AWB Gold Cashback Visa Credit Card
The Gold Cashback Card offers cashback on fuel, supermarkets, and telecom websites, a welcome bonus, dining and luxury discounts, and free SMS alerts.
- Annual fee
- EGP 300
- Rewards
- 10% cashback
- Effective APR
- 69.59%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want a card that is easy to get
- Minimum credit limit lower than average
- I want the most cashback
- Offers cashback
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want to avoid card fees
- Annual fee higher than average
- Annual fee EGP 300
- Effective APR 69.59% Above the median of 22 Gold cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 300 a year — no interest.
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 4,000 – EGP 30,000
- Purchase limit abroad (POS)
- EGP 150,000
- Cash withdrawal limit abroad
- EGP 2,500
Interest & fees
- Effective annual rate (APR)
- 69.59% (4.5% /mo)
- Nominal APR
- 54%
- Grace period
- 55 days
- Annual fee
- EGP 300
- Fee waivable
- No
- Issuance fee
- EGP 300
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 250 (first 2 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 69.59% (4.5% /mo)
- Cash advance APR (nominal)
- 54%
- Domestic cash advance fee
- EGP 35
- Cash advance fee abroad
- EGP 80
Rewards & benefits
- Cashback rate
- 10%
- Rewards program
- برنامج نقاط WafaPoints
- Signup bonus
- احصل على 10% من الحد الائتماني للبطاقة كمكافأة ترحيب عند استخدام الحد الكامل للبطاقة في أول 3 أشهر من تاريخ إصدارها.
- مكافأة الترحيب الحصول على مكافأة ترحيبية تعادل 10% من الحد الائتماني عند استخدام كامل الحد خلال أول 3 أشهر من إصدار البطاقة.
- الكاش باك استرداد نقدي بنسبة 10% على الوقود، و3% على السوبر ماركت، و1% على مواقع شركات الاتصالات، بحد أقصى 750 جنيهًا شهريًا.
- خصومات المطاعم والأماكن الفاخرة الاستفادة من خصومات متعددة في المطاعم والأماكن الفاخرة
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID CopyPassport Copy
Do the maths
Our take
Pros
- Receive a welcome bonus equal to 10% of the issued card’s credit limit when the customer uses the full credit limit within the first three months from the card issuance date.
- Free SMS alert service.
Cons
- The interest rate is relatively high at 4.50%.
Our take
The Gold Cashback Card offers a range of benefits, including cashback on fuel, supermarket purchases, and telecom company websites, as well as a welcome bonus, discounts at restaurants and luxury venues, and free SMS alerts. It is suitable for customers looking to earn cashback on everyday spending, subject to the applicable cashback limits and card terms and conditions.
The Gold Cashback Card offers cashback on fuel, supermarkets, and telecom websites, a welcome bonus, dining and luxury discounts, and free SMS alerts.
Compare
| AWB Gold Cashback Visa Credit Card Attijariwafa bank Egypt This one |  AWB Gold Visa Credit Card Attijariwafa bank Egypt |  HSBC Gold Visa Credit Card HSBC EGYPT |  QNB Gold Visa Credit Card QNB EGYPT |
|---|---|---|---|
| Annual fee | |||
| EGP 300 | EGP 300 | No fee | EGP 300 |
| Rewards | |||
| 10% cashback | None | None | Rewards points |
| Effective APR | |||
| 69.59% | 69.59% | 68.04% | 66.69% |
Added Thursday 02 July 2026 - 01:56 AM Updated Monday 26 October 2026 - 12:52 AM