HSBC Platinum Visa Credit Card — HSBC EGYPT | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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HSBC Platinum Visa Credit Card

HSBC Platinum Visa Credit Card

Visa
HSBC EGYPT · Credit cards · Egyptian Pound · 4.2 · Thursday 02 July 2026 - 09:37 PM
Annual fee
No fee
Rewards
Rewards points
Effective APR
68.04%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback
  • Annual fee No fee Below the median of 37 Platinum cards (EGP 600)
  • Effective APR 68.04% Above the median of 34 Platinum cards (60.1%)
What it actually costs you

As long as you clear it in full before the due date, this card costs you nothing — no fee, no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 10,000 – EGP 160,000

Interest & fees

Effective annual rate (APR)
68.04% (4.42% /mo)
Nominal APR
53.04%
Grace period
56 days
Annual fee
EGP 0
Fee waivable
No
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Lounge access Installments
Points per EGP
0.2
Detailed benefits
Lifestyle 2
  • فترة سماح 56 يومًا استمتع بفترة بدون عائد تصل إلى 56 يومًا عندما تسدد رصيدك المستحق بالكامل كل شهر
  • الاعفاء من الرسوم مجانًا مدى الحياة: عندما تنفق ما لا يقل عن 45,000 جنيه مصري سنويًا، يتم إعفاؤك من الرسوم السنوية
Travel 1
  • دخول صالة المطار استمتع بالدخول إلى 25 صالة مطار في جميع أنحاء العالم، وحماية للمشتريات والضمان

Eligibility

Approved employer
No

Do the maths

HSBC Platinum Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.2

4.2 Banky rating

Pros

  • It offers an excellent balance between a high credit limit and a repayment period of up to 56 days without interest, with broad international acceptance.

Cons

  • Its annual fees are relatively higher compared to basic and gold cards.

Our take

The card offers a strong mix of flexibility and rewards, with no annual fee if you hit a certain spending limit, up to 56 days of grace period, plus travel perks and purchase protection.

Compare

Alternatives at a glance
HSBC Platinum Visa Credit Card HSBC Platinum Visa Credit Card HSBC EGYPT This oneFAB Platinum Cashback Mastercard Credit Card FAB Platinum Cashback Mastercard Credit Card FABMISR QNB Platinum Visa Credit Card QNB Platinum Visa Credit Card QNB EGYPT Mastercard Platinum Credit Card Mastercard Platinum Credit Card banque du caire
Annual fee
No fee EGP 750 EGP 650 EGP 650
Rewards
Rewards points 2% cashback Rewards points Rewards points
Effective APR
68.04% 67.46% 66.69% 65.73%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Thursday 24 September 2026 - 12:38 PM