Silver Mastercard credit card — Egyptian Arab Land Bank | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
  • 🇺🇸 USD Buy 55.37 Sell 55.51 −0.35 −0.63%
  • 🇪🇺 EUR Buy 62.05 Sell 62.22 −0.13 −0.21%
  • 🇬🇧 GBP Buy 74.26 Sell 74.45 −0.36 −0.48%
  • 🇸🇦 SAR Buy 14.75 Sell 14.79 −0.09 −0.63%
  • 🇦🇪 AED Buy 15.07 Sell 15.11 −0.09 −0.62%
  • 🇰🇼 KWD Buy 179.65 Sell 180.15 −1.14 −0.63%
  • 24 Karat 7,040.00 +25.00 +0.36%
  • 21 Karat 6,160.00 +20.00 +0.33%
  • 18 Karat 5,280.00 +15.00 +0.28%
  • Gold Pound 49,280.00 +160.00 +0.33%
  • Ounce 218,970.00 +710.00 +0.33%
Silver Mastercard credit card

Silver Mastercard credit card

Mastercard
Egyptian Arab Land Bank · Credit cards · Egyptian Pound · 4.0 · Sunday 02 August 2026 - 04:04 PM
Annual fee
EGP 50
Rewards
None
Effective APR
20.98%

Banky Analysis

Evaluated per usage pattern

A card's value depends on how you use it, so no single rating is honest for everyone

Suits you if

  • I carry a balance month to month
    • Purchase APR lower than average
  • I want to avoid card fees
    • Annual fee lower than average

Not for you if

  • I pay my card off in full
    • Annual fee lower than average
  • I want the most cashback

Not yet evaluated for: I want a card that is easy to get

  • Annual fee EGP 50 Below the median of 36 Classic cards (EGP 250)
  • Effective APR 20.98% Below the median of 35 Classic cards (60.1%)
What it actually costs you

Clearing it in full before the due date, your cost is EGP 50 a year — no interest.

Not known yet

1 more detail we don't have yet

All of this is measured against entry-level cards in EGP only

Last checked Monday 02 November 2026 - 04:00 PM

Card & limits

Contactless

Interest & fees

Effective annual rate (APR)
20.98% (1.6% /mo)
Nominal APR
19.2%
Grace period
56 days
Annual fee
EGP 50
Fee waivable
No
Min payment (%)
5%
Min payment (fixed)
EGP 100

Cash advance

Domestic
Domestic cash advance fee
EGP 20

Rewards & benefits

Detailed benefits
Cash 1
  • سحب نقدي سحب نقدي يصل إلى 100% من الحد الائتماني
Lifestyle 1
  • تكنولوجيا الشريحة الذكية ضمان أعلى مستويات الأمان تعمل البطاقة بتكنولوجيا الشريحة الذكية (CHIP&Pin Technology)

Eligibility

Approved employer
No
Required documents
Recent Utility Bill

Do the maths

Silver Mastercard credit card

Find the card tiers you qualify for and an estimated credit limit.

Enter values to see the result.

Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.0

4.0 Banky rating

Pros

  • Low annual fees and easier issuance terms suitable for mid-level entries.

Cons

  • A smaller credit limit and lower perks/rewards compared to the gold tier.

Our take

The silver credit card is a good option for customers looking for a card that meets their daily needs, thanks to a grace period of up to 56 days and the ability to withdraw up to 100% of the credit limit, but it lacks the exclusive perks offered by the higher tiers..

Compare

Alternatives at a glance
Silver Mastercard credit card Silver Mastercard credit card Egyptian Arab Land Bank This oneBdC Classic Mastercard Credit Card BdC Classic Mastercard Credit Card banque du caire United Bank Classic Visa Credit Card the united bank Split Credit Card Split Credit Card Egbank
Annual fee
EGP 50 EGP 250 EGP 250 EGP 500
Rewards
None None Rewards points Rewards points
Effective APR
20.98% 60.1% 38.16% 42.58%
Compare with 3 similar credit cards

Added Thursday 02 July 2026 - 01:56 AM Updated Thursday 24 September 2026 - 04:31 PM