Active offer

CIB Classic Cashback Mastercard Credit Card

CIB Egypt · Credit cards · Egyptian Pound · 4.5 · Tuesday 04 August 2026 - 12:25 PM

Annual fee: EGP 350
Rewards: 5% cashback
Effective APR: 59.92%

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Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I carry a balance month to month
- Purchase APR lower than average
I want the most cashback
- Offers cashback

Not for you if

I want to avoid card fees
- Annual fee higher than average
I want a card that is easy to get
- Minimum credit limit higher than average

Annual fee EGP 350 Above the median of 36 Classic cards (EGP 250)
Effective APR 59.92%

What it actually costs you

Clearing it in full before the due date, your cost is EGP 350 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay

Credit limit: EGP 10,000 – EGP 30,000
Purchase limit abroad (POS): EGP 500,000
Cash withdrawal limit abroad: EGP 4,000
Monthly intl. online limit (from Egypt): EGP 200,000

Interest & fees

Effective annual rate (APR): 59.92% (3.99% /mo)
Nominal APR: 47.88%
Grace period: 55 days
Annual fee: EGP 350
Fee waivable: No
Issuance fee: EGP 350
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 0
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 5% (min EGP 50)
Cash advance limit: Up to 100% of the credit limit in cash
Cash advance fee abroad: 10% (min EGP 20)

Rewards & benefits

Lounge access Installments

Cashback rate: 5%

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: FreelancerPensionerSelf-EmployedMilitaryGovernmentEmployed
Accepted professions: any profession
Required documents: National ID CopySalary Slip (Last 3 Months)Recent Utility Bill

Do the maths

CIB Classic Cashback Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

Up to 5% cashback.
Airport lounge access.
55-day grace period.

Cons

Monthly cashback cap.
Higher cash withdrawal fee.
3.99% interest.

Our take

The CIB Cashback Credit Card is one of the strongest cashback cards in its category, offering up to 5% cashback on selected spending categories and excellent value for daily purchases.

Compare

Alternatives at a glance
CIB Classic Cashback Mastercard Credit Card CIB Egypt This one	CIB Classic Mastercard Credit Card CIB Egypt	Al-Arabi Card BANQUE MISR	Visa Silver Credit Card banque du caire
Annual fee
EGP 350	EGP 450	EGP 50	EGP 250
Rewards
5% cashback	Rewards points	None	None
Effective APR
59.92%	59.92%	60.1%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 01 November 2026 - 04:24 PM

Min supplementary age	15
Nationality	both
Notes	حدود الإنفاق الدولية للبطاقات الائتمانية خارج مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية فيما يلي: قطاع Prime: الحد الشهري للسحب النقدي خارج مصر: 3,500 جنيه. الحد الشهري للشراء خارج مصر: 350,000 جنيه. قطاع Plus: الحد الشهري للسحب النقدي خارج مصر: 5,000 جنيه. الحد الشهري للشراء خارج مصر: 400,000 جنيه. قطاع Wealth: الحد الشهري للسحب النقدي خارج مصر: 8,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Private: الحد الشهري للسحب النقدي خارج مصر: 1,500 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. قطاع Corporate: الحد الشهري للسحب النقدي خارج مصر: 4,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Business Banking: الحد الشهري للسحب النقدي خارج مصر: 40,000 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. حدود الإنفاق الدولية للبطاقات الائتمانية داخل مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية للشراء الدولي من داخل مصر فيما يلي: قطاع Prime: 150,000 جنيه شهريًا. قطاع Plus: 150,000 جنيه شهريًا. قطاع Wealth: 200,000 جنيه شهريًا. قطاع Private: 200,000 جنيه شهريًا. قطاع Corporate: 200,000 جنيه شهريًا. قطاع Business Banking: 200,000 جنيه شهريًا.