Credit cards | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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Credit cards

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201 products

Editor's choice Best for: THE BEST Active offer 0% installments
Annual fee EGP 4,000
Rewards Rewards points
Effective APR 55.55%
Details
Updated Sunday 01 November 2026 - 04:05 PM
3 live offers on this card Zero Interest Installment 3
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Access to more than 1,300 airport lounges worldwide, along with extensive travel, concierge, insurance, and protection benefits.

Cons

  • The card delivers its full value mainly to frequent travelers and high spenders, so average users may not fully benefit from all its premium features.

Our take

The Visa Infinite Credit Card from Suez Canal Bank is one of the strongest premium credit cards for high-spending customers and frequent travelers, offering a comprehensive range of rewards, airport lounge access, concierge services, travel privileges, insurance benefits, and flexible installment plans of up to 60 months.

A premium travel-focused credit card offering luxury benefits, exclusive global privileges, strong rewards, and comprehensive protection services.

User ratings

Annual fee EGP 50
Rewards None
Effective APR 20.98%
Details
Updated Thursday 24 September 2026 - 04:31 PM
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Low annual fees and easier issuance terms suitable for mid-level entries.

Cons

  • A smaller credit limit and lower perks/rewards compared to the gold tier.

Our take

The silver credit card is a good option for customers looking for a card that meets their daily needs, thanks to a grace period of up to 56 days and the ability to withdraw up to 100% of the credit limit, but it lacks the exclusive perks offered by the higher tiers..

User ratings

Annual fee EGP 50
Rewards None
Effective APR 20.98%
Details
Updated Thursday 24 September 2026 - 04:36 PM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • It offers a higher credit limit and bigger spending and withdrawal limits.

Cons

  • The annual issuance and renewal fees are higher compared to silver cards.

Our take

The gold credit card offers a higher level of flexibility thanks to larger daily withdrawal limits, while keeping all the perks of the silver card, making it a suitable choice for customers who need higher credit limits and more financial use.

User ratings

Annual fee EGP 1,000
Rewards None
Effective APR 26.82%
Apple Pay
Details
Updated Saturday 31 October 2026 - 01:33 AM
Banky Analysis

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Our take 4.6
4.6 Banky rating

Pros

  • Very high credit limits and cash withdrawals up to 100% of the limit, with the highest points accumulation rate (ALEXPOINTS) and access to over 1,200 airport lounges worldwide for free, plus exclusive discounts for Liverpool fans.

Cons

  • The highest monthly interest rate on credit cards (2%) and higher annual fees compared to the lower-tier cards.

Our take

A strong card for everyday use thanks to a good grace period, flexibility in withdrawals and installments, with a rewards program that adds value to spending. It's a practical and balanced option, but it has fewer perks compared to higher-tier cards.

User ratings

0% installments
Annual fee EGP 700
Rewards Rewards points
Effective APR 26.82%
Details
Updated Wednesday 14 October 2026 - 03:03 PM
Banky Analysis

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Our take 3.0
3.0 Banky rating

Pros

  • Interest-free grace period of up to 53 days on your purchases.
  • Automatic enrollment in the ABC Plus+ rewards program.
  • SMS notification service (for purchase transactions, payments, and monthly account statements)
  • Ability to transfer balances from other banks' cards to a Bank ABC credit card.
  • Cash withdrawal capability of up to 75% of the card's credit limit, depending on the card type.
  • Offers and discounts at numerous retail outlets, hotels, and restaurants.
  • Complimentary access to airport VIP lounges (via programs such as DragonPass, for a limited number of visits per year).

Cons

  • The card is subject to issuance fees and annual renewal fees.

Our take

The Bank ABC Visa Platinum card is an excellent choice for customers who frequently make online and retail purchases and travel often, and who wish to enjoy benefits such as airport lounge access and rewards programs—provided they pay off the balance in full within the 53-day grace period to avoid incurring finance charges. Relying on the card solely for frequent cash withdrawals is not recommended due to the high costs and interest associated with such transactions; however, the card offers significant value when used for online payments and purchases, allowing cardholders to take advantage of installment plans and loyalty rewards.

The Bank ABC Visa Platinum card is an excellent choice for customers who rely primarily on online and retail purchases.

User ratings

0% installments
Annual fee EGP 3,000
Rewards Rewards points
Effective APR 26.82%
Details
Updated Wednesday 14 October 2026 - 03:08 PM
Banky Analysis

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Our take 4.0
4.0 Banky rating

Pros

  • Credit limits for this card start at EGP 150,000 and reach up to EGP 1,500,000, offering exceptional financial flexibility for executing major transactions.
  • It offers an interest-free grace period of up to 53 days on purchases.
  • The card offers "Signature" tier benefits, including premium access to airport lounges worldwide and travel assistance services (via the global Visa benefits network linked to the card).
  • Automatic enrollment in the bank’s rewards program (ABC Plus+) to earn and redeem points.
  • Ability to transfer balances from other banks' cards, with a 3-month interest-free and fee-free balance transfer feature.
  • Multiple payment options are available via Bank ABC branches, ATMs, Fawry outlets, online banking, or the InstaPay app.

