MID Plus Variable Return 3 Years Certificate in Egyptian Pounds — MID BANK | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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MID Plus Variable Return 3 Years Certificate in Egyptian Pounds

MID BANK · Certificates · Egyptian Pound · 5.0 · Monday 24 August 2026 - 02:01 AM

Mid Plus is a 3-year savings certificate with a minimum 17% variable annual return, flexible payouts, and borrowing of up to 95% of its value.

Current yield · variable
20.5% – 20.65%
Term
3 yrs
Min. deposit
EGP 100K
Payout
Daily 20.5% · Monthly 20.65%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • Grow my savings the most
    • Yield higher than average for this term
  • Keep my money reachable
    • Several payout options

Not for you if

  • I want a predictable return
    • The return is variable

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Floating
Payout
Multiple
Yield by payout
Daily 20.5% · Monthly 20.65%
Rate tiers
  1. ≥ EGP 100,000 Year 3Daily
    20.5%
  2. ≥ EGP 100,000 Year 3Compounded monthly
    20.65%

Amount & term

Term
3 yrs
Min deposit
EGP 100,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
No
Renewal term
Flexible
Available online
Yes
Branch visit required
Yes
National ID required
Yes

Do the maths

MID Plus Variable Return 3 Years Certificate in Egyptian Pounds

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 5.0

5.0 Banky rating

Pros

  • You can borrow up to 95% of the certificate’s value at a competitive interest rate.
  • The certificate is issued to individuals and may be purchased in the name of a minor under the guardianship of their legal guardian.

Cons

  • The certificate cannot be redeemed before 6 months, after which redemption follows the bank’s announced schedule.

Our take

Mid Plus is a flexible 3-year savings certificate offering a variable return linked to the Central Bank corridor rate, with a minimum annual return of 17% and the choice of daily or monthly payouts. It also allows borrowing up to 95% of the certificate value, making it suitable for customers seeking competitive returns while maintaining financial flexibility and access to liquidity.

Mid Plus is a 3-year savings certificate with a minimum 17% variable annual return, flexible payouts, and borrowing of up to 95% of its value.

Compare

Alternatives at a glance
MID Plus Variable Return 3 Years Certificate in Egyptian Pounds MID BANK This one Platinum Variable Interest Certificate National Bank of Egypt Gary Plus certificate SUEZ CANAL BANK 3-year certificate with variable return CIB Egypt
Current yield · variable
20.5% – 20.65% 20.5% Current annual yield · variable20.5% Current annual yield · variable20.25% – 20.5%
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 100K EGP 1,000 EGP 1,000 EGP 1,000
Payout
Daily 20.5% · Monthly 20.65% Monthly Monthly Daily 20.25% · Monthly 20.5%
Compare with 3 similar certificates

Added Monday 29 June 2026 - 10:31 PM Updated Friday 30 October 2026 - 09:43 AM