NBE Titanium Mastercard Credit Card
The National Bank of Egypt’s Titanium Mastercard credit card is an excellent choice for the middle segment seeking a balance between fees and services.
- Annual fee
- EGP 250
- Rewards
- Rewards points
- Effective APR
- 51.11%
32 live offers on this card Discount 28 · Zero Interest Installment 4 · Triple Zero 3
- Amazon Prime amazon prime
- 10% discount at Parnassus Bookstores. Bernasos
- Parnassus No merchant
- خصم 15% لدى فنادق كونكورد السلام شرم الشيخ Concorde El Salam Hotels Sharm El Sheikh
- خصم 15% لدى فندق كونكورد مورين مرسى علم Concorde Moreen Beach Resort & Spa, Marsa Alam
- Rizkalla Rizkallah
Nearest end first · 6 of 32
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
Not for you if
- I want the most cashback
- Annual fee EGP 250 Below the median of 22 Titanium cards (EGP 375)
- Effective APR 51.11% Below the median of 21 Titanium cards (64.78%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 250 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 1,000 – EGP 49,999
- Purchase limit abroad (POS)
- EGP 49,999
- Cash withdrawal limit abroad
- EGP 5,250
- Monthly intl. online limit (from Egypt)
- EGP 30,000
Interest & fees
- Effective annual rate (APR)
- 51.11% (3.5% /mo)
- Nominal APR
- 42%
- Installment interest
- 95%
- Grace period
- 55 days
- Annual fee
- EGP 250
- Fee waivable
- No
- Issuance fee
- EGP 250
- Late payment fee
- EGP 75
- Over-limit fee
- EGP 75
- Supplementary card fee/yr
- EGP 50 (first 1 free)
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 51.11% (3.5% /mo)
- Cash advance APR (nominal)
- 42%
- Domestic cash advance fee
- 2% (min EGP 20)
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- 3% (min EGP 100)
Rewards & benefits
- Rewards program
- نقاط الأهلي للمكافات
- Points per EGP
- 1
- Points expiry
- 12 mo
- Signup bonus
- نقطة لكل جنيه
- برنامج نقاط الأهلي للمكافات الحصول على نقطة لكل جنيه يتم استخدامه في المشتريات
- برامج التقسيط تقسيط المشتريات حتى 36 شهر في العديد من المتاجر والبرندات
- الامان التسوق الامن عبر الأنترنت من خلال خدمة الكود الامن للشراء ( OTP )
- المرونة استخدام البطاقة محليا ودوليا في المشتريات والسحب النقدى.
- دخول مجاني لصالات المطارات تلزم شركة ماستركارد حاملي بطاقات ماستركارد تيتانيوم الائتمانية الصادرة في مصر بإنفاق حد أدنى يعادل دولارًا أمريكيا بأي عملة أجنبية باستخدام بطاقاتهم في استخدامات دولية وذلك قبل الزيارة بـ72 ساعة على الأقل، للاستفادة من صلاحية الدخول إلى صالات المطارات لمدة ثلاثة أشهر بعد كل معاملة. للمزيد، يمكنك زيارة الموقع الإلكتروني لهيئة ماستركارد أو من خلال تطبيق الهاتف المحمول (MasterCard Travel Pass) زيارة مجانية واحدة سنويًا قبل استيفاء متطلبات الانفاق ويسمح بدخول صالات الانتظار مرتين سنويًا عند استيفاء متطلبات الإنفاق الدولي
Eligibility
- Min age
- 21
- Max age
- 65
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-Backed
- Required documents
- National ID CopyPassport CopyBank Statement (Last 3 Months)Bank Statement (Last 6 Months)Commercial RegisterRecent Utility BillTax Card
| Min supplementary age | 15 |
| Nationality | both |
Do the maths
Our take
Pros
- Flexible grace period: Up to 55 days on purchases only, giving you ample time to repay without interest.
- AlAhli Points Rewards Program: The card awards you one point for every pound spent on purchases.
- Cash withdrawal flexibility: The bank offers a credit limit for daily cash withdrawals of up to EGP 30,000.
- Free supplementary card: You can issue a free supplementary card for a family member.
- Installment and Secure Shopping Programs: The option to pay for purchases in installments through various Al Ahli Bank programs, featuring a secure code.
Cons
- A minimum spend equivalent to one US dollar (in any foreign currency) must be made using the card internationally at least 72 hours prior to the visit to activate airport lounge access privileges for a period of three months.
- Credit Limit: The maximum limit (49,999 EGP) may not be sufficient for individuals whose spending patterns require larger amounts or who are planning major purchases.
Our take
The National Bank of Egypt (NBE) Titanium Mastercard is an excellent choice for the mid-range segment seeking a balance between fees and services. However, the card has certain limitations for international travelers due to recent conditions imposed by Mastercard regarding airport lounge access. If you are an employee looking for a card for daily purchases, emergencies, and installment plans within Egypt, it is one of the best options in its price category. Conversely, if you desire the prestige of travel perks, unlimited free airport lounge access, or high spending limits, it is better to skip this option and apply directly for the Platinum card.
The National Bank of Egypt’s Titanium Mastercard credit card is an excellent choice for the middle segment seeking a balance between fees and services.
Compare
| NBE Titanium Mastercard Credit Card National Bank of Egypt This one |  Titanium Credit Card SUEZ CANAL BANK |  AlexBank Titanium Mastercard Credit Card Alex Bank |  CIB Titanium Mastercard Credit Card CIB Egypt |
|---|---|---|---|
| Annual fee | |||
| EGP 250 | EGP 350 | EGP 250 | EGP 450 |
| Rewards | |||
| Rewards points | Rewards points | 10% cashback | Rewards points |
| Effective APR | |||
| 51.11% | 55.55% | 30.6% | 59.92% |
Added Thursday 02 July 2026 - 01:54 AM Updated Monday 26 October 2026 - 02:35 PM