Interest-free installments First Air Conditioning | Banky

Editor-in-Chief Mohamed Salah

ع

Editor-in-Chief Mohamed Salah

BANKY NOW 2 Nov 2026
  • Central Bank of Egypt
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Zero Interest Installment Until 31 December

Interest-free installments First Air Conditioning

Use your CIB credit card and pay for your purchases in 6 interest-free installments.

Merchant
First air conditionOnline and in store
Bank
CIB Egypt on 13 cards
Valid
Until 31 December 2026

Banky shows the offer as the bank announced it. The final terms and any cap are the bank's.

Cards with this offer 13

Active offer
Annual fee EGP 300
Rewards Rewards points
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 4.0
4.0 Banky rating

Pros

  • Reward points on every purchase.
  • Up to 55-day interest-free grace period.
  • Free supplementary cards.

Cons

  • Relatively high interest rate (3.99%).
  • High cash withdrawal fees.

Our take

The CIB Gold Credit Card is a well-balanced option for everyday spending, offering reward points, a 55-day grace period, and installment plans. It is suitable for customers seeking value without paying premium card fees.

User ratings

Active offer
Annual fee EGP 350
Rewards 5% cashback
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 4.5
4.5 Banky rating

Pros

  • Up to 5% cashback.
  • Airport lounge access.
  • 55-day grace period.

Cons

  • Monthly cashback cap.
  • Higher cash withdrawal fee.
  • 3.99% interest.

Our take

The CIB Cashback Credit Card is one of the strongest cashback cards in its category, offering up to 5% cashback on selected spending categories and excellent value for daily purchases.

User ratings

Active offer
Annual fee EGP 450
Rewards Rewards points
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 4.5
4.5 Banky rating

Pros

  • 2 BONUS points per EGP spent.
  • Discounts of up to 40%.
  • Complimentary airport lounge access.

Cons

  • Relatively high annual fee.
  • High spending required for welcome rewards.
  • Monthly insurance fee.

Our take

The CIB Hey Credit Card is designed for customers seeking enhanced shopping rewards, exclusive discounts, and insurance coverage. It is ideal for medium to high spenders.

User ratings

Active offer
Annual fee EGP 450
Rewards Rewards points
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Interest & fees

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 4.0
4.0 Banky rating

Pros

  • 2 BONUS points per EGP.
  • Airport lounge access.
  • Free supplementary cards.

Cons

  • 3.99% interest rate.
  • Fewer rewards than Platinum.

Our take

The CIB Titanium Credit Card provides a strong combination of rewards and travel benefits at a more affordable cost than premium cards.

User ratings

Active offer
Annual fee EGP 700
Rewards Rewards points
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Interest & fees

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Cash advance

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Rewards & benefits

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Eligibility

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Our take

Pros

  • 3 BONUS points per EGP.
  • Complimentary airport lounge access.
  • Premium reward program.

Cons

  • Higher annual fee.
  • Expensive cash withdrawal fees.

Our take

The CIB Platinum Credit Card is a premium option combining generous rewards, travel privileges, and high credit limits for frequent spenders.

User ratings

Active offer
Annual fee EGP 3,500
Rewards Rewards points
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Interest & fees

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Cash advance

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Rewards & benefits

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Eligibility

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Our take

Pros

  • Mastercard World benefits.
  • Worldwide acceptance.
  • Free supplementary cards.

Cons

  • High annual fee.
  • Only 45-day grace period.

Our take

The CIB World Credit Card targets premium customers with exclusive global privileges, although its shorter grace period and higher fees may not suit everyone.

User ratings

Active offer
Annual fee EGP 1,500
Rewards Rewards points
Effective APR 59.92%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Rewards & benefits

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Eligibility

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Our take 4.8
4.8 Banky rating

Pros

  • 6 EXPLORE points on travel and international spending.
  • 8 complimentary airport lounge visits.
  • Flexible travel rewards redemption.

Cons

  • High annual fee
  • Less valuable for infrequent travelers.

