ABC Infinite Visa Credit Card
Visa Infinite credit card is the ideal and perfect choice for top business executives and travelers, offering exclusive benefits.
- Annual fee
- EGP 6,000
- Rewards
- Rewards points
- Effective APR
- 26.82%
Banky Analysis
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I pay my card off in full
- Has a rewards programme
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Secured by a deposit, so approval is easier
Not for you if
- I want the most cashback
- Annual fee EGP 6,000
- Effective APR 26.82% Below the median of 12 Infinite cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 6,000 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against elite cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
- Credit limit
- EGP 400,000 – EGP 2,000,000
- Purchase limit abroad (POS)
- EGP 490,000
- Cash withdrawal limit abroad
- EGP 4,000
- Monthly intl. online limit (from Egypt)
- EGP 195,000
Interest & fees
- Effective annual rate (APR)
- 26.82% (2% /mo)
- Nominal APR
- 24%
- Grace period
- 53 days
- Annual fee
- EGP 6,000
- Fee waivable
- No
- Issuance fee
- EGP 6,000
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 3,000
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 26.82% (2% /mo)
- Cash advance APR (nominal)
- 24%
- Domestic cash advance fee
- 6% (min EGP 100)
- Cash advance limit
- Up to 75% of the credit limit in cash
- Cash advance fee abroad
- 12% (min EGP 200)
Rewards & benefits
- Rewards program
- برنامج مكافآت ABC بلس+
- خصومات وعروض التمتع بخصومات وعروض حصريه فى العديد من المنتجعات الفاخرة حول العالم
- خدمه Concierge خدمه Concierge المتاحه على مدار 24 ساعه والتي تمنحك فريق مسؤل عن تقديم خدمات شخصية( حجز مطاعم – ترتيبات سفر -المساعدة في التسوق الخ...)
- دخول صالات المطارات تمتع بخصوصية في اكثر من 1000 صالة من صالات الانتظار في المطارات مع رفيق سفرك حيث تمنحك بطاقة Visa Infinite عدد لا نهائي من الزيارات المجانيه فى العديد من صالات المطارات حول العالم
- برنامج ABC بلس احصل علي نقاط مكافآت عند استخدامك بطاقتك فى المشتريات المحلية و الدولية مع برنامج ABC Rewards plus الذي يتيح لك استرداد النقاط في متاجرك المفضلة
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentSelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferCredit Card-BackedSavings Vessel (Certificate / Deposit)
- Required documents
- National ID CopyRecent Utility BillSalary Slip (Last 3 Months)
| Min supplementary age | 16 |
| Nationality | both |
Do the maths
Our take
Pros
- Enjoy privacy at over 1,000 airport lounges with your travel companion; the Visa Infinite card grants you unlimited complimentary access to numerous airport lounges worldwide.
- A 24-hour concierge service providing a dedicated team to handle personalized requests (such as restaurant reservations, travel arrangements, shopping assistance, etc.).
- Enjoy exclusive discounts and offers at numerous luxury resorts around the world.
Cons
- High eligibility and income requirements
- High issuance and annual fees
- Cost of immediate cash withdrawals: Cash withdrawals do not benefit from a grace period; instead, interest and fees are charged immediately upon completion of the transaction, just like with other credit cards.
Our take
Visa Infinite credit card is the ideal choice for high-profile business professionals and frequent travelers who can truly benefit from unlimited airport lounge access and premium concierge services. To maximize the card's value, the outstanding balance should be paid in full within the 53-day grace period to avoid financing charges. If you travel regularly and rely on the card for significant transactions and luxury shopping, the card offers substantial added value that justifies its annual fee; however, if usage is limited—restricted to minor transactions or cash withdrawals—lower-tier cards (such as Platinum or Signature) would be more financially advantageous.
Visa Infinite credit card is the ideal and perfect choice for top business executives and travelers, offering exclusive benefits.
Compare
| ABC Infinite Visa Credit Card bank abc This one |  NBK Infinite Visa Credit Card National Bank of Kuwait Egypt |  NBE Infinite Visa Credit Card National Bank of Egypt |  Visa Infinite Credit Card SUEZ CANAL BANK |
|---|---|---|---|
| Annual fee | |||
| EGP 6,000 | EGP 8,000 | EGP 8,000 | EGP 4,000 |
| Rewards | |||
| Rewards points | None | Rewards points | Rewards points |
| Effective APR | |||
| 26.82% | — | 51.11% | 55.55% |
Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 14 October 2026 - 03:26 PM