ABC Classic Visa Credit Card
Visa Signature card is an excellent choice for business professionals, frequent travelers, and high-net-worth individuals.
- Annual fee
- EGP 3,000
- Rewards
- Rewards points
- Effective APR
- 26.82%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
Not for you if
- I want to avoid card fees
- Annual fee higher than average
- I want a card that is easy to get
- Minimum credit limit higher than average
- I want the most cashback
- Annual fee EGP 3,000 Above the median of 8 Signature cards (EGP 2,500)
- Effective APR 26.82% Below the median of 8 Signature cards (57.83%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 3,000 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against premium cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 150,000 – EGP 1,500,000
- Purchase limit abroad (POS)
- EGP 350,000
- Cash withdrawal limit abroad
- EGP 4,000
- Monthly intl. online limit (from Egypt)
- EGP 150,000
Interest & fees
- Effective annual rate (APR)
- 26.82% (2% /mo)
- Nominal APR
- 24%
- Grace period
- 53 days
- Annual fee
- EGP 3,000
- Fee waivable
- No
- Issuance fee
- EGP 3,000
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 1,500
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 26.82% (2% /mo)
- Cash advance APR (nominal)
- 24%
- Domestic cash advance fee
- 6% (min EGP 100)
- Cash advance limit
- Up to 75% of the credit limit in cash
- Cash advance fee abroad
- 12% (min EGP 200)
Rewards & benefits
- Rewards program
- برنامج مكافآت ABC بلس+
- عروض وخصومات عروض وخصومات لدي العديد من المنافذ التجارية والفنادق والمطاعم
- برنامج مكافآت ABC بلس+ تسجيل تلقائي في برنامج مكافآت ABC بلس+
- خدمة التنبيه برسائل SMS خدمة التنبيه برسائل SMS (للمعاملات الشرائية، المدفوعات، و كشف الحساب الشهري)
- تحويل الرصيد من بطاقات البنوك الأخرى إمكانية تحويل الرصيد من بطاقات البنوك الأخرى إلى بطاقة ائتمان بنك ABC
Eligibility
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferSavings Vessel (Certificate / Deposit)Credit Card-Backed
- Required documents
- Bank Statement (Last 3 Months)National ID CopySalary Slip (Last 3 Months)
| Min supplementary age | 16 |
| Nationality | both |
Do the maths
Our take
Pros
- Credit limits for this card start at EGP 150,000 and reach up to EGP 1,500,000, offering exceptional financial flexibility for executing major transactions.
- It offers an interest-free grace period of up to 53 days on purchases.
- The card offers "Signature" tier benefits, including premium access to airport lounges worldwide and travel assistance services (via the global Visa benefits network linked to the card).
- Automatic enrollment in the bank’s rewards program (ABC Plus+) to earn and redeem points.
- Ability to transfer balances from other banks' cards, with a 3-month interest-free and fee-free balance transfer feature.
- Multiple payment options are available via Bank ABC branches, ATMs, Fawry outlets, online banking, or the InstaPay app.
Cons
- The card requires proof of substantial income and high financial standing.
- Cost of immediate cash withdrawals: Just like other cards, cash withdrawals do not benefit from a grace period; interest and fees are calculated immediately upon completion of the withdrawal.
Our take
The Visa Signature card is an excellent choice for business professionals, frequent travelers, and high-net-worth individuals seeking a high credit limit, premium travel benefits, and rewarding perks—provided the balance is paid in full before the 53-day grace period expires to fully enjoy the benefits without incurring interest charges. Given the high credit limit, it is advisable to use the card primarily for major purchases, travel, and online retail transactions, while avoiding cash withdrawals to steer clear of steep additional fees.
Visa Signature card is an excellent choice for business professionals, frequent travelers, and high-net-worth individuals.
Compare
| ABC Classic Visa Credit Card bank abc This one |  NBE Classic Visa Credit Card National Bank of Egypt |  Visa Signature Credit Card SUEZ CANAL BANK |  VISA Signature MID BANK |
|---|---|---|---|
| Annual fee | |||
| EGP 3,000 | EGP 3,000 | EGP 3,000 | EGP 2,500 |
| Rewards | |||
| Rewards points | Rewards points | Rewards points | Rewards points |
| Effective APR | |||
| 26.82% | 51.11% | 55.55% | 60.1% |
Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 14 October 2026 - 03:08 PM