VISA Reward Card
It is an excellent and fantastic option for customers who rely on their bank current accounts for daily transactions.
- Annual fee
- EGP 125
- Issuance fee
- EGP 125
- Type
- Debit
Card & limits
- Daily ATM limit
- EGP 30,000
- Daily POS limit
- EGP 100,000
- Daily online limit
- EGP 100,000
- Monthly ATM limit
- EGP 30,000
- Monthly POS limit
- EGP 300,000
- Contactless no-PIN limit
- EGP 600
- Card validity
- 5 years
- Max linked accounts
- 2
- Linkable account types
- Current AccountSavings
Fees
- Issuance fee
- EGP 125
- Annual fee
- EGP 125
- Replacement fee
- EGP 125
- PIN reset fee
- EGP 30
- SMS fee/mo
- EGP 10
- Dispute fee
- EGP 100
- Supplementary issuance fee
- EGP 125
- Supplementary fee/yr
- EGP 125
- Free at own ATMs
- Yes
- Other-bank ATM withdrawal
- EGP 5
- Balance inquiry (other bank)
- EGP 4
- Balance inquiry abroad
- EGP 20
- Cash withdrawal abroad
- 6% (min EGP 50)
- Foreign txn fee
- 5%
Benefits & services
- المساعدة الطبية والسفر سافر حول العالم بأمان واطمئن إلى أننا نساندك بالخدمات التالية: استشارة طبية هاتفية خدمة المتابعة من متخصصين الخدمة الطبية مراقبة الحالة الطبية قبل وبعد الشفاء توفر الأدوية والمعدات الأساسية إرسال الطبيب إلى موقع حامل البطاقة التقييم الطبي والإعادة إلى الوطن خدمة المتابعة والمساعدة في الأحوال القانونية خدمة المترجم الفوري
- خدمات مساعدة العملاء العالمية الخدمة مقدمة لتزويد حاملي بطاقات المكافآت لدينا بالدعم الشخصي وخدمة لعملائنا ذات مستوى عالمي في أوقات السفر. تشمل الخدمات الأساسية فيما يلى: خدمة إستعلام عام لحامل البطاقة الإبلاغ عن البطاقة المفقودة / المسروقة، وامكانية وقف البطاقة في غضون 30 دقيقة إستبدال البطاقة في حالات الطوارئ في وقت مبكر من اليوم التالي لصرف النقدي في حالات الطوارئ حتى 5000 دولار أمريكي
- خصومات شركة آفيس لتأجير السيارات استمتع بخصم يصل إلى 20٪ على الأسعار الأساسية وخصم يصل إلى 10٪ على أسعار التجزئة. عضوية Avis Preferred Plus مجانية واستمتع بخدمات إضافية بما في ذلك السائقين المجانيين. لإجراء الحجوزات والتسجيل في Avis Preferred Plus
Eligibility
- Requires a bank account
- Yes
- International use
- Yes
- Online purchases only
- No
- Min age
- 21
- Required documents
- National ID CopyBank Statement (Last 6 Months)
Our take
Pros
- The card is designed under the "points and rewards" category, allowing you to accumulate points with every purchase and redeem them for benefits or shopping vouchers.
- It features a high spending limit, suitable for both domestic and international use.
- Equipped with contactless payment technology for fast and secure transactions, without the need to present the physical card at stores.
- Avis car rental offers: discounts of up to 20% on base rates and 10% on retail rates, plus complimentary Avis Preferred Plus membership and additional services.
- Visa Global Customer Assistance Services: general inquiries, immediate reporting and blocking of lost or stolen cards within 30 minutes, issuance of replacement cards, and emergency cash advances of up to 5,000 USD while traveling.
Cons
- Since it is a debit card (and not a credit card), it draws funds directly from your bank account—whether a checking or savings account—and therefore does not offer a grace period for repayment.
- When the card is used for international purchases or while traveling outside Egypt, currency conversion commissions and fees for international transactions—as per the standards applicable within the Egyptian banking sector—will apply.
Our take
The Visa Reward Debit Card from the Arab African International Bank (AAIB) is specifically designed for customers who wish to combine the flexibility of using their personal account—via a debit card linked directly to that account—with the benefits of loyalty programs, rewards, and additional services for shopping and travel. It is an excellent choice for customers who rely on their current bank accounts for daily transactions—such as online shopping, frequent travel, or in-store purchases—and who seek added value through point accumulation, rental offers, and global emergency and travel assistance, all without the commitments or interest charges associated with credit cards.
It is an excellent and fantastic option for customers who rely on their bank current accounts for daily transactions.
Compare
| VISA Reward Card Arab African International Bank This one |  PING Debit Card FABMISR |  Visa Platinum Agricultural Bank of Egypt |  HSBC Premier Debit Card HSBC EGYPT |
|---|---|---|---|
| Annual fee | |||
| EGP 125 | EGP 150 | EGP 300 | EGP 100 |
| Issuance fee | |||
| EGP 125 | EGP 150 | EGP 300 | — |
| Type | |||
| Debit | Debit | Debit | Debit |
Added Monday 26 October 2026 - 04:32 PM Updated Monday 26 October 2026 - 04:59 PM