QNB Classic Visa Credit Card — QNB EGYPT | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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QNB Classic Visa Credit Card

Visa
QNB EGYPT · Credit cards · Egyptian Pound · 4.0 · Saturday 10 October 2026 - 12:17 AM

A tailored credit card for medical professionals offering up to EGP 100,000 limit with no income proof. Features include installment plans up to 36 months, QNB Life rewards program, and various convenient repayment channels.

Annual fee
No fee
Rewards
Rewards points
Effective APR
66.69%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback

Not yet evaluated for: I want a card that is easy to get

  • Annual fee No fee Below the median of 36 Classic cards (EGP 250)
  • Effective APR 66.69% Above the median of 35 Classic cards (60.1%)
What it actually costs you

As long as you clear it in full before the due date, this card costs you nothing — no fee, no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
Up to EGP 100,000

Interest & fees

Effective annual rate (APR)
66.69% (4.35% /mo)
Nominal APR
52.2%
Grace period
57 days
Annual fee
EGP 0
Fee waivable
No
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Installments
Rewards program
برنامج مكافآت Life من QNB
Detailed benefits
Lifestyle 4
  • حد أدني 5% لتسوية الرصيد المستحق شهرياً وحتى 100%
  • تمتع بحد ائتماني يصل الي 100,000 جنية مصري
  • جمّع نقاط في برنامج مكافآت Life من QNB
  • تمتع بفائدة تنافسية مميزة
Shopping 3
  • خصومات وعروض خاصة على مدار السنة مع مجموعة مختارة من التجار ويمكنك التعرف عليها من خلال تحميل تطبيق الخدمة… خصومات وعروض خاصة على مدار السنة مع مجموعة مختارة من التجار ويمكنك التعرف عليها من خلال تحميل تطبيق الخدمة المصرفية عبر المحمول من QNB أو اضغط هنا (https://bit.ly/3LTjtPL )
  • قسط مشترياتك من خلال برامجنا المتعددة لتقسيط المشتريات التي تصل الي 36 شهر
  • خصم فوري ومباشر من حسابك وفقا للحد الادنى للدفع الخاص بك (من 5% إلى 100%)

Eligibility

Approved employer
No

Do the maths

QNB Classic Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Issued without proof of income
  • generous limit of up to EGP 100,000
  • highly accessible for doctors without lengthy paperwork

Cons

  • The maximum credit limit (EGP 100,000) may be insufficient for doctors looking to finance large-scale medical equipment or clinic setup expenses.

Our take

The QNB Doctors Credit Card is a specialized financial solution tailored specifically to meet the daily and professional needs of the medical sector in Egypt. It offers a credit limit of up to EGP 100,000 with minimal documentation and no proof of income required, alongside flexible repayment options and a grace period of up to 57 days on purchases.

A tailored credit card for medical professionals offering up to EGP 100,000 limit with no income proof. Features include installment plans up to 36 months, QNB Life rewards program, and various convenient repayment channels.

Compare

Alternatives at a glance
QNB Classic Visa Credit Card QNB EGYPT This one QNB Classic Visa Credit Card QNB EGYPT FAB Classic Mastercard Credit Card FAB Classic Mastercard Credit Card FABMISR بطاقة ماستركاردة الذهبية الائتمانية بطاقة ماستركاردة الذهبية الائتمانية banque du caire
Annual fee
No fee EGP 3,000 EGP 250 EGP 300
Rewards
Rewards points Rewards points Rewards points Rewards points
Effective APR
66.69% 66.69% 67.46% 65.73%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:55 AM Updated Thursday 15 October 2026 - 01:05 AM