Active offer 0% installments

CIB Classic Cashback Visa Credit Card

CIB Egypt · Credit cards · Egyptian Pound · 4.5 · Tuesday 04 August 2026 - 01:16 PM

The CIB noon Credit Card is an excellent option for frequent noon shoppers

Annual fee: EGP 550
Rewards: 5% cashback
Effective APR: 59.92%

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Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

I pay my card off in full
- Has a rewards programme
I carry a balance month to month
- Purchase APR lower than average
I want the most cashback
- Offers cashback

Not for you if

I want to avoid card fees
- Annual fee higher than average
I want a card that is easy to get
- Minimum credit limit higher than average

Annual fee EGP 550 Above the median of 36 Classic cards (EGP 250)
Effective APR 59.92%

What it actually costs you

Clearing it in full before the due date, your cost is EGP 550 a year — no interest.

What's good

Interest-free instalments

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Credit limit: EGP 30,000 – EGP 500,000
Purchase limit abroad (POS): EGP 500,000
Cash withdrawal limit abroad: EGP 4,000
Monthly intl. online limit (from Egypt): EGP 200,000

Interest & fees

Effective annual rate (APR): 59.92% (3.99% /mo)
Nominal APR: 47.88%
Grace period: 55 days
Annual fee: EGP 550
Fee waivable: Yes
Issuance fee: EGP 550
Late payment fee: EGP 150
Over-limit fee: EGP 150
Supplementary card fee/yr: EGP 0
Foreign txn fee: 3%
Min payment (%): 5%
Min payment (fixed): EGP 100

Cash advance

Domestic cash advance fee: 4% (min EGP 40)
Cash advance fee abroad: 10% (min EGP 20)

Rewards & benefits

Installments

Cashback rate: 5%
Rewards program: CIB BONUS
Points per EGP: 1.5

Eligibility

Min age: 21
Max age: 65
Approved employer: No
Accepted employment types: EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions: any profession
Required documents: National ID CopySalary Slip (Last 3 Months)Recent Utility Bill

Do the maths

CIB Classic Cashback Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

5% instant discount on noon.
Interest-free installments.

Cons

Limited value outside the noon ecosystem.

Our take

The CIB noon Credit Card is an excellent option for frequent noon shoppers, offering instant discounts, installment plans, and reward points on everyday spending.

The CIB noon Credit Card is an excellent option for frequent noon shoppers

Compare

Alternatives at a glance
CIB Classic Cashback Visa Credit Card CIB Egypt This one	CIB Classic Cashback Mastercard Credit Card CIB Egypt	Al-Arabi Card BANQUE MISR	Visa Silver Credit Card banque du caire
Annual fee
EGP 550	EGP 350	EGP 50	EGP 250
Rewards
5% cashback	5% cashback	None	None
Effective APR
59.92%	59.92%	60.1%	60.1%

Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Sunday 01 November 2026 - 04:24 PM

Min supplementary age	15
Nationality	both
Notes	حدود الإنفاق الدولية للبطاقات الائتمانية خارج مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية فيما يلي: قطاع Prime: الحد الشهري للسحب النقدي خارج مصر: 3,500 جنيه. الحد الشهري للشراء خارج مصر: 350,000 جنيه. قطاع Plus: الحد الشهري للسحب النقدي خارج مصر: 5,000 جنيه. الحد الشهري للشراء خارج مصر: 400,000 جنيه. قطاع Wealth: الحد الشهري للسحب النقدي خارج مصر: 8,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Private: الحد الشهري للسحب النقدي خارج مصر: 1,500 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. قطاع Corporate: الحد الشهري للسحب النقدي خارج مصر: 4,000 جنيه. الحد الشهري للشراء خارج مصر: 450,000 جنيه. قطاع Business Banking: الحد الشهري للسحب النقدي خارج مصر: 40,000 جنيه. الحد الشهري للشراء خارج مصر: 500,000 جنيه. حدود الإنفاق الدولية للبطاقات الائتمانية داخل مصر يعتمد حد الإنفاق الدولي للبطاقة الائتمانية على القطاع التابع له العميل، وليس على نوع البطاقة الائتمانية، وتتمثل الحدود الشهرية للشراء الدولي من داخل مصر فيما يلي: قطاع Prime: 150,000 جنيه شهريًا. قطاع Plus: 150,000 جنيه شهريًا. قطاع Wealth: 200,000 جنيه شهريًا. قطاع Private: 200,000 جنيه شهريًا. قطاع Corporate: 200,000 جنيه شهريًا. قطاع Business Banking: 200,000 جنيه شهريًا.