بطاقة ماستركاردة الذهبية الائتمانية — banque du caire | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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بطاقة ماستركاردة الذهبية الائتمانية

بطاقة ماستركاردة الذهبية الائتمانية

Mastercard
banque du caire · Credit cards · Egyptian Pound · 4.0 · Monday 26 October 2026 - 02:43 PM

A credit card with a limit of up to EGP 9,999, combining rewards points, a grace period of up to 55 days, and installment benefits.

Annual fee
EGP 300
Rewards
Rewards points
Effective APR
65.73%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want the most cashback
  • Annual fee EGP 300 Above the median of 36 Classic cards (EGP 250)
  • Effective APR 65.73% Above the median of 35 Classic cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 300 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 5,000 – EGP 9,999
Purchase limit abroad (POS)
EGP 100,000
Cash withdrawal limit abroad
EGP 3,500

Interest & fees

Effective annual rate (APR)
65.73% (4.3% /mo)
Nominal APR
51.6%
Grace period
55 days
Annual fee
EGP 300
Fee waivable
No
Issuance fee
EGP 300
Supplementary card fee/yr
EGP 150 (first 5 free)
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
65.73% (4.3% /mo)
Cash advance APR (nominal)
51.6%
Domestic
Cash advance limit
Up to 100% of the credit limit in cash

Rewards & benefits

Installments · up to 60 mo
Points per EGP
1
Detailed benefits
Lifestyle 1
  • نقاط مكافآت احصل على 1 نقط مكافآت مع برنامج مكافآت بنك القاهرة عند استخدامك للبطاقة في معاملات المشتريات عن طريق نقاط البيع او الانترنت.
Shopping 1
  • التقسيط بدون فوائد إمكانية تقسيط معاملات الشراء والسحب النقدي لمدة تصل إلى 60 شهر بعائد شهري متميز.
Insurance 1
  • تأمين حياة مجاني تأمين حياة مجاني لسداد مديونية البطاقة في حالة الوفاة حتى 65 سنة.

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopyBank Statement (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age15
Nationalityegyptian

Do the maths

بطاقة ماستركاردة الذهبية الائتمانية

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Rewards Program and Welcome Points: The card awards one point per purchase transaction, plus 10,000 welcome points when activated and used for purchases within the first three months after issuance, helping customers benefit from their everyday spending.

Cons

  • Limited Credit Limit: The credit limit ranges from EGP 5,000 to EGP 9,999, which may be insufficient for customers who need to finance large purchases or cover substantial expenses.

Our take

Banque du Caire’s Mastercard Gold Credit Card offers a range of everyday spending benefits, including a credit limit of EGP 5,000 to EGP 9,999 and a grace period of up to 55 days on purchases when the full outstanding balance is repaid. Its rewards program grants one point per purchase transaction, alongside 10,000 welcome points for activating the card and making purchases within the first three months after issuance. The card also offers interest-free installments at participating merchants, other installment plans of up to 60 months with interest, and free life insurance covering the outstanding balance in the event of death up to age 65. However, its credit limit may remain relatively low for customers who need to finance high-value purchases.

A credit card with a limit of up to EGP 9,999, combining rewards points, a grace period of up to 55 days, and installment benefits.

Compare

Alternatives at a glance
بطاقة ماستركاردة الذهبية الائتمانية بطاقة ماستركاردة الذهبية الائتمانية banque du caire This oneclassic credit card classic credit card MID BANK QNB Classic Visa Credit Card QNB EGYPT FAB Classic Mastercard Credit Card FAB Classic Mastercard Credit Card FABMISR
Annual fee
EGP 300 EGP 250 EGP 3,000 EGP 250
Rewards
Rewards points Rewards points Rewards points Rewards points
Effective APR
65.73% 64.78% 66.69% 67.46%
Compare with 3 similar credit cards

Added Monday 26 October 2026 - 02:39 PM Updated Monday 26 October 2026 - 02:43 PM