Visa Infinite Privilege card
The MIDBANK Infinite Privilege Credit Card combines flexible credit features with premium travel, shopping, and lifestyle benefits, offering cash withdrawals of up to EGP 30,000 per day, a grace period of up to 58 days, and installment plans of up to 36 months.
- Annual fee
- EGP 6,000
- Rewards
- Cashback
- Effective APR
- 60.1%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I want to avoid card fees
- Annual fee lower than average
- I want the most cashback
- Offers cashback
Not for you if
- I carry a balance month to month
- Purchase APR higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- Annual fee EGP 6,000
- Effective APR 60.1%
What it actually costs you
Clearing it in full before the due date, your cost is EGP 6,000 a year — no interest.
Not known yet
1 more detail we don't have yet
All of this is measured against elite cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 1,500,000 – EGP 5,000,000
- Purchase limit abroad (POS)
- EGP 600,000
- Cash withdrawal limit abroad
- EGP 1,600
Interest & fees
- Effective annual rate (APR)
- 60.1% (4% /mo)
- Nominal APR
- 48%
- Installment interest
- 3%
- Grace period
- 58 days
- Annual fee
- EGP 6,000
- Fee waivable
- No
- Issuance fee
- EGP 6,000
- Late payment fee
- EGP 150
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 3,000
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 60.1% (4% /mo)
- Cash advance APR (nominal)
- 48%
- Domestic cash advance fee
- EGP 30
- Cash advance limit
- Up to 100% of the credit limit in cash
- Cash advance fee abroad
- EGP 50
Rewards & benefits
- Rewards program
- برنامج نقاط ميدبنك
- Points per EGP
- 4
- صالات المطارات دخول مجاني غير محدود لصالات كبار الزوار حتى 3 أشخاص
- التسوق الشخصي خدمة التسوق الشخصي في متاجر عالمية
- الرعاية الصحية خصم 15% على الخدمات الصحية في مستشفيات Acibadem في تركيا
- الكاش باك استرداد 50 جنيه عند استبدال 10,000 نقطة
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancerUnemployed
- Accepted professions
- any profession
- Required documents
- National ID CopyPassport Copy
Do the maths
Our take
Pros
- Issuance of up to 3 supplementary cards.
- Use the card for local and international purchases and cash withdrawals, with repayment in Egyptian Pounds.
Cons
- Relatively high monthly interest rate of 4%.
Our take
The MIDBANK Infinite Privilege Credit Card combines flexible credit features with a wide range of premium benefits. It offers up to 58 days’ grace period, a minimum monthly payment starting from 5% of the outstanding balance, and cash withdrawals of up to EGP 30,000 per day, along with local and international usage and installment options of up to 36 months. The card also provides exclusive travel and airport privileges, shopping and luxury hotel benefits, and healthcare discounts, offering a comprehensive banking experience that combines everyday convenience with premium lifestyle benefits.
The MIDBANK Infinite Privilege Credit Card combines flexible credit features with premium travel, shopping, and lifestyle benefits, offering cash withdrawals of up to EGP 30,000 per day, a grace period of up to 58 days, and installment plans of up to 36 months.
Compare
| Visa Infinite Privilege card MID BANK This one | Visa Infinite Private BANQUE MISR |  AAIB Infinite Visa Credit Card Arab African International Bank |  AIB Infinite Visa Credit Card ARAB INTERNATIONAL BANK |
|---|---|---|---|
| Annual fee | |||
| EGP 6,000 | No fee | EGP 1,000 | EGP 3,000 |
| Rewards | |||
| Cashback | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 60.1% | 60.1% | 60.1% | 60.1% |
Added Monday 28 September 2026 - 07:25 AM Updated Monday 26 October 2026 - 12:25 AM