Credit cards | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Editor's choice Best for: THE BEST Active offer 0% installments
Annual fee EGP 4,000
Rewards Rewards points
Effective APR 55.55%
Details
Updated Sunday 01 November 2026 - 04:05 PM
3 live offers on this card Zero Interest Installment 3
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Access to more than 1,300 airport lounges worldwide, along with extensive travel, concierge, insurance, and protection benefits.

Cons

  • The card delivers its full value mainly to frequent travelers and high spenders, so average users may not fully benefit from all its premium features.

Our take

The Visa Infinite Credit Card from Suez Canal Bank is one of the strongest premium credit cards for high-spending customers and frequent travelers, offering a comprehensive range of rewards, airport lounge access, concierge services, travel privileges, insurance benefits, and flexible installment plans of up to 60 months.

A premium travel-focused credit card offering luxury benefits, exclusive global privileges, strong rewards, and comprehensive protection services.

User ratings

Active offer 0% installments
Annual fee EGP 250
Rewards 10% cashback
Effective APR 51.11%
Apple Pay
Details
Updated Sunday 25 October 2026 - 09:30 PM
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3

Nearest end first · 6 of 32

Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • High credit limit: The card offers a maximum credit limit of up to EGP 250,000.
  • Longer grace period: The grace period extends up to 57 days on purchases only.
  • The card allows you to pay for purchases in interest-free installments over three months, up to a maximum of EGP 10,000 (once a year).
  • An opportunity for customers with the highest card usage for purchases to win free tickets to UEFA Champions League matches.
  • Monthly draws or prizes for top users include: 1 million loyalty points (equivalent to EGP 10,000), repayment of 50% of the outstanding balance (up to a maximum of EGP 10,000), or travel discount vouchers worth EGP 10,000.
  • Get 10% monthly cashback on online purchase transactions (up to a maximum of EGP 125 per month).
  • Points Program: You earn one point for every pound spent on purchases through the "AlAhli Points" program.
  • Free supplementary card and free SMS subscription

Cons

  • Restricted airport lounge access conditions: Similar to the Titanium tier, a minimum spend equivalent to one US dollar (in any foreign currency) must be made internationally using the card at least 72 hours prior to the visit.
  • Complimentary access is permitted only twice a year after meeting the international spending requirement.
  • Exclusion of e-wallet transactions: Transactions used to top up the Al Ahli Phone Cash wallet are excluded when calculating purchase values ​​for eligibility for monthly prizes or match tickets.
  • If travel vouchers are won but not collected within one month of the recorded call, the prize is automatically forfeited.

Our take

The UEFA Champions League Mastercard is a significant upgrade over traditional Titanium cards if you are seeking a higher credit limit (£250,000) and wish to take advantage of features like an annual interest-free installment plan and cashback on online purchases. However, if you are aiming for unlimited airport lounge access, the card is still subject to Mastercard’s recent restrictions; you would still need a Platinum-tier card or higher to avoid these limitations.

The National Bank of Egypt’s UEFA Champions League Mastercard credit card is specifically designed for football fans and enthusiasts of European tournaments.

User ratings

Annual fee No fee
Rewards Cashback
Effective APR 68.04%
Details
Updated Thursday 24 September 2026 - 01:16 PM
Banky Analysis

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Our take 4.3
4.3 Banky rating

Pros

  • It gives direct cashback that’s automatically deducted from your daily purchases without needing to convert points.

Cons

  • It lacks attached luxury services like free access to airport lounges or travel insurance offers.

Our take

A card suitable for everyday spending thanks to a cashback feature of up to 6% on local purchases, with extra perks like airport lounge access and flexible installment plans, making it appealing for those looking for direct returns on their expenses. It's strong in cashback and daily use but offers fewer exclusive perks compared to higher-tier cards.

User ratings

Annual fee EGP 250
Rewards 10% cashback
Effective APR 30.6%
Apple Pay
Details
Updated Saturday 31 October 2026 - 01:35 AM
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Our take 4.5
4.5 Banky rating

Pros

  • It allows free access to several airport VIP lounges and exclusive perks for Liverpool Club with a moderate debit interest rate (2.25%).

Cons

  • The maximum cash withdrawal is set at only 75% of the total credit limit, and the points earning rate is lower than the World category.

Our take

The Titanium card offers a good mix of flexibility and security with a decent credit limit, a good grace period, and withdrawal and installment benefits suitable for everyday use. It's a practical and balanced card, though it has fewer exclusive perks compared to the Platinum one.

