ABC Classic Visa Credit Card — bank abc | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
0% installments
ABC Classic Visa Credit Card

ABC Classic Visa Credit Card

Visa
bank abc · Credit cards · Egyptian Pound · Wednesday 14 October 2026 - 02:39 PM
Annual fee
EGP 250
Rewards
Rewards points
Effective APR
26.82%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I pay my card off in full
    • Has a rewards programme
  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average
  • I want a card that is easy to get
    • Minimum credit limit lower than average

Not for you if

  • I want the most cashback
  • Annual fee EGP 250
  • Effective APR 26.82% Below the median of 35 Classic cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 250 a year — no interest.

What's good

  • Interest-free instalments

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless
Credit limit
EGP 2,000 – EGP 2,999
Purchase limit abroad (POS)
EGP 50,000
Cash withdrawal limit abroad
EGP 3,000
Monthly intl. online limit (from Egypt)
EGP 20,000

Interest & fees

Effective annual rate (APR)
26.82% (2% /mo)
Nominal APR
24%
Grace period
53 days
Annual fee
EGP 250
Fee waivable
No
Issuance fee
EGP 250
Late payment fee
EGP 200
Over-limit fee
EGP 150
Supplementary card fee/yr
EGP 150
Foreign txn fee
3%
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Cash advance APR (effective)
26.82% (2% /mo)
Cash advance APR (nominal)
24%
Domestic
Domestic cash advance fee
6% (min EGP 100)
Cash advance limit
Up to 75% of the credit limit in cash
Abroad
Cash advance fee abroad
12% (min EGP 200)

Rewards & benefits

Installments · up to 36 mo Purchase protection
Rewards program
برنامج مكافآت ABC بلس+
Detailed benefits
Lifestyle 2
  • برنامج مكافآت ABC بلس+ تسجيل تلقائي في برنامج مكافآت ABC بلس+
  • سداد بطاقات البنوك الأخرى إمكانية تحويل الرصيد من بطاقات البنوك الأخرى إلى بطاقة ائتمان بنك ABC
Other 1
  • تحويل الرصيد خدمة تحويل الرصيد 3 شهور بدون فوائد و بدون رسوم

Eligibility

Min age
21
Approved employer
No
Accepted employment types
EmployedGovernmentMilitarySelf-EmployedPensionerFreelancer
Accepted professions
any profession
Accepted security types
Salary TransferCredit Card-BackedSavings Vessel (Certificate / Deposit)
Required documents
Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill
Eligibility criteria
Min supplementary age16
Nationalityboth

Do the maths

ABC Classic Visa Credit Card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Compare

Alternatives at a glance
ABC Classic Visa Credit Card ABC Classic Visa Credit Card bank abc This oneBdC Classic Mastercard Credit Card BdC Classic Mastercard Credit Card banque du caire United Bank Classic Visa Credit Card the united bank Split Credit Card Split Credit Card Egbank
Annual fee
EGP 250 EGP 250 EGP 250 EGP 500
Rewards
Rewards points None Rewards points Rewards points
Effective APR
26.82% 60.1% 38.16% 42.58%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 14 October 2026 - 02:39 PM