Mastercard Titanium Card (Kinana) — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Islamic

Mastercard Titanium Card (Kinana)

Mastercard
BANQUE MISR · Credit cards · Islamic · Egyptian Pound · Saturday 31 October 2026 - 02:19 PM
Annual fee
EGP 350
Rewards
None
Effective APR
42.58%

Card & limits

Contactless Apple Pay
Credit limit
EGP 5,000 – EGP 3,000,000
Purchase limit abroad (POS)
EGP 150,000
Cash withdrawal limit abroad
EGP 30,000
Monthly intl. online limit (from Egypt)
EGP 40,000

Interest & fees

Effective annual rate (APR)
42.58% (3% /mo)
Nominal APR
36%
Grace period
56 days
Annual fee
EGP 350
Fee waivable
No
Issuance fee
EGP 350
Late payment fee
EGP 75
Over-limit fee
EGP 75
Supplementary card fee/yr
EGP 200
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
42.58% (3% /mo)
Cash advance APR (nominal)
36%
Domestic
Domestic cash advance fee
5% (min EGP 50)
Cash advance limit
Up to 50% of the credit limit in cash
Abroad
Cash advance fee abroad
5% (min EGP 50)

Rewards & benefits

Installments · up to 36 mo
Detailed benefits
Lifestyle 1
  • السحـب النقدي السحـب النقدي في حالات الطوارئ بنسبة 50% من الحد الائتماني من جميـع آلات الصراف الآلي ATM المنتشرة بجميع أنحاء العالم على مدار 24 ساعة يومياً وذلك باستخدام الرقم السري الخاص بالبطاقة بحد أقصى 50% من الحد الائتماني.
Shopping 1
  • التقسيط حتى 36 شهرًا تقوم البطاقة على أساس مبدأ المرابحة المشمولة بالوكالة، حيث يقوم البنك بتنفيذ عملية مرابحة بإجمالي قيمة العمليات (المشتريات و السحب النقدي ) الصادر لحامل البطاقة (مقسمة على 12،24،36 شهراً حسب رغبة العميل ) وذلك في حالة عدم قيام العميل بسداد كامل المديونية المستحقة عليه قبل يوم 26 من نفس شهر صدور بيان العمليات، أما إذا قام حامل البطاقة بسداد كامل المبلغ المستحق الوارد ببيان العمليات فلا يتم احتساب عوائد.

Eligibility

Min age
16
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopyBank Statement (Last 3 Months)Recent Utility Bill
Eligibility criteria
Nationalityegyptian

Do the maths

Mastercard Titanium Card (Kinana)

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Alternatives at a glance
Mastercard Titanium Card (Kinana) BANQUE MISR This onetitanium credit card titanium credit card Al Baraka Bank Egypt Titanium Cashback Card Titanium Cashback Card Abu Dhabi Islamic Bank Egypt ADIB Titanium Islamic Mastercard Credit Card ADIB Titanium Islamic Mastercard Credit Card Abu Dhabi Islamic Bank Egypt
Annual fee
EGP 350 EGP 400 EGP 475 EGP 400
Rewards
None None 1% cashback 1% cashback
Effective APR
42.58% 69.59% 79.38% 79.38%
Compare with 3 similar credit cards

Added Saturday 31 October 2026 - 02:16 PM Updated Saturday 31 October 2026 - 02:19 PM