopping and bill payment services.

A payroll card that provides convenient salary access and free cash withdrawals from Bank of Cairo ATMs without requiring a bank account.

User ratings