HSBC Classic Cashback Visa Credit Card — HSBC EGYPT | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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HSBC Classic Cashback Visa Credit Card

HSBC Classic Cashback Visa Credit Card

Visa
HSBC EGYPT · Credit cards · Egyptian Pound · 4.3 · Thursday 02 July 2026 - 09:47 PM
Annual fee
No fee
Rewards
Cashback
Effective APR
68.04%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average
  • I want the most cashback
    • Offers cashback

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • Annual fee No fee Below the median of 36 Classic cards (EGP 250)
  • Effective APR 68.04% Above the median of 35 Classic cards (60.1%)
What it actually costs you

As long as you clear it in full before the due date, this card costs you nothing — no fee, no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 3,000 – EGP 20,000

Interest & fees

Effective annual rate (APR)
68.04% (4.42% /mo)
Nominal APR
53.04%
Grace period
56 days
Annual fee
EGP 0
Fee waivable
No
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Lounge access Installments Cashback
Detailed benefits
Travel 1
  • دخول صالات المطار استمتع بالدخول إلى 25 صالة مطار في جميع أنحاء العالم، وحماية للمشتريات والضمان
Cash 1
  • استرداد نقدي احصل على استرداد نقدي يصل إلى 6% على مشترياتك المحلية اليومية
Shopping 1
  • خطط التقسيط اختر من بين مجموعة متنوعة من خطط التقسيط، بفترات تصل إلى 24 شهرًا وأسعار عائد مخفضة تشمل خطة القسط النقدي وخطة القسط المرن وتحويل الرصيد

Eligibility

Approved employer
No

Do the maths

HSBC Classic Cashback Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.3

4.3 Banky rating

Pros

  • It gives direct cashback that’s automatically deducted from your daily purchases without needing to convert points.

Cons

  • It lacks attached luxury services like free access to airport lounges or travel insurance offers.

Our take

A card suitable for everyday spending thanks to a cashback feature of up to 6% on local purchases, with extra perks like airport lounge access and flexible installment plans, making it appealing for those looking for direct returns on their expenses. It's strong in cashback and daily use but offers fewer exclusive perks compared to higher-tier cards.

Compare

Alternatives at a glance
HSBC Classic Cashback Visa Credit Card HSBC Classic Cashback Visa Credit Card HSBC EGYPT This oneFAB Classic Mastercard Credit Card FAB Classic Mastercard Credit Card FABMISR QNB Classic Visa Credit Card QNB EGYPT بطاقة ماستركاردة الذهبية الائتمانية بطاقة ماستركاردة الذهبية الائتمانية banque du caire
Annual fee
No fee EGP 250 EGP 3,000 EGP 300
Rewards
Cashback Rewards points Rewards points Rewards points
Effective APR
68.04% 67.46% 66.69% 65.73%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Thursday 24 September 2026 - 01:16 PM