Abu Dhabi Islamic Bank – Egypt (ADIB Egypt) lets its customers use Apple Pay to pay easily and securely with iPhone, Apple Watch and other compatible devices, without needing to use the physical bank card.

Customers can add their valid, active debit cards and covered cards to Apple Wallet through the ADIB Egypt app or the Wallet app, then use the card in stores, in apps and online.

What is Apple Pay?

  • An electronic payment service that lets you use Apple devices to make purchases without needing the physical card.

  • It can be used on iPhone, Apple Watch, iPad and Mac, depending on the supported devices and operating systems.

  • The service relies on verification methods such as Face ID, Touch ID or a passcode to secure payments.

Who can use Apple Pay with ADIB Egypt?

  • Any customer with a valid, active covered card or debit card from ADIB Egypt can add their card to Apple Pay

Ways to add an ADIB card to Apple Pay:

First: Through the ADIB Egypt app:

  • Open the latest version of the ADIB Egypt app.

  • Select the card you want to add to Apple Wallet.

  • Tap "Get started with Apple Pay".

  • Follow the on-screen steps to complete adding and verifying the card.

Second: Through the Apple Wallet app:

  • Open the Apple Wallet app.

  • Tap the "+" sign to add a card.

  • Scan the card details with your phone's camera or enter them manually.

  • Follow the instructions to complete activation.

Third: Through the ADIB Egypt app from within Wallet:

  • Tap the "+" sign in Apple Wallet.

  • Select the ADIB Egypt mobile banking app.

  • Enter your login details.

  • The cards available for setup will appear, ready to be added to Apple Pay.

How to pay with Apple Pay:

  • On iPhone or Apple Watch, double-press the side button.

  • Verify using Face ID, Touch ID or your passcode.

  • Hold the device near the payment terminal to complete the transaction.

  • When buying in apps or online, choose Apple Pay at checkout, then confirm the transaction.

Does the customer need to enter the card PIN?

  • With Apple Pay, you do not usually need to enter your card PIN.

  • The user's identity is verified through Face ID, Touch ID or a passcode.

  • Some merchants may ask for a PIN on high-value transactions, in line with card network rules.

Transaction limits for Apple Pay:

  • All Apple Pay transactions are subject to the same limits that apply to the primary card at ADIB Egypt.

ADIB Egypt's Apple Pay service gives customers a digital payment experience that combines ease of use with fast transactions, while benefiting from the security features available on Apple devices. Customers can add their card, activate the service and start using it, subject to the applicable terms and conditions.