AlexBank Titanium Mastercard Credit Card — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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AlexBank Titanium Mastercard Credit Card

AlexBank Titanium Mastercard Credit Card

Mastercard
Alex Bank · Credit cards · Egyptian Pound · 4.5 · Friday 03 July 2026 - 01:41 AM
Annual fee
EGP 250
Rewards
10% cashback
Effective APR
30.6%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average
  • I want the most cashback
    • Offers cashback
  • Annual fee EGP 250 Below the median of 22 Titanium cards (EGP 375)
  • Effective APR 30.6% Below the median of 21 Titanium cards (64.78%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 250 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 30,000 – EGP 99,999

Interest & fees

Effective annual rate (APR)
30.6% (2.25% /mo)
Nominal APR
27%
Grace period
56 days
Annual fee
EGP 250
Fee waivable
No
Issuance fee
EGP 400
Supplementary card fee/yr
EGP 400
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Lounge access · 10/yr
Cashback rate
10%
Detailed benefits
Insurance 1
  • تغطية تأمينية مجانية تغطية تأمينية مجانية على المبالغ المستحقة على البطاقة في حالة الوفاة أو العجز الكلي
Shopping 1
  • خاصية Contactless ما تسلمش البطاقة للتاجر وادفع بخاصية Contactless بدون رقم سري حتي ٦٠٠جم لكل عملية شراء فقط بتمرير البطاقة فوق الجهاز المخصص للسداد POS

Eligibility

Min age
21
Max age
65
Approved employer
No

Do the maths

AlexBank Titanium Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • It allows free access to several airport VIP lounges and exclusive perks for Liverpool Club with a moderate debit interest rate (2.25%).

Cons

  • The maximum cash withdrawal is set at only 75% of the total credit limit, and the points earning rate is lower than the World category.

Our take

The Titanium card offers a good mix of flexibility and security with a decent credit limit, a good grace period, and withdrawal and installment benefits suitable for everyday use. It's a practical and balanced card, though it has fewer exclusive perks compared to the Platinum one.

Compare

Alternatives at a glance
AlexBank Titanium Mastercard Credit Card AlexBank Titanium Mastercard Credit Card Alex Bank This oneCIB Titanium Mastercard Credit Card CIB Titanium Mastercard Credit Card CIB Egypt Titanium Mastercard Titanium Mastercard The Industrial Development Bank AAIB Titanium Cashback Mastercard Credit Card AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank
Annual fee
EGP 250 EGP 450 EGP 350 EGP 400
Rewards
10% cashback Rewards points Rewards points Rewards points
Effective APR
30.6% 59.92% 60.1% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 31 October 2026 - 01:35 AM