UB Digital Wallet — the united bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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UB Digital Wallet

the united bank · E-wallets · Egyptian Pound · 4.0 · Sunday 23 August 2026 - 12:09 PM

UB Wallet offers a comprehensive range of payment, transfer, and cash withdrawal services, with the added advantage of being available to both United Bank customers and non-customers.

Issuance fee
Free
Max balance
EGP 200K
Daily limit
EGP 60K

Limits

Max balance
EGP 200,000
Daily limit
EGP 60,000
Monthly limit
EGP 200,000
Min age
16

Fees

Issuance fee
EGP 0
Intra-wallet transfer
— (max EGP 1)
Other-wallet transfer
0.5% (max EGP 15)
ATM cash withdrawal
1% (min EGP 4)

Services & access

Available online
Yes
Target segments
Bank CustomerNon-Customer
Supported networks
MeezaMastercardVisa
Subscription methods
Branch
Supported services
FawryBill PaymentsMobile Top-upDonationsReservations
Required documents
A mobile number operatedNational ID Copy

Our take 4.0

4.0 Banky rating

Pros

  • Available to both customers and non-customers
  • Wide range of payment and transfer services

Cons

  • Registration requirements may limit flexibility
  • Some features are limited to United Bank customers Although the wallet is available to non-customers, certain top-up options, such as bank-account funding and credit-card top-ups, are available only to United Bank customers.

Our take

UB Wallet is a solid option for users looking for a convenient way to manage daily payments and money transfers through their mobile phones. Its wide range of services and availability to both customers and non-customers are key strengths, although registration requirements and the limitation of some top-up methods to United Bank customers may reduce flexibility for certain users.

UB Wallet offers a comprehensive range of payment, transfer, and cash withdrawal services, with the added advantage of being available to both United Bank customers and non-customers.

Compare

Alternatives at a glance
UB Digital Wallet the united bank This one NBE Phonecash National Bank of Egypt Cairo Cash Wallet banque du caire SCB E-Wallet SUEZ CANAL BANK
Issuance fee
Free Free Free Free
Max balance
EGP 200K EGP 100K EGP 200K EGP 100K
Daily limit
EGP 60K EGP 60K EGP 60K EGP 60K
Compare with 3 similar e-wallets

Added Sunday 23 August 2026 - 12:05 PM Updated Monday 26 October 2026 - 10:05 AM