• For a 6-month tenor, an 8% administrative fee applies as a one-time charge. • For a 12-month tenor, a 13% administrative fee applies as a one-time charge.

• The administrative fee is applied as a one-time payment.

• The purchase amount will be divided into installments over the selected tenor, with zero interest.

• The minimum transaction amount for an installment plan is EGP 500. • Installment plans are available exclusively to CIB credit cardholders.

• The transaction must be completed via a CIB point-of-sale (POS) terminal.

• The card must have sufficient credit available to cover the full value of the transaction.