National Bank of Egypt — National Bank of Egypt | Banky

Editor-in-Chief Mohamed Salah

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Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
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National Bank of Egypt

National Bank of Egypt · Certificates · Egyptian Pound · 4.5 · Sunday 28 June 2026 - 10:59 AM

The National Bank of Egypt’s Triple Platinum Fixed-Yield Certificate features a range of exclusive characteristics and benefits.

Yield by payout
17.75% – 17.85%
Term
3 yrs
Min. deposit
EGP 1,000
Payout
Monthly 17.75% · Quarterly 17.85%

Banky Analysis

Suits you if

  • I need monthly income
    • Several payout options
  • I want a predictable return
    • Fixed return for the whole term
  • Keep my money reachable
    • Several payout options

Not for you if

  • Grow my savings the most
    • Yield lower than average for this term

All of this is measured against products of 25–36 months in EGP only

Last checked Monday 02 November 2026 - 04:02 PM

Returns

Yield type
Fixed
Payout
Multiple
Yield by payout
Monthly 17.75% · Quarterly 17.85%
Rate tiers
  1. ≥ EGP 1,000 Compounded monthly
    17.75%
  2. ≥ EGP 1,000 Compounded quarterly
    17.85%

Amount & term

Term
3 yrs
Min deposit
EGP 1,000

Withdrawal & renewal

Early withdrawal
Yes
Auto-renew
Yes
Renewal term
3 yrs
Available online
Yes
Branch visit required
Yes
National ID required
Yes
Early-withdrawal tiers
From dayPenaltyDescription
1802.5%عمولة الاستردا من ٦ شهور إلى سنة
3652%عمولة الاستردا السنة الثانية
7301%عمولة الاستردا السنة الثالثة

Do the maths

National Bank of Egypt

Compute the total return and profit on a savings certificate, by payout.

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Results are estimates for guidance only and may differ from a bank's actual offer.

Our take 4.5

4.5 Banky rating

Pros

  • The return is fixed throughout the term of the certificate.
  • Flexible and varied payout options: The certificate offers you excellent payout choices tailored to your needs.
  • The minimum purchase amount is low, starting at 1,000 pounds.
  • It is possible to obtain loans or issue various types of credit cards secured by the certificate from any of the bank's branches, in accordance with applicable regulations.
  • The calculation of the return begins on the business day following the day of purchase.

Cons

  • The certificate cannot be redeemed or broken prior to the expiration of six months from the business day following the purchase; early redemption before the term ends will result in a deduction from the accrued profits, in accordance with the bank's redemption schedule.
  • Early Redemption Deduction: Upon redemption prior to the end of the term, the bank’s published redemption schedules apply, resulting in a deduction from the realized returns.

Our take

The Three-Year Platinum Certificate is an excellent choice for investors and individuals seeking a secure, steady, and risk-free periodic income. It is ideal for those with sufficient liquidity to commit funds for a minimum of six months. Offered by the National Bank of Egypt, this fixed-yield certificate features a guaranteed, constant return; the interest rate remains fixed throughout the three-year term, ensuring a secure and regular cash flow unaffected by market fluctuations.

The National Bank of Egypt’s Triple Platinum Fixed-Yield Certificate features a range of exclusive characteristics and benefits.

Compare

Alternatives at a glance
National Bank of Egypt National Bank of Egypt This one Classic Certificate SUEZ CANAL BANK Diamond Plus Certificate Housing and Development Bank Premium Certificate CIB Egypt
Yield by payout
17.75% – 17.85% 17.75% – 17.85% 17.75% – 18% 18% Annual yield
Term
3 yrs 3 yrs 3 yrs 3 yrs
Min. deposit
EGP 1,000 EGP 1,000 EGP 250K EGP 50K
Payout
Monthly 17.75% · Quarterly 17.85% Monthly 17.75% · Quarterly 17.85% Monthly 17.75% · Annual 18% Monthly
Compare with 3 similar certificates

Added Wednesday 06 May 2026 - 02:34 AM Updated Friday 09 October 2026 - 01:56 PM