Gold Account — saib bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Gold Account

saib bank · Current accounts · Egyptian Pound · 3.0 · Wednesday 28 October 2026 - 04:33 PM

An Egyptian-pound account for Egyptian individuals aged over 21, requiring a minimum opening balance of EGP 3,000, with no interest and a range of banking services.

Min. opening deposit
EGP 3,000
Monthly fee
EGP 0

The account

Min. opening deposit
EGP 3,000
Overdraft allowed
No

Fees

Opening fee
EGP 100
Monthly fee
EGP 0
Quarterly fee
EGP 0
Annual fee
EGP 0
Below-minimum fee
EGP 0
Statement fee
EGP 30

Services

Cheque book Debit card Online banking Mobile banking

Eligibility

Joint account
No
Minor account
No
Open to foreigners
No
Min age
21
Required documents
National ID Copy

Our take 3.0

3.0 Banky rating

Pros

  • The account has no monthly maintenance fees or minimum-balance shortfall charges and provides access to branch and ATM transactions, checkbooks, and online banking.

Cons

  • savings and incurs a one-time opening fee of EGP 100, along with a quarterly account statement fee of EGP 60.

Our take

SAIB's Gold Account offers Egyptian individuals aged over 21 a banking option with cash deposits and withdrawals through branches and ATMs, checkbook issuance, and online banking services. The minimum opening balance is EGP 3,000, with a one-time opening fee of EGP 100 and no monthly maintenance or minimum-balance shortfall fees. However, the account does not earn interest and carries a statement fee of EGP 60 every three months.

An Egyptian-pound account for Egyptian individuals aged over 21, requiring a minimum opening balance of EGP 3,000, with no interest and a range of banking services.

Compare

Alternatives at a glance
Gold Account saib bank This one current Account BANQUE MISR current account Egbank current account Al Ahli Bank of Kuwait – Egypt
Min. opening deposit
EGP 3,000 EGP 2,500 EGP 5,000 EGP 5,000
Monthly fee
EGP 0 EGP 300 Yearly feeEGP 1,200 Yearly feeEGP 1,200 Yearly fee
Compare with 3 similar current accounts

Added Wednesday 28 October 2026 - 04:32 PM Updated Wednesday 28 October 2026 - 04:42 PM