TMG Visa Titanium Card
A rewarding card for regular customers of Talaat Moustafa Group due to its generous perks, though users should mind its high fees and interest rates if balances are not paid in full.
- Annual fee
- EGP 400
- Rewards
- 3% cashback
- Effective APR
- 79.38%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
- I want the most cashback
- Offers cashback
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- Annual fee EGP 400 Above the median of 22 Titanium cards (EGP 375)
- Effective APR 79.38% Above the median of 21 Titanium cards (64.78%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 400 a year — no interest.
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 10,000 – EGP 49,999
- Purchase limit abroad (POS)
- EGP 50,000
- Cash withdrawal limit abroad
- EGP 0
Interest & fees
- Effective annual rate (APR)
- 79.38% (4.99% /mo)
- Nominal APR
- 59.88%
- Grace period
- 55 days
- Annual fee
- EGP 400
- Fee waivable
- No
- Issuance fee
- EGP 400
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 200
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Domestic cash advance fee
- 4% (min EGP 50)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 10% (min EGP 60)
Rewards & benefits
- Cashback rate
- 3%
- Points per EGP
- 1.5
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
- Accepted professions
- any profession
- Required documents
- National ID CopyBank Statement (Last 6 Months)Recent Utility Bill
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- An exceptionally high, uncapped 3% cashback rate (equivalent to 6 points per EGP 1) on all transactions within Talaat Moustafa Group destinations.
- A long grace period of up to 55 days on purchases.
- Full support for contactless payments, flexible installment plans, and balance transfer options.
Cons
- Issuance and annual fees are relatively high at 400 EGP each.
- High monthly and annual interest rates on purchases and cash advances
- Lower reward accumulation rates for local transactions conducted outside of Talaat Moustafa Group destinations.
Our take
The TMG Visa Titanium Card, issued by Emirates NBD in partnership with Talaat Moustafa Group, is an exceptional choice for frequent shoppers and visitors within TMG destinations. The card offers an outstanding rewards program featuring a high, uncapped cashback rate on group spending, a generous grace period, and a comprehensive suite of digital banking services, installment plans, and flexible repayment options.
A rewarding card for regular customers of Talaat Moustafa Group due to its generous perks, though users should mind its high fees and interest rates if balances are not paid in full.
Compare
| TMG Visa Titanium Card Emirates NBD This one |  Titanium Credit Card Emirates NBD |  Mashreq Titanium Mastercard Credit Card Mashreq Egypt |  Titanium Credit Card Egbank |
|---|---|---|---|
| Annual fee | |||
| EGP 400 | EGP 400 | EGP 300 | EGP 500 |
| Rewards | |||
| 3% cashback | Rewards points | None | Rewards points |
| Effective APR | |||
| 79.38% | 79.38% | 79.38% | 74.52% |
Added Monday 18 May 2026 - 02:27 PM Updated Tuesday 27 October 2026 - 03:52 AM