gold credit card
The MIDBANK Gold Credit Card offers flexible benefits for everyday use, with daily cash withdrawals of up to EGP 30,000, global acceptance, and rewards and installment programs.
- Annual fee
- EGP 350
- Rewards
- Cashback
- Effective APR
- 64.78%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want the most cashback
- Offers cashback
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- Annual fee EGP 350 Above the median of 23 Gold cards (EGP 300)
- Effective APR 64.78% Above the median of 22 Gold cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 350 a year — no interest.
Not known yet
1 more detail we don't have yet
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 15,000 – EGP 49,999
- Purchase limit abroad (POS)
- EGP 175,000
- Cash withdrawal limit abroad
- EGP 1,600
Interest & fees
- Effective annual rate (APR)
- 64.78% (4.25% /mo)
- Nominal APR
- 51%
- Installment interest
- 3%
- Grace period
- 58 days
- Annual fee
- EGP 350
- Fee waivable
- No
- Issuance fee
- EGP 350
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 175
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 64.78% (4.25% /mo)
- Cash advance APR (nominal)
- 51%
- Domestic cash advance fee
- EGP 30
- Cash advance fee abroad
- EGP 50
Rewards & benefits
- Rewards program
- برنامج نقاط ميدبنك
- Points per EGP
- 1
- قبول عالمي استخدام البطاقة لدى أكثر من 32 مليون منشأة ومتجر حول العالم.
- برنامج تقسيط المشتريات إمكانية تقسيط معاملات الشراء لمدة تتراوح من 6 إلى 36 شهرًا بأقساط شهرية متساوية وبعائد تنافسي.
- السحب النقدي عالميًا إمكانية السحب النقدي من أكثر من مليون ماكينة صراف آلي حول العالم.
- استرداد النقاط نقديًا استبدال 10,000 نقطة بقيمة 50 جنيهًا كاش باك.
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID CopyPassport Copy
Do the maths
Our take
Pros
- Global Acceptance at More Than 32 Million Merchants/Stores
- Cash Withdrawals from More Than 1 Million ATMs Worldwide
Cons
- Relatively high monthly interest rate of 4.25%.
Our take
The MIDBANK Gold Credit Card offers a comprehensive range of benefits for everyday use, with daily cash withdrawals of up to EGP 30,000, global acceptance at more than 32 million merchants and stores, and access to over one million ATMs worldwide. The card also provides secure online shopping, flexible installment and rewards programs, and convenient Contactless payments.
The MIDBANK Gold Credit Card offers flexible benefits for everyday use, with daily cash withdrawals of up to EGP 30,000, global acceptance, and rewards and installment programs.
Compare
| gold credit card MID BANK This one | Golden Hunting Club Card Credit Agricole Egypt |  QNB Gold Visa Credit Card QNB EGYPT |  HSBC Gold Visa Credit Card HSBC EGYPT |
|---|---|---|---|
| Annual fee | |||
| EGP 350 | EGP 600 | EGP 300 | No fee |
| Rewards | |||
| Cashback | None | Rewards points | None |
| Effective APR | |||
| 64.78% | 64.78% | 66.69% | 68.04% |
Added Wednesday 01 July 2026 - 05:00 PM Updated Saturday 24 October 2026 - 01:11 PM