Mastercard Titanium Credit Card
- Annual fee
- EGP 400
- Rewards
- None
- Effective APR
- 34.33%
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
Not for you if
- I pay my card off in full
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
Not yet evaluated for: I want a card that is easy to get
- Annual fee EGP 400 Above the median of 36 Classic cards (EGP 250)
- Effective APR 34.33% Below the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 400 a year — no interest.
Not known yet
1 more detail we don't have yet
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
Contactless
Interest & fees
- Effective annual rate (APR)
- 34.33% (2.49% /mo)
- Nominal APR
- 29.88%
- Grace period
- 45 days
- Annual fee
- EGP 400
- Fee waivable
- No
- Issuance fee
- EGP 400
- Late payment fee
- EGP 150
- Supplementary card fee/yr
- EGP 200
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Rewards & benefits
Lounge access · 8/yr Purchase protection
- دخول صالات الانتظار في المطارات دخول صالات الانتظار في المطارات حول العالم دخول مجاني لصالات الانتظار في المطارات عبر تطبيق " Mastercard Travel Pass”
- ميزة اللاتلامسية بطاقة بتصميم مميز وآمنة الاستعمال تم تزويدها بتقنية الرقاقة الذكية المتطورة و التي تمتاز بأقصى درجات الأمان و الحماية بالإضافة إلى ميزة اللاتلامسية للقيام بعمليات الشراء اليومية بسرعة وأمان بمجرد تمرير بطاقتك التي تحتوي على ميزة اللاتلامسية على جهاز التاجر
- برنامج الحماية من الاحتيال برنامج الحماية من الاحتيال** والذي يوفر لك الحماية اللازمة في حال استخدام البطاقة في حركات غير مصرّح بها سواء أكانت البطاقة بحوزتك أم لا.
Detailed benefits
Travel 1
Insurance 2
Eligibility
- Approved employer
- No
Do the maths
Our take
Pros
- Airport lounge access: Provides complimentary access to airport lounges via the "Mastercard Travel Pass" app, up to a maximum of 8 visits per year.
- Exclusive offers (Priceless Arabia): Provides a unique selection of offers and experiences spanning dining, shopping, entertainment, sports, travel, and hotels.
Cons
- Spending requirements for airport lounges: To access airport lounges, a minimum transaction value—starting from 1 USD—is required for point-of-sale or e-commerce purchases to unlock new lounge visits (with the first visit provided as a complimentary courtesy).
- Relatively shorter grace period: The grace period is 45 days, which is shorter compared to some other cards that offer a grace period of up to 57 days.
Our take
The card offers a balanced range of travel and shopping benefits through the "Priceless Arabia" program, along with a grace period of up to 45 days; however, the terms and conditions for accessing airport lounges may require careful attention from the cardholder.
Compare
| Mastercard Titanium Credit Card arab bank egypt This one |  Al-Arabi Card BANQUE MISR |  Visa Silver Credit Card banque du caire |  Arab Bank "Travel Mate" Visa Credit Card arab bank egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 400 | EGP 50 | EGP 250 | EGP 5,000 |
| Rewards | |||
| None | None | None | None |
| Effective APR | |||
| 34.33% | 60.1% | 60.1% | 34.33% |
Added Wednesday 28 October 2026 - 12:54 PM Updated Wednesday 28 October 2026 - 01:05 PM