Quarterly deposit with monthly returns — banque du caire | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Quarterly deposit with monthly returns

banque du caire · Deposits · Egyptian Pound · 4.0 · Monday 26 October 2026 - 11:48 PM

A monthly deposit offering 15.5% interest, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.

Annual yield
15.5%
Term
3 mo
Min. deposit
EGP 500K
Payout
Monthly

Banky Analysis

Suits you if

  • I need monthly income
    • Pays out more frequently
  • Grow my savings the most
    • Yield higher than average for this term
  • I want a predictable return
    • Fixed, unchanging return
  • Keep my money reachable
  • I may need to break early

What's good

  • Shorter lock-in

Not known yet

1 more detail we don't have yet

All of this is measured against products of up to 3 months in EGP only

Last checked Monday 02 November 2026 - 04:01 PM

Returns

Rate type
Fixed
Payout
Compounded monthly
Yield by payout
Monthly

Amount & term

Deposit type
Time Deposit
Term
3 mo
Min deposit
EGP 500,000
Negotiable
No

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal rate type
Prevailing
Usable as collateral
Yes
Available online
No
Branch visit required
Yes

Do the maths

Quarterly deposit with monthly returns

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Our take 4.0

4.0 Banky rating

Pros

  • Provides monthly interest income 15.5%.
  • allows customers to use the deposit as collateral for a credit card or other credit facilities

Cons

  • The minimum deposit is EGP 500,000, making it less suitable for customers with smaller savings.

Our take

Banque du Caire’s monthly deposit offers savers a regular income stream, with an interest rate of 15.5%. Customers can choose to credit the interest or principal to a current or savings account. The deposit also offers renewal flexibility, can be issued jointly or in the names of minors, and can serve as collateral for credit cards and credit facilities. However, it requires a relatively high minimum deposit of EGP 500,000, and issuance and redemption are handled through the bank’s branches.

A monthly deposit offering 15.5% interest, with a minimum of EGP 500,000 and the option to use it as collateral for credit facilities.

Compare

Alternatives at a glance
Quarterly deposit with monthly returns banque du caire This one Semi-annual deposit banque du caire Annual deposit CIB Egypt Ahlan Monthly Deposit saib bank
Annual yield
15.5% 15.5% 16% – 17% 14.5%
Term
3 mo 6 mo 1 yr 1 mo
Min. deposit
EGP 500K EGP 10K EGP 5,000 EGP 1.5M
Payout
Monthly Monthly Monthly At maturity
Compare with 3 similar deposits

Added Monday 26 October 2026 - 11:46 PM Updated Monday 26 October 2026 - 11:48 PM