AlexBank World Mastercard Credit Card — Alex Bank | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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AlexBank World Mastercard Credit Card

Mastercard
Alex Bank · Credit cards · Egyptian Pound · 4.6 · Friday 03 July 2026 - 01:32 AM
Annual fee
EGP 1,000
Rewards
None
Effective APR
26.82%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average

Not for you if

  • I pay my card off in full
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 1,000 Below the median of 9 World cards (EGP 3,000)
  • Effective APR 26.82% Below the median of 8 World cards (60.01%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 1,000 a year — no interest.

All of this is measured against premium cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless Apple Pay
Credit limit
EGP 250,000 – EGP 3,000,000

Interest & fees

Effective annual rate (APR)
26.82% (2% /mo)
Nominal APR
24%
Grace period
56 days
Annual fee
EGP 1,000
Fee waivable
No
Issuance fee
EGP 3,000
Supplementary card fee/yr
EGP 3,000
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Lounge access
Detailed benefits
Shopping 1
  • المعاملات الشرائية فترة سماح على المعاملات الشرائية تصل إلى ٥٦ يوم
Insurance 1
  • تغطية تأمينية مجانية تغطية تأمينية مجانية على المبالغ المستحقة على البطاقة في حالة الوفاة أو العجز الكلي

Eligibility

Approved employer
No

Do the maths

AlexBank World Mastercard Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.6

4.6 Banky rating

Pros

  • Very high credit limits and cash withdrawals up to 100% of the limit, with the highest points accumulation rate (ALEXPOINTS) and access to over 1,200 airport lounges worldwide for free, plus exclusive discounts for Liverpool fans.

Cons

  • The highest monthly interest rate on credit cards (2%) and higher annual fees compared to the lower-tier cards.

Our take

A strong card for everyday use thanks to a good grace period, flexibility in withdrawals and installments, with a rewards program that adds value to spending. It's a practical and balanced option, but it has fewer perks compared to higher-tier cards.

Compare

Alternatives at a glance
AlexBank World Mastercard Credit Card Alex Bank This oneNBE World Mastercard Credit Card NBE World Mastercard Credit Card National Bank of Egypt CIB World Mastercard Credit Card CIB World Mastercard Credit Card CIB Egypt Banque Misr World Mastercard Credit Card Banque Misr World Mastercard Credit Card BANQUE MISR
Annual fee
EGP 1,000 EGP 3,000 EGP 3,500 EGP 2,500
Rewards
None Rewards points Rewards points Rewards points
Effective APR
26.82% 51.11% 59.92% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 31 October 2026 - 01:33 AM