Visa Infinite Private — BANQUE MISR | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Visa Infinite Private

Visa
BANQUE MISR · Credit cards · Egyptian Pound · 4.5 · Thursday 22 October 2026 - 05:00 PM

An exclusive credit card for Bank Misr Private clients, combining premium travel privileges with 3.5 reward points per Egyptian pound spent, alongside hotel, airport, and concierge benefits.

Annual fee
No fee
Rewards
Rewards points
Effective APR
60.1%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I want to avoid card fees
    • Annual fee lower than average

Not for you if

  • I carry a balance month to month
    • Purchase APR higher than average
  • I want the most cashback

Not yet evaluated for: I want a card that is easy to get

  • Annual fee No fee Below the median of 13 Infinite cards (EGP 6,000)
  • Effective APR 60.1%
What it actually costs you

As long as you clear it in full before the due date, this card costs you nothing — no fee, no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against elite cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
Up to EGP 2,000,000
Purchase limit abroad (POS)
EGP 200,000
Cash withdrawal limit abroad
EGP 6,000
Monthly intl. online limit (from Egypt)
EGP 500,000

Interest & fees

Effective annual rate (APR)
60.1% (4% /mo)
Nominal APR
48%
Grace period
56 days
Annual fee
EGP 0
Fee waivable
No
Issuance fee
Free issuance
Late payment fee
EGP 75
Over-limit fee
EGP 75
Supplementary card fee/yr
EGP 1,000 (first 2 free)
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
60.1% (4% /mo)
Cash advance APR (nominal)
48%
Domestic
Domestic cash advance fee
15% (min EGP 2)
Cash advance limit
Up to 100% of the credit limit in cash
Abroad
Cash advance fee abroad
3% (min EGP 50)

Rewards & benefits

Lounge access Installments Travel insurance Purchase protection
Points per EGP
3.5
Detailed benefits
Shopping 1
  • تقسيط بدون فوائد تقسيط بدون فوائد: عروض تقسيط بدون فوائد لدى العديد من المتاجر المتعاقدة معنا حتى 60 شهرًا.
Travel 1
  • خدمة كونسيرج VIP خدمة كونسيرج VIP على مدار الساعة وWhatsApp Concierge: دعم فوري لتلبية احتياجاتك في السفر، والتسوّق، وأسلوب الحياة.
Insurance 1
  • حماية المشتريات حماية المشتريات: تغطية ضد السرقة، التلف، أو عدم التسليم.

Eligibility

Min age
21
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerUnemployedFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferWithout Salary TransferSavings Vessel (Certificate / Deposit)
Required documents
National ID CopySalary Slip (Last 3 Months)Recent Utility Bill
Eligibility criteria
Min supplementary age15
Nationalityegyptian

Do the maths

Visa Infinite Private

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • A comprehensive package of travel privileges, including a complimentary business-class ticket in the first year, airport services and premium transfers, plus 3.5 reward points per Egyptian pound spent.

Cons

  • - The card is restricted to Private banking clients, and a minimum annual spend of EGP 4 million is required to qualify again for the complimentary business-class ticket from the second year onward.

Our take

Bank Misr’s Private Visa Infinite Credit Card offers a comprehensive range of privileges tailored to private banking clients, with a focus on premium travel experiences and exclusive services. Benefits include a complimentary business-class ticket during the first year, airport meet-and-greet and transfer services, and access to airport lounges worldwide, subject to program terms. The card also earns 3.5 points for every Egyptian pound spent locally and internationally, alongside hotel, shopping, car rental, and 24/7 concierge benefits. However, some of its key privileges are subject to specific eligibility requirements, including an annual spending threshold to qualify for a complimentary business-class ticket from the second year onward. In addition, the card is exclusively available to Private banking clients, limiting access for a broader customer base.

An exclusive credit card for Bank Misr Private clients, combining premium travel privileges with 3.5 reward points per Egyptian pound spent, alongside hotel, airport, and concierge benefits.

Compare

Alternatives at a glance
Visa Infinite Private BANQUE MISR This oneVisa Infinite Privilege card Visa Infinite Privilege card MID BANK AAIB Infinite Visa Credit Card AAIB Infinite Visa Credit Card Arab African International Bank AIB Infinite Visa Credit Card AIB Infinite Visa Credit Card ARAB INTERNATIONAL BANK
Annual fee
No fee EGP 6,000 EGP 1,000 EGP 3,000
Rewards
Rewards points Cashback Rewards points Rewards points
Effective APR
60.1% 60.1% 60.1% 60.1%
Compare with 3 similar credit cards

Added Thursday 22 October 2026 - 04:49 PM Updated Saturday 31 October 2026 - 12:03 AM