Active offer

CIB Titanium Mastercard Credit Card

CIB Egypt · Credit cards · Egyptian Pound · 4.0 · Tuesday 04 August 2026 - 12:33 PM

Annual fee: EGP 450
Rewards: Rewards points
Effective APR: 59.92%

17 live offers on this card Discount 9 · Zero Interest Installment 8

Paying for purchases in installments 2B Zero Interest Installment Until 30 November
Pay for your purchases in 12 monthly installments, interest-free – Audio Technology Sharaf DG Zero Interest Installment Until 30 November
Interest-free installments abd elaziz stores Zero Interest Installment Until 30 November
Interest-free installments from ariika ariika Zero Interest Installment Until 30 November
Interest-free installments from Knowledge International University Knowledge International University Zero Interest Installment Until 30 December
30% discount at Al Burj ELBORG SCAN Discount Until 31 December

Nearest end first · 6 of 17

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I carry a balance month to month
- Purchase APR lower than average
I want to avoid card fees
- Annual fee lower than average
I want a card that is easy to get
- Minimum credit limit lower than average

Not for you if

I want the most cashback

Annual fee EGP 450 Above the median of 22 Titanium cards (EGP 375)
Effective APR 59.92% Below the median of 21 Titanium cards (64.78%)

What it actually costs you

Clearing it in full before the due date, your cost is EGP 450 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay

Credit limit: EGP 10,000 – EGP 150,000
Purchase limit abroad (POS): EGP 500,000
Cash withdrawal limit abroad: EGP 4,000
Monthly intl. online limit (from Egypt): EGP 200,000

Interest & fees

Effective annual rate (APR): 59.92% (3.99% /mo)
Nominal APR: 47.88%
Grace period: 55 days
Annual fee: EGP 450
Fee waivable: No
Issuance fee: EGP 450
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 0
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 4% (min EGP 40)
Cash advance limit: Up to 100% of the credit limit in cash
Cash advance fee abroad: 10% (min EGP 20)

Rewards & benefits

Lounge access Installments

Rewards program: CIB BONUS
Points per EGP: 2
Signup bonus: نقاط BONUS الترحيبية: 100,000 نقطة بقيمة 500 جنيه عند إنفاق 30,000 جنيه خلال أول 3 أشهر

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions: any profession
Required documents: National ID CopySalary Slip (Last 3 Months)Recent Utility Bill

Do the maths

CIB Titanium Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

2 BONUS points per EGP.
Airport lounge access.
Free supplementary cards.

Cons

3.99% interest rate.
Fewer rewards than Platinum.

Our take

The CIB Titanium Credit Card provides a strong combination of rewards and travel benefits at a more affordable cost than premium cards.

Compare

Alternatives at a glance
CIB Titanium Mastercard Credit Card CIB Egypt This one	Titanium Mastercard The Industrial Development Bank	AAIB Titanium Cashback Mastercard Credit Card Arab African International Bank	AlexBank Titanium Mastercard Credit Card Alex Bank
Annual fee
EGP 450	EGP 350	EGP 400	EGP 250
Rewards
Rewards points	Rewards points	Rewards points	10% cashback
Effective APR
59.92%	60.1%	60.1%	30.6%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 01 November 2026 - 04:24 PM

Min supplementary age	15
Nationality	both
Notes	حدود الإنفاق الدولية للبطاقات الائتمانية خارج مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية فيما يلي: قطاع Prime: الحد الشهري للسحب النقدي خارج مصر: 3,500 جنيه. الحد الشهري للشراء خارج مصر: 350,000 جنيه. قطاع Plus: الحد الشهري للسحب النقدي خارج مصر: 5,000 جنيه. الحد الشهري للشراء خارج مصر: 400,000 جنيه. قطاع Wealth: الحد الشهري للسحب النقدي خارج مصر: 8,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Private: الحد الشهري للسحب النقدي خارج مصر: 1,500 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. قطاع Corporate: الحد الشهري للسحب النقدي خارج مصر: 4,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Business Banking: الحد الشهري للسحب النقدي خارج مصر: 40,000 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. حدود الإنفاق الدولية للبطاقات الائتمانية داخل مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية للشراء الدولي من داخل مصر فيما يلي: قطاع Prime: 150,000 جنيه شهريًا. قطاع Plus: 150,000 جنيه شهريًا. قطاع Wealth: 200,000 جنيه شهريًا. قطاع Private: 200,000 جنيه شهريًا. قطاع Corporate: 200,000 جنيه شهريًا. قطاع Business Banking: 200,000 جنيه شهريًا.