User ratings

Annual fee EGP 400
Rewards 3% cashback
Effective APR 79.38%
Details
Updated Tuesday 27 October 2026 - 03:52 AM
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Our take 4.0
4.0 Banky rating

Pros

  • An exceptionally high, uncapped 3% cashback rate (equivalent to 6 points per EGP 1) on all transactions within Talaat Moustafa Group destinations.
  • A long grace period of up to 55 days on purchases.
  • Full support for contactless payments, flexible installment plans, and balance transfer options.

Cons

  • Issuance and annual fees are relatively high at 400 EGP each.
  • High monthly and annual interest rates on purchases and cash advances
  • Lower reward accumulation rates for local transactions conducted outside of Talaat Moustafa Group destinations.

Our take

The TMG Visa Titanium Card, issued by Emirates NBD in partnership with Talaat Moustafa Group, is an exceptional choice for frequent shoppers and visitors within TMG destinations. The card offers an outstanding rewards program featuring a high, uncapped cashback rate on group spending, a generous grace period, and a comprehensive suite of digital banking services, installment plans, and flexible repayment options.

A rewarding card for regular customers of Talaat Moustafa Group due to its generous perks, though users should mind its high fees and interest rates if balances are not paid in full.

User ratings

Annual fee EGP 400
Rewards 10% cashback
Effective APR 30.6%
Apple Pay
Details
Updated Wednesday 28 October 2026 - 10:56 PM
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Our take 4.5
4.5 Banky rating

Pros

  • It offers cash withdrawals of up to 100% of the credit limit, insurance coverage and full protection on purchases, plus earning 3 points for every pound.

Cons

  • It requires a high credit limit (starting from 100,000 pounds), which makes the eligibility conditions harder for some people.

Our take

The Alexandria Bank platinum card offers a strong mix of flexibility and perks, with a high credit limit and a decent grace period, plus points, shopping, and travel benefits that make it a good choice for the middle and upper class. It's a solid, all-around card, though its cost might be higher compared to some alternatives.

User ratings

Active offer 0% installments
Annual fee EGP 500
Rewards 1% cashback
Effective APR 67.46%
Details
Updated Tuesday 27 October 2026 - 11:33 AM
3 live offers on this card Zero Interest Installment 3
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Our take 3.0
3.0 Banky rating

Pros

  • Receive welcome reward points immediately upon card activation.
  • Option to pay the Al Ahly Club membership fee in interest-free installments (over periods regularly determined by the bank).
  • Points and Rewards Program: The card awards you points for every pound spent on domestic and international purchases; these points can be redeemed for cashback (or shopping vouchers).
  • Airport Lounge Access: As a Mastercard Titanium card, it grants you complimentary, limited access to select VIP lounges at airports across the Middle East and Egypt.
  • Mastercard Titanium Offers: Use the Mastercard Buy 1 Get 1 app to access "Buy One, Get One Free" offers.

Cons

  • Focusing on a specific segment: If you are not an Al Ahly Club fan—or are not interested in its activities and benefits—you might find that the bank’s standard Titanium or Platinum cards offer reward options better suited to your daily lifestyle.
  • Annual Fees and Charges: There are annual fees for card issuance and renewal (waivers may apply only for the first year or subject to specific spending conditions).

Our take

The "Al Ahlawy" Titanium Credit Card, offered by FAB Misr in collaboration with Al Ahly SC, is designed specifically for the club's fans and supporters, providing them with an experience rich in exclusive club-related benefits alongside standard credit card features.

A card designed specifically for Al Ahly Club fans and supporters, offering them an experience packed with exclusive club-related benefits.

User ratings

Annual fee No fee
Rewards Rewards points
Effective APR 68.04%
Details
Updated Thursday 24 September 2026 - 12:38 PM
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Our take 4.2
4.2 Banky rating

Pros

  • It offers an excellent balance between a high credit limit and a repayment period of up to 56 days without interest, with broad international acceptance.

Cons

  • Its annual fees are relatively higher compared to basic and gold cards.

Our take

The card offers a strong mix of flexibility and rewards, with no annual fee if you hit a certain spending limit, up to 56 days of grace period, plus travel perks and purchase protection.

User ratings

Annual fee EGP 6,000
Rewards Cashback
Effective APR 60.1%
Details
Updated Monday 26 October 2026 - 12:25 AM
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Our take 4.0
4.0 Banky rating

Pros

  • Issuance of up to 3 supplementary cards.
  • Use the card for local and international purchases and cash withdrawals, with repayment in Egyptian Pounds.

Cons

  • Relatively high monthly interest rate of 4%.

