platinum credit card
The MIDBANK Platinum Credit Card offers 5% cashback on local purchases, daily cash withdrawals of up to EGP 30,000, along with travel, dining, hotel, and purchase protection benefits.
- Annual fee
- EGP 600
- Rewards
- 5% cashback
- Effective APR
- 64.78%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want to avoid card fees
- Annual fee higher than average
- I want the most cashback
- Offers cashback
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- Annual fee EGP 600
- Effective APR 64.78% Above the median of 34 Platinum cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 600 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 50,000 – EGP 249,999
- Purchase limit abroad (POS)
- EGP 250,000
- Cash withdrawal limit abroad
- EGP 1,600
Interest & fees
- Effective annual rate (APR)
- 64.78% (4.25% /mo)
- Nominal APR
- 51%
- Installment interest
- 3%
- Grace period
- 58 days
- Annual fee
- EGP 600
- Fee waivable
- No
- Issuance fee
- EGP 600
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 300
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 64.78% (4.25% /mo)
- Cash advance APR (nominal)
- 51%
- Domestic cash advance fee
- EGP 30
- Cash advance fee abroad
- EGP 50
Rewards & benefits
- Cashback rate
- 5%
- دخول صالات كبار الزوار إمكانية الدخول إلى ما يصل إلى 25 صالة لكبار الزوار حول العالم.
- عروض المطاعم في المطارات الاستفادة من عروض خاصة لدى أكثر من 200 مطعم في عدد من المطارات حول العالم من خلال Visa Dine & Travel.
- كاش باك على المشتريات المحلية استرداد نقدي بنسبة 5% على المشتريات المحلية باستخدام البطاقة، بحد أقصى 1,000 جنيه شهريًا، مع حد أدنى للمشتريات المحلية المؤهلة قدره 10,000 جنيه شهريًا.
- التسوق الآمن عبر الإنترنت إجراء معاملات الشراء عبر الإنترنت بأمان باستخدام رمز التحقق لمرة واحدة (OTP).
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID CopyPassport Copy
Do the maths
Our take
Pros
- Up to 3 Supplementary Cards
- Cash Withdrawals from More Than 1 Million ATMs Worldwide
Cons
- Relatively high monthly interest rate of 4.25%.
Our take
The MIDBANK Platinum Credit Card combines everyday benefits with premium travel privileges, offering 5% cashback on local purchases and daily cash withdrawals of up to EGP 30,000, with local and international usage. Cardholders can also enjoy additional benefits including airport lounge access, dining and hotel offers, travel assistance services, and purchase protection coverage.
The MIDBANK Platinum Credit Card offers 5% cashback on local purchases, daily cash withdrawals of up to EGP 30,000, along with travel, dining, hotel, and purchase protection benefits.
Compare
| platinum credit card MID BANK This one |  Mastercard Platinum Credit Card banque du caire | Platinum Mastercard Credit Card Al Ahli Bank of Kuwait – Egypt |  QNB Platinum Visa Credit Card QNB EGYPT |
|---|---|---|---|
| Annual fee | |||
| EGP 600 | EGP 650 | EGP 650 | EGP 650 |
| Rewards | |||
| 5% cashback | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 64.78% | 65.73% | 63.27% | 66.69% |
Added Wednesday 01 July 2026 - 05:26 PM Updated Monday 26 October 2026 - 12:33 AM