Arab Bank "Travel Mate" Visa Credit Card

arab bank egypt · Credit cards · Egyptian Pound · 3.0 · Wednesday 28 October 2026 - 10:51 AM

Annual fee: EGP 5,000
Rewards: None
Effective APR: 34.33%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I carry a balance month to month
- Purchase APR lower than average

Not for you if

I pay my card off in full
- Annual fee higher than average
I want to avoid card fees
- Annual fee higher than average
I want a card that is easy to get
- Minimum credit limit higher than average
I want the most cashback

Annual fee EGP 5,000 Above the median of 36 Classic cards (EGP 250)
Effective APR 34.33% Below the median of 35 Classic cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 5,000 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 60,000 – EGP 900,000

Interest & fees

Effective annual rate (APR): 34.33% (2.49% /mo)
Nominal APR: 29.88%
Grace period: 57 days
Annual fee: EGP 5,000
Fee waivable: No
Supplementary card fee/yr: EGP 2,500
Min payment (%): 5%
Min payment (fixed): EGP 100

Rewards & benefits

Lounge access · 6/yr Travel insurance

Detailed benefits

Insurance 2

ميزة اللاتلامسية بطاقة بتصميم مميز آمنة الاستعمال تم تزوديها بتقنية الرقاقة الذكية المتطورة والتي تمتاز بأقصى درجات الأمان والحماية بالإضافة إلى ميزة اللاتلامسية للقيام بعمليات الشراء اليومية بسرعة وأمان بمجرد تمرير بطاقتك التي تحتوي على ميزة اللاتلامسية على جهاز التاجر
خدمة "Verified by Visa/ MasterCard Secure Code Service" حماية إضافية عند استخدام بطاقتك للتسوق عبر الانترنت مع خدمة "Verified by Visa/ MasterCard Secure Code Service" من البنك العربي وهي خدمة سهلة الاستعمال تمكنك من التسوق بشكل آمن عبر الانترنت باستخدام بطاقتك الائتمانية الصادرة من البنك العربي ، ففي كل مرة تستخدم فيها بطاقتك من البنك العربي للشراء عبر المواقع الالكترونية التي تتوفر فيها خدمة Verified by Visa/ MasterCard Secure Code Service سيتم ارسال رسالة قصيرة لرقم هاتفك المسجل لدينا تحتوي على "كلمة سر تستخدم لمرة واحدة" حتى تتمكن من استكمال عملية الشراء عبر الانترنت بأمان.

Travel 1

دخول مجاني لصالات المطار دخول مجاني لصالات الانتظار مع خدمة "Loungekey" في العديد من المطارات من خلال بطاقة فيزا Travel Mate. تتوفر هذه الخدمة في 25 صالة منتشرة في المنطقة والعالم وتتوفر لكافة درجات السفر وجميع شركات الطيران.

Eligibility

Approved employer: No
Required documents: Passport Copy

Do the maths

Arab Bank "Travel Mate" Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

0% commission on cash withdrawals or currency exchanges made abroad for specific currencies (such as USD, EUR, GBP, etc.), helping you save on travel costs.

Cons

Interest rates apply to purchases and cash withdrawals (starting from 2.49%) if the full balance due is not paid by the specified due date.

Our take

The "Travel Mate" card is an excellent choice for travelers, as it eliminates foreign currency conversion fees for major foreign currencies and offers a flexible grace period of up to 57 days. However, the competitive interest rates start at specific levels that require strict adherence to repayment schedules to avoid additional charges.

Compare

Alternatives at a glance
Arab Bank "Travel Mate" Visa Credit Card arab bank egypt This one	Al-Arabi Card BANQUE MISR	Visa Silver Credit Card banque du caire	Online Shopping Card arab bank egypt
Annual fee
EGP 5,000	EGP 50	EGP 250	EGP 150
Rewards
None	None	None	None
Effective APR
34.33%	60.1%	60.1%	—

Compare with 3 similar credit cards

Added Wednesday 28 October 2026 - 10:25 AM Updated Wednesday 28 October 2026 - 01:13 PM