World Elite Mastercard Credit Card
An elite World Elite credit card delivering ultimate prestige, massive credit limits, and premium rewards for VIP clients, though users must manage balances carefully to avoid substantial annual fees and high interest charges.
- Annual fee
- EGP 8,000
- Rewards
- Rewards points
- Effective APR
- 79.38%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- I want the most cashback
- Annual fee EGP 8,000
- Effective APR 79.38% Above the median of 9 World Elite cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 8,000 a year — no interest.
All of this is measured against elite cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 300,000 – EGP 5,000,000
Interest & fees
- Effective annual rate (APR)
- 79.38% (4.99% /mo)
- Nominal APR
- 59.88%
- Grace period
- 57 days
- Annual fee
- EGP 8,000
- Fee waivable
- No
- Issuance fee
- EGP 8,000
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 4,000
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Domestic cash advance fee
- 4% (min EGP 50)
- Cash advance fee abroad
- 10% (min EGP 60)
Rewards & benefits
- Rewards program
- Points Plus
- Points per EGP
- 4
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancerPensioner
- Accepted professions
- any profession
- Required documents
- National ID CopyRecent Utility BillBank Statement (Last 6 Months)
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- A massive and exclusive credit limit ranging from 300,000 to 5,000,000 EGP to suit luxury spending requirements.
- An exceptionally high reward accumulation rate via the Points Plus program yielding 4 points per EGP.
- A generous interest-free grace period of up to 57 days along with 2 free supplementary cards.
Cons
- Very high issuance and annual fees of 8,000 EGP each, reflecting its top-tier status.
- High monthly purchase interest rate (4.99% monthly with an effective APR of 79.38%).
- Strict eligibility criteria and high financial standards required due to its ultra-premium tier.
Our take
The World Elite Mastercard Credit Card is an ultra-premium credit card designed for high-net-worth individuals and VIP clients, offering an elite credit limit ranging from 300,000 to 5,000,000 EGP. It features an extended 57-day grace period, exceptional reward accumulation through the Points Plus program offering 4 points per EGP, and premium travel perks including 4 complimentary airport lounge visits alongside advanced digital, installment, and security features.
An elite World Elite credit card delivering ultimate prestige, massive credit limits, and premium rewards for VIP clients, though users must manage balances carefully to avoid substantial annual fees and high interest charges.
Compare
| World Elite Mastercard Credit Card Emirates NBD This one |  World Elite Credit Card Egbank |  FAB World Elite Mastercard Credit Card FABMISR |  World Elite Credit Card BANQUE MISR |
|---|---|---|---|
| Annual fee | |||
| EGP 8,000 | EGP 8,000 | EGP 8,000 | EGP 8,000 |
| Rewards | |||
| Rewards points | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 79.38% | 74.52% | 67.46% | 60.1% |
Added Monday 26 October 2026 - 03:37 PM