0% installments
ABC Classic E-Commerce Visa Credit Card
- Annual fee
- EGP 100
- Rewards
- None
- Effective APR
- 26.82%
Banky Analysis
Evaluated per usage pattern
A card's value depends on how you use it, so no single rating is honest for everyone
Suits you if
- I carry a balance month to month
- Purchase APR lower than average
- I want to avoid card fees
- Annual fee lower than average
- I want a card that is easy to get
- Minimum credit limit lower than average
Not for you if
- I pay my card off in full
- Annual fee lower than average
- I want the most cashback
- Annual fee EGP 100 Below the median of 36 Classic cards (EGP 250)
- Effective APR 26.82% Below the median of 35 Classic cards (60.1%)
What it actually costs you
Clearing it in full before the due date, your cost is EGP 100 a year — no interest.
What's good
- Interest-free instalments
All of this is measured against entry-level cards in EGP only
Last checked Monday 02 November 2026 - 04:00 PM
Card & limits
Contactless
- Credit limit
- EGP 500 – EGP 10,000
- Purchase limit abroad (POS)
- EGP 50,000
- Cash withdrawal limit abroad
- EGP 3,000
- Monthly intl. online limit (from Egypt)
- EGP 20,000
Interest & fees
- Effective annual rate (APR)
- 26.82% (2% /mo)
- Nominal APR
- 24%
- Grace period
- 53 days
- Annual fee
- EGP 100
- Fee waivable
- No
- Issuance fee
- EGP 100
- Late payment fee
- EGP 200
- Over-limit fee
- EGP 150
- Supplementary card fee/yr
- EGP 50
- Foreign txn fee
- 3%
- Min payment (%)
- 5%
- Min payment (fixed)
- EGP 100
Cash advance
- Cash advance APR (effective)
- 26.82% (2% /mo)
- Cash advance APR (nominal)
- 24%
- Domestic cash advance fee
- 6% (min EGP 100)
- Cash advance limit
- Up to 75% of the credit limit in cash
- Cash advance fee abroad
- 12% (min EGP 200)
Domestic
Abroad
Rewards & benefits
Installments · up to 36 mo Travel insurance Purchase protection
- Rewards program
- برنامج مكافآت ABC بلس+
- برنامج مكافآت ABC بلس+ تسجيل تلقائي في برنامج مكافآت ABC بلس+
- سداد بطاقات البنوك الأخرى إمكانية تحويل الرصيد من بطاقات البنوك الأخرى إلى بطاقة ائتمان بنك ABC
- خصومات المطاعم والفنادق عروض وخصومات لدي العديد من المنافذ التجارية والفنادق والمطاعم
Detailed benefits
Lifestyle 2
Dining 1
Eligibility
- Min age
- 21
- Approved employer
- No
- Accepted employment types
- EmployedGovernmentSelf-EmployedFreelancer
- Accepted professions
- any profession
- Accepted security types
- Salary TransferCredit Card-BackedSavings Vessel (Certificate / Deposit)
- Required documents
- Bank Statement (Last 3 Months)National ID CopyRecent Utility Bill
Eligibility criteria
| Min supplementary age | 16 |
| Nationality | both |
Do the maths
Compare
| ABC Classic E-Commerce Visa Credit Card bank abc This one |  BdC Classic Mastercard Credit Card banque du caire | United Bank Classic Visa Credit Card the united bank |  Split Credit Card Egbank |
|---|---|---|---|
| Annual fee | |||
| EGP 100 | EGP 250 | EGP 250 | EGP 500 |
| Rewards | |||
| None | None | Rewards points | Rewards points |
| Effective APR | |||
| 26.82% | 60.1% | 38.16% | 42.58% |
Added Thursday 02 July 2026 - 01:56 AM Updated Wednesday 14 October 2026 - 02:37 PM