Cons

  • The card requires proof of substantial income and high financial standing.
  • Cost of immediate cash withdrawals: Just like other cards, cash withdrawals do not benefit from a grace period; interest and fees are calculated immediately upon completion of the withdrawal.

Our take

The Visa Signature card is an excellent choice for business professionals, frequent travelers, and high-net-worth individuals seeking a high credit limit, premium travel benefits, and rewarding perks—provided the balance is paid in full before the 53-day grace period expires to fully enjoy the benefits without incurring interest charges. Given the high credit limit, it is advisable to use the card primarily for major purchases, travel, and online retail transactions, while avoiding cash withdrawals to steer clear of steep additional fees.

Visa Signature card is an excellent choice for business professionals, frequent travelers, and high-net-worth individuals.

User ratings

0% installments
Annual fee EGP 6,000
Rewards Rewards points
Effective APR 26.82%
Details
Updated Wednesday 14 October 2026 - 03:26 PM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • Enjoy privacy at over 1,000 airport lounges with your travel companion; the Visa Infinite card grants you unlimited complimentary access to numerous airport lounges worldwide.
  • A 24-hour concierge service providing a dedicated team to handle personalized requests (such as restaurant reservations, travel arrangements, shopping assistance, etc.).
  • Enjoy exclusive discounts and offers at numerous luxury resorts around the world.

Cons

  • High eligibility and income requirements
  • High issuance and annual fees
  • Cost of immediate cash withdrawals: Cash withdrawals do not benefit from a grace period; instead, interest and fees are charged immediately upon completion of the transaction, just like with other credit cards.

Our take

Visa Infinite credit card is the ideal choice for high-profile business professionals and frequent travelers who can truly benefit from unlimited airport lounge access and premium concierge services. To maximize the card's value, the outstanding balance should be paid in full within the 53-day grace period to avoid financing charges. If you travel regularly and rely on the card for significant transactions and luxury shopping, the card offers substantial added value that justifies its annual fee; however, if usage is limited—restricted to minor transactions or cash withdrawals—lower-tier cards (such as Platinum or Signature) would be more financially advantageous.

Visa Infinite credit card is the ideal and perfect choice for top business executives and travelers, offering exclusive benefits.

User ratings

Annual fee EGP 2,000
Rewards None
Effective APR 26.82%
Details
Updated Saturday 31 October 2026 - 03:43 PM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • Offers the lowest monthly interest rate among all the group's cards (3.75%).

Cons

  • It requires credit limits and higher income levels to get it compared to other categories.

Our take

The Crédit Agricole Visa Infinite card is the perfect choice for elites and frequent travelers, thanks to its comprehensive package of concierge services, full travel insurance, and international emergency support. Despite its high issuance cost and financial requirements, it offers its holder a luxurious banking experience and exceptional security benefits that make it.

User ratings

Annual fee EGP 250
Rewards 10% cashback
Effective APR 30.6%
Apple Pay
Details
Updated Saturday 31 October 2026 - 01:35 AM
Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • It allows free access to several airport VIP lounges and exclusive perks for Liverpool Club with a moderate debit interest rate (2.25%).

Cons

  • The maximum cash withdrawal is set at only 75% of the total credit limit, and the points earning rate is lower than the World category.

Our take

The Titanium card offers a good mix of flexibility and security with a decent credit limit, a good grace period, and withdrawal and installment benefits suitable for everyday use. It's a practical and balanced card, though it has fewer exclusive perks compared to the Platinum one.

User ratings

Annual fee EGP 400
Rewards 10% cashback
Effective APR 30.6%
Apple Pay
Details
Updated Wednesday 28 October 2026 - 10:56 PM
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Our take 4.5
4.5 Banky rating

Pros

  • It offers cash withdrawals of up to 100% of the credit limit, insurance coverage and full protection on purchases, plus earning 3 points for every pound.

Cons

  • It requires a high credit limit (starting from 100,000 pounds), which makes the eligibility conditions harder for some people.

Our take

The Alexandria Bank platinum card offers a strong mix of flexibility and perks, with a high credit limit and a decent grace period, plus points, shopping, and travel benefits that make it a good choice for the middle and upper class. It's a solid, all-around card, though its cost might be higher compared to some alternatives.

User ratings

0% installments
Annual fee EGP 100
Rewards None
Effective APR 26.82%
Details
Updated Wednesday 14 October 2026 - 02:37 PM
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Our take

User ratings

0% installments
Annual fee EGP 250
Rewards Rewards points
Effective APR 26.82%
Details
Updated Wednesday 14 October 2026 - 02:39 PM
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Our take

User ratings