Our take

The CIB EXPLORE Platinum Credit Card is tailored for travelers, offering travel rewards, airline and hotel bookings, and airport lounge access. It is ideal for customers who travel regularly.

User ratings

Active offer
Annual fee EGP 2,500
Rewards Rewards points
Effective APR 59.92%
Fee waivable
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Eligibility

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Our take 5.0
5.0 Banky rating

Pros

  • 20 complimentary lounge visits worldwide.
  • Fast Track airport services.
  • High travel rewards earning rate.

Cons

  • High spending required.
  • Best suited for frequent travelers.

Our take

The CIB EXPLORE World Credit Card is one of CIB's best travel cards, offering premium airport access, travel perks, and an outstanding rewards program for frequent travelers.

User ratings

Active offer 0% installments
Annual fee EGP 550
Rewards 5% cashback
Effective APR 59.92%
Fee waivable
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Rewards & benefits

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Eligibility

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Our take 4.5
4.5 Banky rating

Pros

  • 5% instant discount on noon.
  • Interest-free installments.

Cons

  • Limited value outside the noon ecosystem.

Our take

The CIB noon Credit Card is an excellent option for frequent noon shoppers, offering instant discounts, installment plans, and reward points on everyday spending.

The CIB noon Credit Card is an excellent option for frequent noon shoppers

User ratings

Active offer
Annual fee EGP 600
Rewards 25% cashback
Effective APR 69.59%
Apple Pay
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Our take 4.5
4.5 Banky rating

Pros

  • Up to 25% cashback on talabat.
  • Free delivery benefits.
  • Attractive welcome rewards.

Cons

  • Only 40-day grace period.
  • Benefits mainly tied to talabat.

Our take

The CIB talabat Credit Card is designed for loyal talabat users, offering generous cashback, free delivery, and exclusive in-app discounts.

The CIB talabat Credit Card is designed for loyal talabat users

User ratings

Active offer
Annual fee No fee
Rewards Rewards points
Effective APR 37.19%
Apple Pay Fee waivable
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 4.5
4.5 Banky rating

Pros

  • No issuance or annual fees.
  • Free domestic cash withdrawals.
  • Installments up to 12 months with BONUS rewards.

Cons

  • Only a 40-day grace period.
  • Focused on installments rather than travel or cashback.
  • 3.99% interest on non-installment transactions.

Our take

The CIB Swype 12 Credit Card is ideal for customers looking for short-term installment plans with no issuance or renewal fees. It also offers free domestic cash withdrawals, making it a practical everyday card.

The CIB Swype 12 Credit Card is ideal for customers looking for short-term installment plans with no issuance or renewal fees.

User ratings

Active offer
Annual fee No fee
Rewards Rewards points
Effective APR 37.19%
Apple Pay Fee waivable
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Interest & fees

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 4.8
4.8 Banky rating

Pros

  • Installments up to 36 months.
  • No issuance or renewal fees.
  • Free domestic cash withdrawals.

Cons

  • Only a 40-day grace period.
  • No travel or airport lounge benefits.
  • Limited value for customers who don't use installments.

Our take

The CIB Swype 36 Credit Card is designed for customers who need longer installment periods for larger purchases while keeping the same fee-free benefits and flexibility.

User ratings

Active offer
Annual fee No fee
Rewards Rewards points
Effective APR 37.19%
Apple Pay Fee waivable
Details
Updated Sunday 01 November 2026 - 04:24 PM
+ 16 more offers on this card Discount 9 · Zero Interest Installment 7

Nearest end first · 6 of 16

Banky Analysis

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Card & limits

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Interest & fees

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Cash advance

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Rewards & benefits

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Eligibility

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Our take 5.0
5.0 Banky rating

Pros

  • Installments up to 60 months.
  • No issuance or annual fees.
  • Free domestic cash withdrawals.

Cons

  • Only a 40-day grace period.
  • No cashback or premium travel benefits.

Our take

The CIB Swype 60 Credit Card is the best choice within the Swype family for customers seeking the longest installment period for high-value purchases while enjoying zero issuance and renewal fees.

User ratings