Our take

The MIDBANK Infinite Privilege Credit Card combines flexible credit features with a wide range of premium benefits. It offers up to 58 days’ grace period, a minimum monthly payment starting from 5% of the outstanding balance, and cash withdrawals of up to EGP 30,000 per day, along with local and international usage and installment options of up to 36 months. The card also provides exclusive travel and airport privileges, shopping and luxury hotel benefits, and healthcare discounts, offering a comprehensive banking experience that combines everyday convenience with premium lifestyle benefits.

The MIDBANK Infinite Privilege Credit Card combines flexible credit features with premium travel, shopping, and lifestyle benefits, offering cash withdrawals of up to EGP 30,000 per day, a grace period of up to 58 days, and installment plans of up to 36 months.

User ratings

Annual fee No fee
Rewards Rewards points
Effective APR 60.1%
Apple Pay
Details
Updated Saturday 31 October 2026 - 12:03 AM
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Our take 4.5
4.5 Banky rating

Pros

  • A comprehensive package of travel privileges, including a complimentary business-class ticket in the first year, airport services and premium transfers, plus 3.5 reward points per Egyptian pound spent.

Cons

  • - The card is restricted to Private banking clients, and a minimum annual spend of EGP 4 million is required to qualify again for the complimentary business-class ticket from the second year onward.

Our take

Bank Misr’s Private Visa Infinite Credit Card offers a comprehensive range of privileges tailored to private banking clients, with a focus on premium travel experiences and exclusive services. Benefits include a complimentary business-class ticket during the first year, airport meet-and-greet and transfer services, and access to airport lounges worldwide, subject to program terms. The card also earns 3.5 points for every Egyptian pound spent locally and internationally, alongside hotel, shopping, car rental, and 24/7 concierge benefits. However, some of its key privileges are subject to specific eligibility requirements, including an annual spending threshold to qualify for a complimentary business-class ticket from the second year onward. In addition, the card is exclusively available to Private banking clients, limiting access for a broader customer base.

An exclusive credit card for Bank Misr Private clients, combining premium travel privileges with 3.5 reward points per Egyptian pound spent, alongside hotel, airport, and concierge benefits.

User ratings

Active offer 0% installments
Annual fee EGP 250
Rewards Rewards points
Effective APR 51.11%
Apple Pay
Details
Updated Monday 26 October 2026 - 02:35 PM
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3

Nearest end first · 6 of 32

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Our take 3.5
3.5 Banky rating

Pros

  • Flexible grace period: Up to 55 days on purchases only, giving you ample time to repay without interest.
  • AlAhli Points Rewards Program: The card awards you one point for every pound spent on purchases.
  • Cash withdrawal flexibility: The bank offers a credit limit for daily cash withdrawals of up to EGP 30,000.
  • Free supplementary card: You can issue a free supplementary card for a family member.
  • Installment and Secure Shopping Programs: The option to pay for purchases in installments through various Al Ahli Bank programs, featuring a secure code.

Cons

  • A minimum spend equivalent to one US dollar (in any foreign currency) must be made using the card internationally at least 72 hours prior to the visit to activate airport lounge access privileges for a period of three months.
  • Credit Limit: The maximum limit (49,999 EGP) may not be sufficient for individuals whose spending patterns require larger amounts or who are planning major purchases.

Our take

The National Bank of Egypt (NBE) Titanium Mastercard is an excellent choice for the mid-range segment seeking a balance between fees and services. However, the card has certain limitations for international travelers due to recent conditions imposed by Mastercard regarding airport lounge access. If you are an employee looking for a card for daily purchases, emergencies, and installment plans within Egypt, it is one of the best options in its price category. Conversely, if you desire the prestige of travel perks, unlimited free airport lounge access, or high spending limits, it is better to skip this option and apply directly for the Platinum card.

The National Bank of Egypt’s Titanium Mastercard credit card is an excellent choice for the middle segment seeking a balance between fees and services.

User ratings

Annual fee No fee
Rewards Rewards points
Effective APR 66.69%
Details
Updated Thursday 15 October 2026 - 01:05 AM
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Our take 4.0
4.0 Banky rating

Pros

  • Issued without proof of income
  • generous limit of up to EGP 100,000
  • highly accessible for doctors without lengthy paperwork

Cons

  • The maximum credit limit (EGP 100,000) may be insufficient for doctors looking to finance large-scale medical equipment or clinic setup expenses.

Our take

The QNB Doctors Credit Card is a specialized financial solution tailored specifically to meet the daily and professional needs of the medical sector in Egypt. It offers a credit limit of up to EGP 100,000 with minimal documentation and no proof of income required, alongside flexible repayment options and a grace period of up to 57 days on purchases.

A tailored credit card for medical professionals offering up to EGP 100,000 limit with no income proof. Features include installment plans up to 36 months, QNB Life rewards program, and various convenient repayment channels.

User ratings