CAE Classic Visa Credit Card — Credit Agricole Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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CAE Classic Visa Credit Card

Visa
Credit Agricole Egypt · Credit cards · Egyptian Pound · 4.5 · Sunday 09 August 2026 - 02:34 PM
Annual fee
EGP 2,000
Rewards
None
Effective APR
26.82%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average

Not for you if

  • I pay my card off in full
    • Annual fee higher than average
  • I want to avoid card fees
    • Annual fee higher than average
  • I want a card that is easy to get
    • Minimum credit limit higher than average
  • I want the most cashback
  • Annual fee EGP 2,000 Above the median of 36 Classic cards (EGP 250)
  • Effective APR 26.82% Below the median of 35 Classic cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 2,000 a year — no interest.

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 150,000 – EGP 500,000

Interest & fees

Effective annual rate (APR)
26.82% (2% /mo)
Nominal APR
24%
Grace period
56 days
Annual fee
EGP 2,000
Fee waivable
No
Issuance fee
EGP 2,000
Late payment fee
EGP 300
Supplementary card fee/yr
EGP 1,000
Min payment (%)
5%
Min payment (fixed)
EGP 100

Rewards & benefits

Detailed benefits
Lifestyle 1
  • حجز التذاكر تقديم الاقتراحات وحجز تذاكر الأحداث الرياضية والاجتماعية والموسيقية والثقافية
Travel 1
  • حجوزات للسفر معلومات واستشارات وحجوزات للسفر الجوي والبري والبحري، والفنادق والشقق والفيلات وتأجير السيارات

Eligibility

Approved employer
No

Do the maths

CAE Classic Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • Offers the lowest monthly interest rate among all the group's cards (3.75%).

Cons

  • It requires credit limits and higher income levels to get it compared to other categories.

Our take

The Crédit Agricole Visa Infinite card is the perfect choice for elites and frequent travelers, thanks to its comprehensive package of concierge services, full travel insurance, and international emergency support. Despite its high issuance cost and financial requirements, it offers its holder a luxurious banking experience and exceptional security benefits that make it.

Compare

Alternatives at a glance
CAE Classic Visa Credit Card Credit Agricole Egypt This oneCIB Classic Cashback Mastercard Credit Card CIB Classic Cashback Mastercard Credit Card CIB Egypt Standard Mastercard Standard Mastercard National Bank of Egypt Al-Arabi Card Al-Arabi Card BANQUE MISR
Annual fee
EGP 2,000 EGP 350 EGP 150 EGP 50
Rewards
None 5% cashback Rewards points None
Effective APR
26.82% 59.92% 51.11% 60.1%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Saturday 31 October 2026 - 03:43 PM