Banque Misr Classic Visa Credit Card — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
0% installments
Banque Misr Classic Visa Credit Card

Banque Misr Classic Visa Credit Card

Visa
BANQUE MISR · Credit cards · Egyptian Pound · 4.0 · Sunday 05 July 2026 - 12:44 PM

A premium credit card with exceptional credit limits and strong flexibility, ideal for affluent customers who can manage repayments efficiently.**

Annual fee
EGP 8,000
Rewards
50% cashback
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier
  • I want the most cashback
    • Offers cashback

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • Annual fee EGP 8,000 Above the median of 13 Infinite cards (EGP 6,000)
  • Effective APR 60.1%
What it actually costs you

Clearing it in full before the due date, your cost is EGP 8,000 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 300,000 – EGP 3,000,000
Purchase limit abroad (POS)
EGP 500,000
Cash withdrawal limit abroad
EGP 6,000
Monthly intl. online limit (from Egypt)
EGP 800,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
56 days
Annual fee
EGP 8,000
Fee waivable
No
Issuance fee
EGP 8,000
Late payment fee
EGP 75
Over-limit fee
EGP 75
Supplementary card fee/yr
EGP 1,000
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
2% (min EGP 15)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
3% (min EGP 50)

Rewards & benefits

Lounge access Installments · up to 36 mo
Cashback rate
50%
Points per EGP
8
Detailed benefits
Shopping 1
  • استخدام خاصية الـ Contactless إمكانية الشراء باستخدام خاصية الـ Contactless والتي تتيح لك التسوق الآمن والسريع واجراء حركات المشتريات بسهولة ويسر.
Lifestyle 2
  • السحب النقدي إمكانية استخدام 100 % من الحد الائتماني للبطاقة في السحب النقدي.
  • استخدام البطاقة محليًا ودوليًا استخدام البطاقة في عمليات الشراء والسحب النقدي محلياً ودولياً والسداد بالجنيه المصري.

Eligibility

Min age
21
Max age
65
Approved employer
No
Accepted professions
any profession
Accepted security types
Without Salary TransferSalary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age18
Nationalityegyptian

Do the maths

Banque Misr Classic Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Unlimited access to over 1,000 airport lounges worldwide via the Visa Airport Companion app.

Cons

  • Relatively high issuance costs

Our take

Banque Misr's Visa Infinite Credit Card is one of the bank's most premium credit card offerings, featuring an exceptionally wide credit limit range of up to EGP 3 million. The card is well-suited for affluent customers and high spenders seeking maximum financial flexibility. Its strengths include convenient card management through BM Online, installment plans of up to 36 months for purchases and cash withdrawals, and interest-free installment offers with participating merchants for up to 60 months. The card also supports contactless payments and international usage, making it an attractive option for frequent travelers and premium banking customers. However, the 4% monthly interest rate makes responsible repayment essential to avoid substantial financing costs.

A premium credit card with exceptional credit limits and strong flexibility, ideal for affluent customers who can manage repayments efficiently.**

Compare

Alternatives at a glance
Banque Misr Classic Visa Credit Card Banque Misr Classic Visa Credit Card BANQUE MISR This oneADCB Infinite Visa Credit Card ADCB Infinite Visa Credit Card Abu Dhabi Commercial Bank – Egypt ABC Infinite Visa Credit Card ABC Infinite Visa Credit Card bank abc NBK Infinite Visa Credit Card NBK Infinite Visa Credit Card National Bank of Kuwait Egypt
Annual fee
EGP 8,000 EGP 5,000 EGP 6,000 EGP 8,000
Rewards
50% cashback None Rewards points None
Effective APR
60.1% 60.1% 26.82% —
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:54 AM Updated Saturday 31 October 2026 - 12:03 AM