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CIB Classic Cashback Mastercard Credit Card

CIB Egypt · Credit cards · Egyptian Pound · 4.5 · Tuesday 04 August 2026 - 01:19 PM

The CIB talabat Credit Card is designed for loyal talabat users

Annual fee: EGP 600
Rewards: 25% cashback
Effective APR: 69.59%

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Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I want the most cashback
- Offers cashback

Not for you if

I carry a balance month to month
- Purchase APR higher than average
I want to avoid card fees
- Annual fee higher than average

Not yet evaluated for: I want a card that is easy to get

Annual fee EGP 600 Above the median of 36 Classic cards (EGP 250)
Effective APR 69.59% Above the median of 35 Classic cards (60.1%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 600 a year — no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay

Purchase limit abroad (POS): EGP 500,000
Cash withdrawal limit abroad: EGP 4,000
Monthly intl. online limit (from Egypt): EGP 200,000

Interest & fees

Effective annual rate (APR): 69.59% (4.5% /mo)
Nominal APR: 54%
Grace period: 40 days
Annual fee: EGP 600
Fee waivable: No
Issuance fee: EGP 600
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 0
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 4% (min EGP 40)
Cash advance limit: Up to 100% of the credit limit in cash
Cash advance fee abroad: 10% (min EGP 20)

Rewards & benefits

Cashback rate: 25%
Signup bonus: مكافأة ترحيبية تصل إلى 2,000 جنيه رصيد talabat

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions: any profession
Required documents: National ID CopyBank Statement (Last 3 Months)Recent Utility Bill

Do the maths

CIB Classic Cashback Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

Up to 25% cashback on talabat.
Free delivery benefits.
Attractive welcome rewards.

Cons

Only 40-day grace period.
Benefits mainly tied to talabat.

Our take

The CIB talabat Credit Card is designed for loyal talabat users, offering generous cashback, free delivery, and exclusive in-app discounts.

The CIB talabat Credit Card is designed for loyal talabat users

Compare

Alternatives at a glance
CIB Classic Cashback Mastercard Credit Card CIB Egypt This one	FAB Classic Mastercard Credit Card FABMISR	QNB Classic Visa Credit Card QNB EGYPT	بطاقة ماستركاردة الذهبية الائتمانية banque du caire
Annual fee
EGP 600	EGP 250	EGP 3,000	EGP 300
Rewards
25% cashback	Rewards points	Rewards points	Rewards points
Effective APR
69.59%	67.46%	66.69%	65.73%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 01 November 2026 - 04:24 PM

Min supplementary age	15
Nationality	both
Notes	حدود الإنفاق الدولية للبطاقات الائتمانية خارج مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية فيما يلي: قطاع Prime: الحد الشهري للسحب النقدي خارج مصر: 3,500 جنيه. الحد الشهري للشراء خارج مصر: 350,000 جنيه. قطاع Plus: الحد الشهري للسحب النقدي خارج مصر: 5,000 جنيه. الحد الشهري للشراء خارج مصر: 400,000 جنيه. قطاع Wealth: الحد الشهري للسحب النقدي خارج مصر: 8,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Private: الحد الشهري للسحب النقدي خارج مصر: 1,500 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. قطاع Corporate: الحد الشهري للسحب النقدي خارج مصر: 4,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Business Banking: الحد الشهري للسحب النقدي خارج مصر: 40,000 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. حدود الإنفاق الدولية للبطاقات الائتمانية داخل مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية للشراء الدولي من داخل مصر فيما يلي: قطاع Prime: 150,000 جنيه شهريًا. قطاع Plus: 150,000 جنيه شهريًا. قطاع Wealth: 200,000 جنيه شهريًا. قطاع Private: 200,000 جنيه شهريًا. قطاع Corporate: 200,000 جنيه شهريًا. قطاع Business Banking: 200,000 جنيه شهريًا.