ABC Platinum Visa Credit Card — bank abc | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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ABC Platinum Visa Credit Card

ABC Platinum Visa Credit Card

Visa
bank abc · Credit cards · Egyptian Pound · 3.0 · Wednesday 14 October 2026 - 02:19 PM

The Bank ABC Visa Platinum card is an excellent choice for customers who rely primarily on online and retail purchases.

Annual fee
EGP 700
Rewards
Rewards points
Effective APR
26.82%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average
  • I want a card that is easy to get
    • Secured by a deposit, so approval is easier

Not for you if

  • I want to avoid card fees
    • Annual fee higher than average
  • I want the most cashback
  • Annual fee EGP 700 Above the median of 37 Platinum cards (EGP 600)
  • Effective APR 26.82% Below the median of 34 Platinum cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 700 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 15,000 – EGP 149,999
Purchase limit abroad (POS)
EGP 250,000
Cash withdrawal limit abroad
EGP 4,000
Monthly intl. online limit (from Egypt)
EGP 90,000

Interest & fees

Effective annual rate (APR)
26.82% (2% /mo)
Nominal APR
24%
Grace period
53 days
Annual fee
EGP 700
Fee waivable
No
Issuance fee
EGP 700
Late payment fee
EGP 200
Over-limit fee
EGP 150
Supplementary card fee/yr
EGP 400
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
26.82% (2% /mo)
Cash advance APR (nominal)
24%
Domestic
Domestic cash advance fee
6% (min EGP 100)
Cash advance limit
Up to 75% of the credit limit in cash
Abroad
Cash advance fee abroad
12% (min EGP 200)

Rewards & benefits

Lounge access · 2/yr Installments · up to 36 mo Purchase protection
Rewards program
برنامج مكافآت ABC بلس+
Detailed benefits
Dining 1
  • عروض وخصومات عروض وخصومات لدي العديد من المنافذ التجارية والفنادق والمطاعم
Lifestyle 1
  • برنامج مكافآت ABC بلس+ تسجيل تلقائي في برنامج مكافآت ABC بلس+
Other 1
  • تحويل الرصيد من بطاقات البنوك الأخرى إمكانية تحويل الرصيد من بطاقات البنوك الأخرى إلى بطاقة ائتمان بنك ABC

Eligibility

Min age
21
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferCredit Card-BackedSavings Vessel (Certificate / Deposit)
Required documents
Bank Statement (Last 3 Months)National ID CopySalary Slip (Last 3 Months)
Eligibility criteria
Min supplementary age16
Nationalityboth

Do the maths

ABC Platinum Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 3.0

3.0 Banky rating

Pros

  • Interest-free grace period of up to 53 days on your purchases.
  • Automatic enrollment in the ABC Plus+ rewards program.
  • SMS notification service (for purchase transactions, payments, and monthly account statements)
  • Ability to transfer balances from other banks' cards to a Bank ABC credit card.
  • Cash withdrawal capability of up to 75% of the card's credit limit, depending on the card type.
  • Offers and discounts at numerous retail outlets, hotels, and restaurants.
  • Complimentary access to airport VIP lounges (via programs such as DragonPass, for a limited number of visits per year).

Cons

  • The card is subject to issuance fees and annual renewal fees.

Our take

The Bank ABC Visa Platinum card is an excellent choice for customers who frequently make online and retail purchases and travel often, and who wish to enjoy benefits such as airport lounge access and rewards programs—provided they pay off the balance in full within the 53-day grace period to avoid incurring finance charges. Relying on the card solely for frequent cash withdrawals is not recommended due to the high costs and interest associated with such transactions; however, the card offers significant value when used for online payments and purchases, allowing cardholders to take advantage of installment plans and loyalty rewards.

The Bank ABC Visa Platinum card is an excellent choice for customers who rely primarily on online and retail purchases.

Compare

Alternatives at a glance
ABC Platinum Visa Credit Card ABC Platinum Visa Credit Card bank abc This oneNBK Platinum Visa Credit Card NBK Platinum Visa Credit Card National Bank of Kuwait Egypt United Bank Platinum Visa Credit Card the united bank ABE Platinum Mastercard Credit Card ABE Platinum Mastercard Credit Card Agricultural Bank of Egypt
Annual fee
EGP 700 EGP 600 EGP 600 EGP 350
Rewards
Rewards points None Rewards points None
Effective APR
26.82% — 36.55% 42.58%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 14 October 2026 - 03:03 PM