Banque Misr Signature Visa Credit Card — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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0% installments
Banque Misr Signature Visa Credit Card

Banque Misr Signature Visa Credit Card

Visa
BANQUE MISR · Credit cards · Egyptian Pound · 4.0 · Sunday 05 July 2026 - 12:53 PM

A premium travel-focused credit card offering strong lifestyle, airport, and insurance benefits, making it an excellent choice for frequent travelers and affluent customers.

Annual fee
EGP 2,500
Rewards
5% cashback
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
  • I want the most cashback
    • Offers cashback

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • Annual fee EGP 2,500
  • Effective APR 60.1% Above the median of 8 Signature cards (57.83%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 2,500 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 100,000 – EGP 300,000
Purchase limit abroad (POS)
EGP 500,000
Cash withdrawal limit abroad
EGP 6,000
Monthly intl. online limit (from Egypt)
EGP 400,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
56 days
Annual fee
EGP 2,500
Fee waivable
No
Issuance fee
EGP 2,500
Late payment fee
EGP 75
Over-limit fee
EGP 75
Supplementary card fee/yr
EGP 500
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
2% (min EGP 15)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
3% (min EGP 50)

Rewards & benefits

Lounge access · 12/yr Installments · up to 36 mo
Cashback rate
5%
Detailed benefits
Lifestyle 2
  • السحب النقدي إمكانية استخدام 100 % من الحد الائتماني للبطاقة في السحب النقدي.
  • استخدام البطاقة محليًا ودوليًا استخدام البطاقة في عمليات الشراء والسحب النقدي محلياً ودولياً والسداد بالجنيه المصري.
Shopping 1
  • استخدام خاصية الـ Contactless إمكانية الشراء باستخدام خاصية الـ Contactless والتي تتيح لك التسوق الآمن والسريع واجراء حركات المشتريات بسهولة ويسر

Eligibility

Min age
21
Max age
65
Approved employer
Yes
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

Banque Misr Signature Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • 12 complimentary visits to over 1,000 airport lounges worldwide via the Visa Airport Companion app.

Cons

  • Relatively high issuance costs

Our take

Banque Misr's Visa Signature Credit Card is a premium offering that combines a high credit limit with a comprehensive suite of travel and lifestyle benefits. Designed for medium-to-high spenders, the card provides complimentary airport lounge access, airport dining discounts, luxury hotel privileges, and travel insurance coverage for situations such as baggage loss, trip cancellation, and medical emergencies while traveling. It also offers installment plans of up to 36 months and interest-free installment options with participating merchants. Overall, the card is particularly attractive for frequent travelers and customers seeking premium lifestyle privileges, although the 4% monthly interest rate makes disciplined repayment important.

A premium travel-focused credit card offering strong lifestyle, airport, and insurance benefits, making it an excellent choice for frequent travelers and affluent customers.

Compare

Alternatives at a glance
Banque Misr Signature Visa Credit Card Banque Misr Signature Visa Credit Card BANQUE MISR This oneABC Classic Visa Credit Card ABC Classic Visa Credit Card bank abc NBE Classic Visa Credit Card NBE Classic Visa Credit Card National Bank of Egypt Visa Signature Credit Card Visa Signature Credit Card SUEZ CANAL BANK
Annual fee
EGP 2,500 EGP 3,000 EGP 3,000 EGP 3,000
Rewards
5% cashback Rewards points Rewards points Rewards points
Effective APR
60.1% 26.82% 51.11% 55.55%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Saturday 31 October 2026 - 12:03 AM